Sr. Small Business Banking Underwriter
The Sr. Small Business Banking Underwriter will analyze and make credit decisions for small business banking clients in accordance with UMB policies and Federal regulations. They will complete cash flow, capital and collateral analysis for credit requests and properly structured approved loans.
Duties & Responsibilities
Analyze financial statements
Utilize bank systems for loan processing and completion of loan proposal
Complete underwriting and communicate credit decisions within SLA benchmarks
Work closely with bank associates to facilitate loan closings
Manage pipeline of credits and prioritize incoming credit requests and tasks
Maintain working knowledge and stay current on lending and other bank policies
Qualifications
Bachelor's Degree in (or emphasis in) business, marketing or finance preferred
5+ years of experience in commercial lending or related banking
Proficiency on MS Office products (Word, PowerPoint, and Excel)
Excellent communication skills (written & verbal)
Good interpersonal & relationship building skills
Strong understanding & knowledge of accounting principles, financial statements, & marketing practices
Knowledge of SBSS Scoring Model preferred
Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products
Application Deadline: August 31, 2025
Compensation Range: $57,760.00 - $124,170.00
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to to let us know the nature of your request.