US Bank
Risk and ID Proofing AnalystCategoryCorporate Functions & RiskJob Id2025-0018986
US Bank, Minneapolis, Minnesota, United States, 55401
Risk And ID Proofing Analyst
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One. Job Description
The Risk And ID Proofing Analyst is an individual contributor who serves as a subject matter expert of Bankcard and Voyager card products in Corporate Payments (CPS). The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Risk And ID Proofing Analyst partners with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Position Highlights Ensures fraud strategy concerns are represented in projects and decisions Partners with sales leaders and onboarding managers to ensure fraud risk and customer experience is balanced Serves as a liaison and resource between sales, relationship managers, onboarding coordinators, and fraud strategy team as directed Participate in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations Identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems, or human errors Actively identify, respond and/or escalate risks as appropriate Inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure Serve as a functional liaison between the Line of Business and the Lines of Defense Basic Qualifications Bachelor's degree, or equivalent work experience Five to seven years of applicable experience Applicable professional certifications Preferred Skills and Experience 4-6 years of hands-on Fraud or risk mitigation experience Bankcard and Voyager product experience Experience with cross-functional collaboration Excellent verbal and written presentation and communication skills Experience leading projects Well-developed customer relations and interpersonal skills Experience being a liaison and resource between sales, relationship managers, onboarding coordinators, and fraud strategy analytics Strong analytical skills Strong Excel skills Excellent organizational and execution skills Desire to solve problems and come up creative solutions and strategies to reduce fraud risk The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security, and give you peace of mind. Our benefits include the following (some may vary based on role, location, or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, and other factors protected under applicable law. U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One. Job Description
The Risk And ID Proofing Analyst is an individual contributor who serves as a subject matter expert of Bankcard and Voyager card products in Corporate Payments (CPS). The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Risk And ID Proofing Analyst partners with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Position Highlights Ensures fraud strategy concerns are represented in projects and decisions Partners with sales leaders and onboarding managers to ensure fraud risk and customer experience is balanced Serves as a liaison and resource between sales, relationship managers, onboarding coordinators, and fraud strategy team as directed Participate in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations Identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems, or human errors Actively identify, respond and/or escalate risks as appropriate Inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure Serve as a functional liaison between the Line of Business and the Lines of Defense Basic Qualifications Bachelor's degree, or equivalent work experience Five to seven years of applicable experience Applicable professional certifications Preferred Skills and Experience 4-6 years of hands-on Fraud or risk mitigation experience Bankcard and Voyager product experience Experience with cross-functional collaboration Excellent verbal and written presentation and communication skills Experience leading projects Well-developed customer relations and interpersonal skills Experience being a liaison and resource between sales, relationship managers, onboarding coordinators, and fraud strategy analytics Strong analytical skills Strong Excel skills Excellent organizational and execution skills Desire to solve problems and come up creative solutions and strategies to reduce fraud risk The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security, and give you peace of mind. Our benefits include the following (some may vary based on role, location, or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, and other factors protected under applicable law. U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00