Hyundai Capital
Sr. Commercial Vehicle Finance Associate (Truck & Trailer)
Hyundai Capital, Irvine, California, United States, 92713
Job Description - Sr. Commercial Vehicle Finance Associate (Truck & Trailer) (2500004B)
Who We Are
Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce.
We Take Care of Our People
Along with competitive pay, as an employee of HCA, you are eligible for the following benefits:
Medical, Dental and Vision plans that include no-cost and low-cost plan options
Immediate 401(k) matching and vesting
Vehicle purchase and lease discounts plus monthly vehicle allowances
Paid Volunteer Time Off with company donation to a charity of your choice
What to Expect
The Sr. Commercial Vehicle Finance Associate (Truck & Trailer) is involved in the underwriting of commercial vehicle loan requests originating from approved dealers or OEMs.
What You Will Do
Evaluate truck, trailer and other commercial vehicle financing (CVF) applications using commercial and/or consumer credit bureaus, financial and/or bank statements, and other forms of analysis as needed to determine credit worthiness and proposed terms and conditions meet CVF underwriting standards.
Support system enhancement and implementation by working cross-functionally on business requirement documentation, workflow definition, compliance adherence, testing and training, using domain expertise in truck and trailer financing.
Support the CVF funding team’s workflow process by assisting dealers or OEM with contract issues as well as contacting dealers regarding missing loan documentation to ensure loan packages are funded within a timely manner.
Qualifications
Minimum 4-6 years related experience including 2+ years of experience as a Credit Analyst
Experience with truck and trailer credit and funding processes, including loan documentation.
Knowledge of Daybreak and/or Alfa and automated credit decision system(s) a plus.
Proven track record with delivering seamless customer experiences.
Proven knowledge of the truck and trailer credit and funding processes, including loan documentation
Ability to assist in training of internal and external customers on Truck and Trailer Commercial Vehicle Finance
Basic knowledge of compliance laws as related to commercial vehicle lending, contracting and funding.
Proficient in MS Office including Word, Excel, PowerPoint, and Outlook
Relationship building skills with both internal and external customers.
Self-starter with excellent time management skills, ability to manage multiple tasks effectively
Strong written and verbal communication skills.
Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.
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