Huntington National Bank
Credit Risk and Analytics Manager, Sr
Huntington National Bank, Minnetonka, Minnesota, United States, 55345
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Credit Risk and Analytics Manager, Sr
role at
Huntington National Bank 2 days ago Be among the first 25 applicants Join to apply for the
Credit Risk and Analytics Manager, Sr
role at
Huntington National Bank Get AI-powered advice on this job and more exclusive features. Direct message the job poster from Huntington National Bank Senior Talent Acquisition Consultant at Huntington National Bank
Description
Huntington National Bank is seeking a
Credit Risk and Analytics Senior Manager
within the
Credit Administration function (Second Line of Defense) . This role provides independent oversight and analytical insight across a broad and dynamic portfolio suite, including:
Consumer Lending (secured/unsecured) Auto Finance Residential Mortgage Credit Card Recreational Vehicle / Marine Lending Regional Business Banking (up to $50MM annual revenue / $25MM credit exposure, conventional & SBA) FinTech Partnerships (digital originations, embedded finance, alternative underwriting) Portfolio Acquisitions (purchased loan portfolios, digital or bulk whole-loan acquisitions)
The senior manager will help ensure sound credit practices, maintain regulatory alignment, and support risk-aware innovation.
Key Responsibilities
Credit Risk Oversight:
Provide second-line effective challenge on all end-to-end lending functions (e.g., underwriting strategies, credit policy changes, and risk-adjusted returns) across all assigned portfolios Assess and review risk profiles of loan acquisitions, FinTech originations, and non-core purchase channels Evaluate growth, optimization, and innovation proposals (e.g., Fintech partnerships, SBA lending, portfolio acquisition strategy) for alignment with risk appetite Assess collections, bankruptcy, asset management, credit bureau management, and recovery activities to ensure appropriate support and resources for lending strategies
Portfolio Monitoring & Analytics
Conduct performance monitoring for expected loss vs actual losses, delinquencies, vintage analysis, utilization trends, and early warning indicators across all portfolio segments Support segmentation analysis by originator (e.g., branch, dealer, FinTech, purchased portfolios) Produce actionable insights to mitigate concentration risks and deteriorating segments Support portfolio concentration, lending strategy, and limits activities Build credit risk and optimization strategies using advanced analytics, models, and adaptive control platforms (e.g., agentic AI, credit card authorization, line management, collections)
Governance & Credit Policy
Assist in writing, reviewing, and maintaining credit policy, risk standards, and governance documentation Serve as member and prepare risk presentations for internal committees (Business Unit Credit Committees, Executive Risk Committees) and regulatory reviews Maintain oversight of policy exceptions, overrides, and decision authority structures across products (e.g., delegated lending authority)
Model Risk & Controls
Provide model oversight activities for origination and behavioral scorecards, pricing models, and third-party decisioning tools Evaluate override activity and backtesting of models used in portfolio acquisitions or FinTech programs Collaborate with Model Risk Management and Audit on control compliance and validation schedules
Cross-Functional Leadership
Partner with Business Unit Leadership, Enterprise Risk, Product, Model Risk, Compliance, Operations, Legal, Finance, and Technology to ensure integrated risk coverage Participate in due diligence, risk integration, and onboarding of acquired loan portfolios or FinTech partners or other merger & acquisition activities Provide risk insights during regulatory exams, audits, and strategic reviews Other duties as assigned
Required Qualifications
Bachelor’s degree in Finance, Economics, Analytics, Engineering, Statistics, or related field 8 years of experience in credit risk, portfolio analytics, or second-line credit oversight (title commensurate with experience) Familiarity with at least three of the following: consumer lending, auto/RV/marine, mortgage, small business, card, FinTech partnerships, or portfolio acquisitions Proficiency with tools such as SQL, SAS, Python, R, and Tableau or Power BI Working knowledge of OCC/Federal Reserve/FDIC regulatory requirements, FFIEC, model risk (SR 11-7), and CECL/Basel risk frameworks Excellent communication skills with experience presenting complex credit issues to senior and executive leadership
Preferred Qualifications
Master’s Degree or equivalent (e.g., MBA, Analytics, Graduate School of Banking) Deep line of business experience, second line credit risk oversight Knowledge of SBA SOP and dealer-based finance channels Experience in loan portfolio acquisition due diligence or integration Expertise in model development, artificial intelligence, emerging technologies/fintech
Exempt Status: (Yes
= not eligible for overtime pay) ( No
= eligible for overtime pay)
Yes
Workplace Type
Office
Our Approach to
Office
Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range
102,000 - 208,000 Annual Salary
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters:
Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Research, Analyst, and Information Technology Industries Banking, Financial Services, and Investment Banking Referrals increase your chances of interviewing at Huntington National Bank by 2x Sign in to set job alerts for “Senior Manager Analytics” roles.
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Credit Risk and Analytics Manager, Sr
role at
Huntington National Bank 2 days ago Be among the first 25 applicants Join to apply for the
Credit Risk and Analytics Manager, Sr
role at
Huntington National Bank Get AI-powered advice on this job and more exclusive features. Direct message the job poster from Huntington National Bank Senior Talent Acquisition Consultant at Huntington National Bank
Description
Huntington National Bank is seeking a
Credit Risk and Analytics Senior Manager
within the
Credit Administration function (Second Line of Defense) . This role provides independent oversight and analytical insight across a broad and dynamic portfolio suite, including:
Consumer Lending (secured/unsecured) Auto Finance Residential Mortgage Credit Card Recreational Vehicle / Marine Lending Regional Business Banking (up to $50MM annual revenue / $25MM credit exposure, conventional & SBA) FinTech Partnerships (digital originations, embedded finance, alternative underwriting) Portfolio Acquisitions (purchased loan portfolios, digital or bulk whole-loan acquisitions)
The senior manager will help ensure sound credit practices, maintain regulatory alignment, and support risk-aware innovation.
Key Responsibilities
Credit Risk Oversight:
Provide second-line effective challenge on all end-to-end lending functions (e.g., underwriting strategies, credit policy changes, and risk-adjusted returns) across all assigned portfolios Assess and review risk profiles of loan acquisitions, FinTech originations, and non-core purchase channels Evaluate growth, optimization, and innovation proposals (e.g., Fintech partnerships, SBA lending, portfolio acquisition strategy) for alignment with risk appetite Assess collections, bankruptcy, asset management, credit bureau management, and recovery activities to ensure appropriate support and resources for lending strategies
Portfolio Monitoring & Analytics
Conduct performance monitoring for expected loss vs actual losses, delinquencies, vintage analysis, utilization trends, and early warning indicators across all portfolio segments Support segmentation analysis by originator (e.g., branch, dealer, FinTech, purchased portfolios) Produce actionable insights to mitigate concentration risks and deteriorating segments Support portfolio concentration, lending strategy, and limits activities Build credit risk and optimization strategies using advanced analytics, models, and adaptive control platforms (e.g., agentic AI, credit card authorization, line management, collections)
Governance & Credit Policy
Assist in writing, reviewing, and maintaining credit policy, risk standards, and governance documentation Serve as member and prepare risk presentations for internal committees (Business Unit Credit Committees, Executive Risk Committees) and regulatory reviews Maintain oversight of policy exceptions, overrides, and decision authority structures across products (e.g., delegated lending authority)
Model Risk & Controls
Provide model oversight activities for origination and behavioral scorecards, pricing models, and third-party decisioning tools Evaluate override activity and backtesting of models used in portfolio acquisitions or FinTech programs Collaborate with Model Risk Management and Audit on control compliance and validation schedules
Cross-Functional Leadership
Partner with Business Unit Leadership, Enterprise Risk, Product, Model Risk, Compliance, Operations, Legal, Finance, and Technology to ensure integrated risk coverage Participate in due diligence, risk integration, and onboarding of acquired loan portfolios or FinTech partners or other merger & acquisition activities Provide risk insights during regulatory exams, audits, and strategic reviews Other duties as assigned
Required Qualifications
Bachelor’s degree in Finance, Economics, Analytics, Engineering, Statistics, or related field 8 years of experience in credit risk, portfolio analytics, or second-line credit oversight (title commensurate with experience) Familiarity with at least three of the following: consumer lending, auto/RV/marine, mortgage, small business, card, FinTech partnerships, or portfolio acquisitions Proficiency with tools such as SQL, SAS, Python, R, and Tableau or Power BI Working knowledge of OCC/Federal Reserve/FDIC regulatory requirements, FFIEC, model risk (SR 11-7), and CECL/Basel risk frameworks Excellent communication skills with experience presenting complex credit issues to senior and executive leadership
Preferred Qualifications
Master’s Degree or equivalent (e.g., MBA, Analytics, Graduate School of Banking) Deep line of business experience, second line credit risk oversight Knowledge of SBA SOP and dealer-based finance channels Experience in loan portfolio acquisition due diligence or integration Expertise in model development, artificial intelligence, emerging technologies/fintech
Exempt Status: (Yes
= not eligible for overtime pay) ( No
= eligible for overtime pay)
Yes
Workplace Type
Office
Our Approach to
Office
Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range
102,000 - 208,000 Annual Salary
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters:
Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Research, Analyst, and Information Technology Industries Banking, Financial Services, and Investment Banking Referrals increase your chances of interviewing at Huntington National Bank by 2x Sign in to set job alerts for “Senior Manager Analytics” roles.
Director, Business Performance Analytics
Minneapolis, MN $173,100.00-$259,800.00 1 week ago Senior Manager, Consumer Insights & Business Analytics
Minneapolis, MN $126,700.00-$211,200.00 6 days ago Shakopee, MN $69,700.00-$129,500.00 2 weeks ago Minneapolis, MN $55,000.00-$75,000.00 5 days ago Minneapolis, MN $139,230.00-$163,800.00 1 week ago Eden Prairie, MN $89,900.00-$160,600.00 4 days ago Minneapolis, MN $98,700.00-$207,680.00 16 hours ago St Louis Park, MN $105,000.00-$195,000.00 1 week ago Minneapolis, MN $150,000.00-$180,000.00 3 days ago Senior Program Manager V – Data Analytics and Migrations
St Louis Park, MN $105,000.00-$195,000.00 1 week ago Senior Director of Advertising Analytics, Yield & Pricing
Minneapolis, MN $150,000.00-$165,000.00 2 weeks ago Director, Global Commercial Compensation and Analytics
Greater Minneapolis-St. Paul Area $150,000.00-$185,000.00 1 day ago Minneapolis, MN $144,000.00-$329,100.00 1 week ago Director Finance, Memberships Planning & Analytics (Retained Search)
Minneapolis, MN $115,000.00-$135,000.00 15 hours ago Minneapolis, MN $175,300.00-$322,900.00 2 weeks ago Retail Excellence Performance Senior Manager
Minneapolis, MN $120,000.00-$140,000.00 3 days ago Manager, Marketing Analytics & Measurement
Minneapolis, MN $79,000.00-$132,000.00 2 weeks ago MNSITE-3231 Chat and Data Analytics PM BA
Sr. Manager, Actuarial and Analytics – Cyber Pricing
St Paul, MN $117,200.00-$193,400.00 1 month ago Oracle Analytics Cloud, AI & Data Manager - Energy, Power & Utilities
Minneapolis, MN $130,800.00-$241,000.00 5 days ago Senior Paid Search Analyst - Digital Marketing
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr