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JBA International

Mortgage Lending - Compliance Analyst

JBA International, Napa, California, United States, 94559

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Essential Functions

Compliance

• Review and conduct in-depth analysis on regulatory and legal changes affecting financial institutions to determine applicability and impact to RCU.

• Research regulatory/legal questions for other departments as assigned.

• Prepare and present analysis summaries and findings to RCU management to assist in decision-making.

• Independently work with RCU departments to implement legal requirements and ensure changes to products, services, and processes comply with applicable legal requirements.

• Create and manage compliance programs and training programs.

• Review advertisement, forms, letters, and disclosures for other departments as assigned to ensure compliance with applicable legal requirements.

• Prepare revisions to Credit Union disclosures.

• Prepare written reports and analysis for Compliance management.

• Assist on projects, exams, audits, and other tasks as assigned.

• Provide excellent service to all Members and internal clients.

• Prepare currency transaction reports in compliance with the Bank Secrecy Act.

• Manage projects required to implement regulatory and legal changes, including setting project goals, coordinating efforts between multiple departments, and monitoring for effectiveness.

Risk Management

• Independently work with RCU departments to identify and mitigate risks to the line of business, including compliance, business continuity, and internal controls.

• Collect and prepare information for business continuity planning.

Audit

• Collect and prepare information for both internal and external audits.

• Document audit procedures performed or coordinated/supported.

• Maintain audit work papers and documentation.

• Develop and monitor remediation plans resulting from any deficiencies identified in audits.

• Submit all audit work (i.e., planning, programs, work papers, reports, etc.) to the Compliance Manager for review prior to issuance of final reports.

• Administer compliance testing program and monitors result status.

Administration

• Assist with department budget preparation and perform legal expense analysis.

• Complete monthly report(s) and maintain records of time usage.

• Manage and administer RCU's forms library.

• Manage and administer RCU's Management Procedures Manual.

• Attend training as designated by Compliance Manager.