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Cypress Bank SSB

Teller/Customer Service Representative

Cypress Bank SSB, Mt Pleasant

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CUSTOMER SERVICE REPRESENTATIVE/TELLER JOB DESCRIPTION
Essential CSR Functions
  • Meet and greet customers.
  • Open and process new accounts, including DDA, savings and certificates of deposit.
  • Follow procedures prescribed in the Bank's Customer Identification Program.
  • Assist customers with online banking needs, such as initial set-up and troubleshooting.
  • Cross-sell the Bank's services and products.
  • Research and answer customer inquiries; quote products and rates.
  • Process customer check orders.
  • Assist in answering the telephone and transferring calls to the appropriate personnel.
  • Research and verify account information and resolve problems for customers as necessary.
  • Perform safe deposit box services.
  • Redeem U.S. savings bonds.
  • Process collection items.
  • Send customer wires.
  • Reset customer access on the Voice Response system.
  • Assist customers with calls relating to debit cards: ordering, re-ordering, and reporting as lost/stolen.
Teller Functions
  • Accept deposits, verifying cash and endorsements, and issues receipts
  • Cash checks.
  • Process credit card advances.
  • Process night deposit bags.
  • Issue bank checks, gift cards.
  • Accept loan payments and safe deposit box rental payments.
  • Answer customer inquiries and gives balances.
  • Balance teller drawer.
  • Revise accounts for existing customers.
Additional Responsibilities
  • Review deposit file maintenance for accuracy and authenticity.
  • Complete logs and forms utilized for Bank Secrecy Act compliance, such as Currency Transaction Reports, suspicious activity reporting forms, monetary instrument sales logs and logs for transactions of $3000 or more.
  • Complete funds availability holds notices in accordance with Bank and regulatory requirements.
  • Complete stop payments in accordance with Bank and regulatory requirements.
  • Perform other duties as assigned.
Required Education, Experience, and Skills
  • High school diploma or equivalent preferred.
  • One-year banking experience, preferably as CSR.
  • Understanding of responsibilities under the Bank Secrecy Act; participate in initial and periodic training.
  • Interpersonal skills to represent the Bank in a positive way in dealing with customers and other employees.
  • Cash handling accuracy.
  • Ability to operate on-line teller terminal and other standard office equipment such as a typewriter and 10 key calculator/adding machine.
  • Professional appearance, dress, and attitude.
  • Ability to maintain confidentiality of Bank records and customer transactions. Working knowledge of Microsoft Word and Excel.
  • Successful completion of teller training and any other compliance training (including BSA) deemed necessary by the Bank.
  • Ability to lift 25 lbs.
Equipment Used
  • Computer
  • Document scanner
  • Ten-key calculator

Equal Employment Opportunity