Focus GTS

Head of Product & IT

Focus GTS, Miami

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This payroll-based financial services lending company is revolutionizing access to credit and financial wellness for healthcare and education professionals. With direct C-suite exposure, be part of the team that is reshaping the industry by empowering clients with cutting-edge technology, innovative products, educational resources, and a customer-first approach.

Role Overview

We are seeking an experienced IT Manager on behalf of this pioneering client who has a solid background in fintech and software engineering - particularly in consumer lending, digital payments, and open banking. This role requires strategic leadership, hands-on execution, and vendor management skills to ensure that our digital lending platforms remain efficient, compliant, and user-friendly. You’ll oversee the development and optimization of our payroll-deductible lending platform, ensuring it stays efficient, compliant, and user-friendly.

You'll collaborate across departments, lead technical teams, and manage vendor relationships to drive innovation and operational excellence.

Key Responsibilities:

Act as the primary liaison between business units and the offshore teams, ensuring alignment of data strategy with business objectives.
Design, implement, and scale our digital lending and payroll deduction platform for U.S.-based operations.
Ensure seamless integration with payment systems (ACH, digital wallets, etc.) and compliance with U.S. financial regulations.
Oversee cybersecurity strategies, fraud detection, and data protection to ensure platform integrity and customer trust.
Tech/Stack knowledge: React front end. .net backend, postgresql database, API integrations
Provide tactical and managerial leadership to guide the offshore team in developing effective solutions.
Lead cross-functional conversations with key stakeholders to gather business requirements and deliver actionable insights.
Translate complex business needs into technical solutions
Lead a team of developers, engineers, and external partners to build and maintain a resilient fintech ecosystem.
Align technology initiatives with strategic business goals in collaboration with C-level executives, compliance, and operations.
Drive innovation using AI-powered credit risk modeling, automation, and data intelligence.
Manage and mentor a team of offshore resources, including developers, product managers, engineers, and UX/UI.
Establish effective communication channels and bridge gaps between technical and non-technical teams.
Manage and negotiate with third-party technology vendors to maintain cost-effective, high-performance systems.
Oversee deployment of open banking APIs, payroll system integrations, and alternative payment methods (ACH, digital wallets, etc.).

Data & Compliance Oversight:

Ensure data quality, governance, and security standards are met across all deliverables.
Ensure regulatory compliance with AML, KYC, and U.S. data privacy laws.
Develop and maintain analytics dashboards to enhance loan decision-making, monitor performance, and reduce risk

Qualifications:

Experience:

Bachelor's or Master's degree in Computer Science, Information Technology, or a related field.
7+ years of experience in IT management, preferably within fintech, digital banking, or consumer lending
5+ years of experience in a leadership or managerial role with offshore team management.
Proven expertise in digital payment systems, open banking APIs, and payroll-linked lending technologies
In data security, regulatory compliance, and AI-driven tools is a strong plus

Skills:

Bilingual in English and Spanish (Spanish is a plus, not a requirement).
Strong business acumen with the ability to understand and interpret business challenges.
Excellent communication and collaboration skills to engage with both technical teams and business stakeholders.
Demonstrated ability to lead cross-functional projects and manage competing priorities.
Proficient with agile development, DevOps methodologies, and cloud environments (AWS, Azure, or GCP)

Soft Skills:

Personal ownership & teamwork – You take initiative and see projects through while thriving in a team environment.
Highly motivated & proactive communicator – You thrive in a fast-paced start-up.
Detail-oriented & brand-driven – You care deeply about execution and client experience.

Why This Opportunity?

Impact: Play a pivotal role in a company that has a strong U.S. presence and ambitious growth plans, leading their technology efforts and ensuring their lending infrastructure remains secure, scalable, and future-ready.
Professional Growth: This is an opportunity to display hands-on experience leading enterprise-level product strategies and make a name for yourself within the company. Make a high impact in a rapidly expanding company and have the opportunity to shape core fintech infrastructure from the ground up
Culture: Fast-paced, brand-driven start-up environment with strong team collaboration across sales, marketing, and technology, where everyone is all-in, mission-driven, flexible and committed to empowering professionals
Benefits: Competitive compensation + performance bonus.

Seniority level

Seniority level
Mid-Senior level

Employment type

Employment type
Full-time

Job function

Job function
Management, Finance, and Information Technology

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