NYC Staffing
Latin America Credit Risk Officer - Vice President
NYC Staffing, New York, New York, United States, 10001
Latin America Credit Risk Officer
The Latin America Credit Risk Management credit team is tasked with managing the credit risk inherent in Deutsche Bank's business activities with Latin American clients, including corporates, banks, non-bank financial institutions and sovereign counterparties across the region. As a Credit Officer you will be responsible for handling loan, derivative (complex and vanilla) and trade-related approvals, setting and monitoring counterparty credit limits, negotiating credit terms in relevant agreements, and interfacing with senior management and business personnel on risk issues. The credit officer will be responsible for the risk management of a portfolio of Latin American counterparties spread across different jurisdictions and asset classes. Provide approval or declination of credit transactions for Latin American clients under delegated credit authorities, or recommend approval to senior Risk officers, ensuring alignment with risk appetite for the relevant Business Unit, Industry and Legal Entity, as well as compliance with Deutsche Bank's credit standards, policies and procedures. Independently analyze various risk elements of credit transactions in Latin America. Assess the credit strength of the Corporate, FI and Sovereign counterparties and identify structural weaknesses on proposed credit transactions. Assess transaction risks, based upon individual transaction structure, collateral, credit enhancements and documentation, recommend enhancements where necessary. Define and negotiate credit terms in legal documentation (ISDA/ CSA, GMRA, loan agreements, etc.) to ensure that documentation allows for proactive risk management. Assist in rating and structuring transactions to achieve optimal risk/return outcomes. Act as intermediary between business units and senior credit committees to facilitate credit approval and monitoring processes. Monitor individual credit/risk positions and developments within given portfolios, Ensure compliance with all applicable regulatory requirements. A reliable team player with a proactive can do attitude and strong work ethic. Influencing, problem solving and stakeholder management skill. Act as intermediary between business units and senior credit stakeholders to facilitate credit approval and monitoring processes. Moderate experience of previous credit (corporates /financial institutions) in Latin American markets; Bachelors degree in Finance, Accounting, Economics or related fields. Fluency in Spanish is strongly preferred. Portuguese a plus. Extensive knowledge and understanding of capital markets products, including vanilla and complex derivatives, as well as commercial banking products (loans, trade finance); Strong understanding of basic trading documentation and risk mitigation strategies; Experience in negotiation of derivative contracts and loan documentation. Strong interpersonal, leadership and communications skills (verbal and written) in English and Spanish. Significant degree of independence and sound judgment with good attention to details. Strong analytical skills; ability to quickly analyze and assess complex transactions. Self- motivated; takes ownership for own career management, seeking opportunities for continuous development of personal capability and improved performance contribution. Actively supports the Business strategy, plans and values, contributing to the achievement of a high-performance culture. It is the Bank's expectation that employees hired into this role will work in the New York, NY office in accordance with the Bank's hybrid working model. Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion. The salary range for this position in New York City is $125,000 to $203,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.
The Latin America Credit Risk Management credit team is tasked with managing the credit risk inherent in Deutsche Bank's business activities with Latin American clients, including corporates, banks, non-bank financial institutions and sovereign counterparties across the region. As a Credit Officer you will be responsible for handling loan, derivative (complex and vanilla) and trade-related approvals, setting and monitoring counterparty credit limits, negotiating credit terms in relevant agreements, and interfacing with senior management and business personnel on risk issues. The credit officer will be responsible for the risk management of a portfolio of Latin American counterparties spread across different jurisdictions and asset classes. Provide approval or declination of credit transactions for Latin American clients under delegated credit authorities, or recommend approval to senior Risk officers, ensuring alignment with risk appetite for the relevant Business Unit, Industry and Legal Entity, as well as compliance with Deutsche Bank's credit standards, policies and procedures. Independently analyze various risk elements of credit transactions in Latin America. Assess the credit strength of the Corporate, FI and Sovereign counterparties and identify structural weaknesses on proposed credit transactions. Assess transaction risks, based upon individual transaction structure, collateral, credit enhancements and documentation, recommend enhancements where necessary. Define and negotiate credit terms in legal documentation (ISDA/ CSA, GMRA, loan agreements, etc.) to ensure that documentation allows for proactive risk management. Assist in rating and structuring transactions to achieve optimal risk/return outcomes. Act as intermediary between business units and senior credit committees to facilitate credit approval and monitoring processes. Monitor individual credit/risk positions and developments within given portfolios, Ensure compliance with all applicable regulatory requirements. A reliable team player with a proactive can do attitude and strong work ethic. Influencing, problem solving and stakeholder management skill. Act as intermediary between business units and senior credit stakeholders to facilitate credit approval and monitoring processes. Moderate experience of previous credit (corporates /financial institutions) in Latin American markets; Bachelors degree in Finance, Accounting, Economics or related fields. Fluency in Spanish is strongly preferred. Portuguese a plus. Extensive knowledge and understanding of capital markets products, including vanilla and complex derivatives, as well as commercial banking products (loans, trade finance); Strong understanding of basic trading documentation and risk mitigation strategies; Experience in negotiation of derivative contracts and loan documentation. Strong interpersonal, leadership and communications skills (verbal and written) in English and Spanish. Significant degree of independence and sound judgment with good attention to details. Strong analytical skills; ability to quickly analyze and assess complex transactions. Self- motivated; takes ownership for own career management, seeking opportunities for continuous development of personal capability and improved performance contribution. Actively supports the Business strategy, plans and values, contributing to the achievement of a high-performance culture. It is the Bank's expectation that employees hired into this role will work in the New York, NY office in accordance with the Bank's hybrid working model. Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion. The salary range for this position in New York City is $125,000 to $203,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.