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FinStrat Management

Loan Officer

FinStrat Management, Annapolis, Maryland, United States, 21403

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The Role

We are seeking a strategic, finance-savvy

Loan Officer

with experience in venture capital, private equity, or structured lending to support our deal team in underwriting, due diligence, loan servicing, and ongoing portfolio management. This role requires a deep understanding of credit structures for investor-backed companies and strong analytical and relationship-management skills. Key Responsibilities:

Loan Origination & Structuring:

Evaluate VC- and PE-backed companies for creditworthiness by analyzing financial statements, cap tables, investor profiles, and market dynamics

Structure and originate loan products such as venture debt, acquisition financing, growth capital, and working capital lines

Collaborate with internal teams (investment, legal, operations) to finalize term sheets, credit approvals, and legal documentation

Due Diligence:

Lead and coordinate financial, legal, operational, and management due diligence on prospective borrowers

Assess company burn rate, revenue quality, unit economics, churn metrics, and customer concentration

Review corporate governance documents, capitalization structures, intellectual property status, and key contracts

Work closely with external counsel, third-party diligence providers, and internal stakeholders to validate underwriting assumptions

Loan Servicing & Portfolio Management:

Oversee onboarding and disbursement processes for newly originated loans

Monitor loan performance, borrower compliance with covenants, financial reporting obligations, and key risk indicators

Manage periodic portfolio reviews, risk grading, and exposure analysis

Coordinate amendments, waivers, renewals, or restructurings as needed

Serve as primary point of contact for borrowers post-close, ensuring a high-quality client experience and proactive issue resolution

Relationship Management & Market Engagement:

Build and maintain relationships with startup founders, CFOs, VC/PE partners, and advisory networks to drive deal flow Track market trends, sector developments, and capital market dynamics relevant to growth-stage lending Qualifications

7+ years of experience in venture debt, private credit, structured finance, commercial banking, or related financial services

Strong credit analysis, financial modeling, and deal structuring skills

Prior experience with due diligence and ongoing loan servicing of investor-backed companies is required

Excellent communication and relationship-building skills

Familiarity with SaaS metrics, startup financials, and growth company dynamics preferred

Proficiency in Excel, loan servicing, and portfolio monitoring tools Education & Certifications:

Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA, CPA or CFA a plus

Understanding of applicable lending regulations and best practices in credit risk management Benefits & Perks

Compensation commensurate with experience Flexible work schedule Unlimited vacation Medical, dental, and vision insurance Ongoing education and training Bonuses and profit-sharing

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