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Aston Carter

Medical Underwriter - Level 3

Aston Carter, Overland Park, Kansas, United States, 66204

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Medical Underwriter - Level 3

This position operates in a hybrid work environment, requiring three days in the office and two days remote (Monday through Friday). For those located in the Kansas City area, a hybrid schedule is necessary. However, if you reside in California, Texas, Arkansas, Wisconsin, Illinois, Florida, or St. Louis, this role can be entirely remote. Job Description

We are seeking a detail-oriented Medical Underwriter to join our team. The ideal candidate will be responsible for underwriting new business according to set guidelines and determining the eligibility of groups for health insurance. This role requires a strong understanding of medical terminology and the ability to evaluate medical risks effectively. Responsibilities

Underwrite new business according to parameter guidelines and determine group eligibility for health insurance. Review Medical Load Reports and evaluate medical risks. Analyze Participation Worksheets and Group Eligibility documents. Compare Current Carrier Bills and Renewal Rates against census data and generated rates. Conduct phone calls with employers and contact individual applicants for additional health information or clarification. Send out final new business rates and run alternate quotes approved by the rate committee. Review Health Renewals and renewal tools, making appropriate rate increase recommendations. Document renewal actions and underwriting details in renewal spreadsheets. Create synopses of claim referrals and IDC complaints for finalization by Level 4. Essential Skills

Proficiency in underwriting and understanding medical terminology. Experience with Microsoft Office and underwriting software. Minimum 3 years' experience in the insurance industry, including 1-2 years' experience in group and individual medical underwriting. High School Diploma required. Additional Skills & Qualifications

Experience with medical database underwriting. Background in underwriting is highly preferred. Experience with Gradient underwriting software is preferred but not required. Candidates with previous career changes aiming to return to the industry are encouraged. Pay and Benefits

The pay range for this position is $60000.00 - $80000.00/yr. Blue Cross Blue ShieldAllied's benefit package includes health, dental, vision, life, and disability insurance coverage for full time employees11 paid holidays. Accumulate 5 hours of PTO per paycheck Workplace Type

This is a hybrid position in Overland Park, KS. Application Deadline

This position is anticipated to close on Aug 27, 2025.