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Sunwest Bank

Portfolio Manager Team Lead

Sunwest Bank, Irvine

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Base pay range

$150,000.00/hr - $180,000.00/hr

GGL Portfolio Manager Team Lead
SUMMARY:
The GGL Portfolio Management Team Lead is responsible for the Banks Government Guaranteed Lending portfolio management process including workflows, underwriting standards, annual reviews etc. The position acts as the liaison between portfolio management and credit to ensure high quality work product including analysis of new requests, annual review, renewals, and modeling.
Essential Duties And Responsibilities

  • Lead and manage a team of Portfolio Managers, including underwriting and servicing specialists.
  • Provide coaching, mentorship, and performance feedback to support professional development and career growth.
  • Allocate workloads and relationship assignments to ensure balanced pipelines and timely execution.
  • Routinely gather feedback from Sales to ensure support staff performance aligns with expectations.
  • Collaborate with the analyst team to manage workload and foster a culture of empowerment, trust, and support.
  • Serve as the quality control point for all new GGL loan requests, ensuring adherence to Sunwest Banks credit culture and underwriting standards.
  • Monitor and review team output to ensure high-quality submissions with minimal revisions.
  • Participate in credit committees and daily loan request reviews, providing guidance on structuring and modifications.
  • Roll out new underwriting models and communicate changes in credit policies across the bank.
  • Ensure compliance with the Banks loan policies and SBA Standard Operating Procedures during underwriting.
  • Oversee the GGL loan portfolio in accordance with Bank Policy and applicable government programs (e.g., SBA, USDA, California State Guaranty).
  • Proactively monitor portfolio performance to identify early signs of credit deterioration and ensure accurate risk ratings.
  • Manage renewals, annual reviews, and servicing actions in coordination with credit and other departments.
  • Review daily overdraft reports and late payments; work with SBA BDOs to mitigate potential losses.
  • Mange review process of monthly Borrowing Base Certificates
  • Identify and manage problem loans, including writing Problem Loan Status Reports (PLSRs) and completing quarterly Risk Rating Certifications.
  • Work with Special Assets group to ensure liquidation and workout efforts for troubled loans, are in compliance with SBA 7a SOP requirements (e.g., 10-tab submission, liquidation/litigation plans).
  • Cultivate strong relationships with cross-functional teams including Sales, Closing, Executive Loan Committee, and Loan Servicing
  • Support continuous improvement initiatives to enhance productivity and streamline processes.
  • Ensure compliance with all applicable regulations, policies, and procedures.
  • Order and review third-party reports (e.g., appraisals, environmental reports) and maintain working knowledge of related policies.
  • Stay current on regulatory changes and complete required bank training courses.
  • Utilize FISERV and Navigator systems effectively in daily operations.
Seniority level
  • Seniority level
    Mid-Senior level
Employment type
  • Employment type
    Full-time
Job function
  • Job function
    Finance and Sales
  • Industries
    Banking

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