Logo
JPMorganChase

Risk Management - Key Relationship Group - Lead Credit Officer

JPMorganChase, San Francisco, California, United States, 94199

Save Job

Risk Management - Key Relationship Group - Lead Credit Officer

Join to apply for the

Risk Management - Key Relationship Group - Lead Credit Officer

role at

JPMorganChase Risk Management - Key Relationship Group - Lead Credit Officer

Join to apply for the

Risk Management - Key Relationship Group - Lead Credit Officer

role at

JPMorganChase Get AI-powered advice on this job and more exclusive features. Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer - Vice President in the Key Relationship Group, you will be part of a team that performs independent technical and specialized analysis of Commercial Real Estate relationships, involving complex and larger size portfolios of $250MM+ of debt collateralized primarily by stabilized apartment complexes.

Job Responsibilities

Performing complex real estate based financial analysis, identifying and interpreting data for management's use in rendering sound credit decisions. Analysis is based on property operating statements, rent rolls, client's financial balance sheet, schedule of real estate owned and verification of deposit statements and understanding of current market conditions and the implication on overall portfolio. Completing credit actions (annual family credit reviews) which summarizes the financial analysis completed on a client's portfolio, including recommendations for future business. Analyze troubled loans, including quarterly reporting to management. Actively contribute to special assignments, including the evaluation of income property loan portfolios, training less experienced credit officer/analyst or division employees, and updating credit policies. Formulating new analytical processes and enhancing existing reports to improve the quality of information available to top management. Establish and maintain effective relationships with internal and external clients.

Required Qualifications, Capabilities And Skills

Bachelor's Degree or equivalent experience. Previous 7+ years of relevant experience in credit analysis, risk assessment, credit review and analysis loan review and/or loan workouts. Understanding of Commercial Real Estate valuation concepts and methodologies. Strong organizational and time-management skills – ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results. Excellent written and verbal communication skills. Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to quickly acclimate to proprietary systems.

Preferred Qualifications, Capabilities And Skills

Working experience with historical property cash flow analysis preferred.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Seniority level

Seniority level Not Applicable Employment type

Employment type Full-time Job function

Job function Other Referrals increase your chances of interviewing at JPMorganChase by 2x Sign in to set job alerts for “Group Lead” roles.

Global Head of FP&A (Relocation to Sydney, Australia)

San Francisco, CA $271,000.00-$408,000.00 3 days ago San Francisco, CA $120,400.00-$159,500.00 2 months ago San Francisco, CA $225,000.00-$275,000.00 3 weeks ago San Francisco, CA $155,550.00-$183,000.00 1 day ago San Francisco, CA $120,000.00-$165,000.00 1 month ago Sausalito, CA $180,000.00-$190,000.00 2 weeks ago San Francisco, CA $120,000.00-$140,000.00 3 days ago San Francisco, CA $150,000.00-$200,000.00 1 month ago San Francisco, CA $122,000.00-$195,000.00 1 day ago San Francisco, CA $135,850.00-$150,150.00 3 weeks ago Manager, Strategic Finance - LinkedIn Marketing Solutions (GTM)

San Rafael, CA $225,000.00-$240,000.00 3 months ago Finance Manager - Amazon Health, Amazon Health

San Francisco, CA $124,200.00-$179,775.00 6 days ago San Francisco, CA $155,000.00-$194,360.00 3 days ago San Francisco, CA $150,000.00-$190,000.00 1 month ago San Francisco, CA $70.00-$90.00 4 days ago San Francisco, CA $120,000.00-$150,000.00 3 weeks ago San Francisco, CA $100,000.00-$138,000.00 2 weeks ago San Francisco County, CA $175,000.00-$175,000.00 3 weeks ago San Francisco, CA $110,000.00-$150,000.00 5 days ago Oakland, CA $250,000.00-$250,000.00 1 month ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

#J-18808-Ljbffr