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Capital Bank, N.A.

Enterprise Risk Officer

Capital Bank, N.A., Rockville, Maryland, us, 20849

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ERM Risk Officer

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ERM Risk Officer

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Capital Bank, N.A. Get AI-powered advice on this job and more exclusive features. About Us

Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. About Us

Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.

Position Purpose

The ERM (Enterprise Risk Management) Risk Officer is a key contributor within the Bank’s Second Line of Defense Enterprise Risk Management Program. The Risk Officer will be responsible for assisting with the development and maintenance of the company’s risk-based programs, working closely with business partners throughout the company to document, assess, and report on the current risk and control environment. The Risk Officer will also support responsibilities of the company’s New Product & Services program. This includes managing the New Product & Services requirements, coordination across 1st Line and 2nd Line teams, supporting risk assessment activities, and coordinating committee meeting materials. The Risk Officer is accountable for promoting the culture of the ERM program and assisting the Risk Management organization in driving this culture throughout the company. This role will work across the organization to ensure effective communication and collaboration with business stakeholders.

Position Responsibilities

Prepare materials and gather data for Risk Assessment activities, support the development of Operational Risk program components, & coordinate the oversight of the New Product Approval program execution Facilitate effective risk management governance for ERM initiatives, which may include quality assurance, conducting risk assessments and control evaluations, and defining test work Work with business units to provide risk management expertise and consultation for projects and initiatives Coordination and execution of the company’s policy management program Evaluate the adequacy of policies and procedures to identify control weaknesses Identify and assess enterprise and emerging risk issues and support the assignment of risk ratings consistent with established program standards Collaborate with applicable stakeholders to gather management action plans that effectively remediate identified issues Develop reporting to create transparency and prioritize risk-mitigating activities across the organization and communicate assessment results to senior management Lead development of Risk Management reporting requirements which provide senior leadership and Board Members visibility to key initiatives, activities, and events Develop materials and facilitate enterprise risk training programs for business partners. Experience with Model Risk Management program requirements a plus Understand and Adhere to all Corporate Policies to include but not limited to the Code of Conduct Advise and assist the business with execution of new product risk assessments of new products and services. This includes, as appropriate, collection of documents and analysis, risk assessment questionnaires and other information to support evaluation of risks associated with potential new products and/or services Serve as a subject matter expert and liaison for the various lines of business, answering questions, providing instruction and offering effective challenge of the risk assessment process. Oversight of program execution to ensure periodic reviews and ongoing monitoring tasks are completed as required Escalate issues identified through risk assessments to ensure awareness and evaluate the adequacy of remediation plans Track inventory and timing of new product and services projects, including progress and timing of reviews, coordination of materials, and oversight of follow-up items and remediation plan progress Offer suggestions for program improvements and enhancements

Minimum Education & Experience

5+ years in Enterprise Risk Management and/or Operational Risk Management within the Financial Services industry, either as an employee or third-party external risk manager or any combination thereof Office of the Comptroller of the Currency regulated financial institution experience preferred but not required and experience with the Federal Reserve and their Risk Management program expectation a bonus Bachelor's degree in accounting, finance, business administration, or related field required Master’s degree in Accounting, Business Administration, or related field a bonus Active industry relevant certifications a bonus Mastery subject matter expertise in COSO, NIST, and FFIEC risk management frameworks desired Experience in partnering with first and second line of defense teams on executing an enterprise risk assessment program

Technical Knowledge And Skills

FFIEC and SEC regulations COSO, CoBIT, FFIEC, NIST, ITIL, and ISO frameworks All applicable banking laws, rules, and regulations All applicable mortgage banking laws, rules, and regulations All applicable credit card laws, rules, and regulations Master proficiency in Excel including the creation of pivot tables and risk metrics Proficiency in all other Microsoft Office suite of applications Excellent oral and written communication skills

Working Arrangements

Open to 100% remote candidates.

Compensation

Base Salary Range: $75,000 - $115,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description. Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Why Join Us?

Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more! Company Contributions to your 401k - Regardless of your contribution Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous Paid Time Off and Paid Holidays – Including Paid Charity Hours to support volunteer opportunities

Supporting Businesses. Helping People. Strengthening Communities.

Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer. Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at Capital Bank, N.A. by 2x Sign in to set job alerts for “Risk Management Officer” roles.

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