The Hanover Insurance Group
Assistant Vice President, Personal Lines Underwriting Strategy (Hybrid)
The Hanover Insurance Group, Worcester, Massachusetts, us, 01609
For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we
CARE
through our values, Sustainability
initiatives and inclusive corporate culture
. Hanover’s Personal Lines department is seeking an Assistant Vice President, Underwriting Strategy to join our dynamic team. This is an exciting opportunity to join a high-performing team within a company that values innovation, collaboration, and continuous improvement. We offer a flexible hybrid work model that supports both remote work and in-person engagement at our Worcester or Howell office locations. At Hanover, we are committed to building a workplace that reflects the diversity of the communities we serve. We believe that an inclusive, equitable, and diverse environment drives better outcomes for our employees, our customers, and our business. We welcome applications from all qualified professionals who are passionate about making a difference. This is a full-time exempt role. We encourage all qualified professionals to apply! Discover The Hanover Difference! Position Overview
: The Assistant Vice President (AVP) of Personal Lines Underwriting Strategy is a key leadership role responsible for shaping and executing the strategic direction of underwriting for all personal lines’ insurance products. This individual will lead initiatives to enhance underwriting profitability, improve risk selection, and drive innovation through data analytics, technology, and market intelligence. The AVP will collaborate cross-functionally to ensure underwriting strategies are aligned with corporate objectives, regulatory requirements, and evolving market dynamics. IN THIS ROLE, YOU WILL
: Develop and implement underwriting strategies that align with corporate goals and Personal lines mission. Respond to market trends across personal lines products. Define and continuously refine underwriting guidelines, risk appetite frameworks, and authority levels to ensure consistency, compliance, and effectiveness. Lead, mentor, and develop a high-performing team of underwriting strategists and analysts, fostering a culture of innovation, accountability, and continuous improvement. Partner with the Data Science team to implement and optimize referral models, AI tools, and advanced analytics that enhance underwriter efficiency and decision-making. Lead post-implementation analysis and refinement of underwriting strategies on a national scale. Ensure premium accuracy through effective modeling, inspection programs, and other quality assurance initiatives. Maintain a compliant underwriting environment by coordinating and participating in periodic internal audits for Personal Lines. Collaborate with Corporate Risk Management, State Management and Sales teams to assess emerging risks, including concentration and aggregation exposures. Maintain regular communication with the Reinsurance team to evaluate the impact of Personal Lines on overall portfolio performance. Participate in the evaluation of new underwriting initiatives, technologies, and vendors; conduct cost-benefit analyses to support strategic decision-making. Stay current on industry trends and regulatory developments; serve as a subject matter expert across internal teams including Sales, Marketing, Service, and Finance. Provide underwriting expertise and strategic input to Claims and Technology teams as needed. WHAT YOU NEED TO APPLY
: 10+ years related work experience, including at least 3 years in a strategic leadership role Experience with data analytics, predictive modeling, and underwriting technology platforms Demonstrates strong change management capabilities by effectively leading organizational transformation, engaging stakeholders, and driving adoption through clear communication, strategic planning, and cross-functional collaboration. Strong Project Management skills, including stakeholder analysis Relationship Building & Negotiation An inclusive decision-maker who quickly gets to the crux of an issue provides options leading to its closure Strategic Partnering – Creates collaborative, productive partnership with key stakeholders such as State Management, IT, Underwriting, Operations, Claims, Actuarial, vendors and other key functions to establish strategies that will achieve overall company goals. Ability to integrate critical analysis with other functional leaders to plan for and help achieve Product strategies Strong executive presence and the ability to make effective presentations to large and small groups at all levels in the organization. Coaches for performance. Provides clear and consistent feedback encouragement and development guidance on a regular basis CAREER DEVELOPMENT: It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop. BENEFITS: We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed. Benefits include: Medical, dental, vision, life, and disability insurance 401K with a company match Tuition reimbursement PTO Company paid holidays Flexible work arrangements Cultural Awareness Day in support of IDE On-site medical/wellness center (Worcester only) Click here for the full
list of Benefits EEO statement: The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.”
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:
HRServices@hanover.com
and include the link of the job posting in which you are interested. Privacy Policy: To view our privacy policy and online privacy statement, click
here
.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please
click here
.
Compensation: The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.
#J-18808-Ljbffr
CARE
through our values, Sustainability
initiatives and inclusive corporate culture
. Hanover’s Personal Lines department is seeking an Assistant Vice President, Underwriting Strategy to join our dynamic team. This is an exciting opportunity to join a high-performing team within a company that values innovation, collaboration, and continuous improvement. We offer a flexible hybrid work model that supports both remote work and in-person engagement at our Worcester or Howell office locations. At Hanover, we are committed to building a workplace that reflects the diversity of the communities we serve. We believe that an inclusive, equitable, and diverse environment drives better outcomes for our employees, our customers, and our business. We welcome applications from all qualified professionals who are passionate about making a difference. This is a full-time exempt role. We encourage all qualified professionals to apply! Discover The Hanover Difference! Position Overview
: The Assistant Vice President (AVP) of Personal Lines Underwriting Strategy is a key leadership role responsible for shaping and executing the strategic direction of underwriting for all personal lines’ insurance products. This individual will lead initiatives to enhance underwriting profitability, improve risk selection, and drive innovation through data analytics, technology, and market intelligence. The AVP will collaborate cross-functionally to ensure underwriting strategies are aligned with corporate objectives, regulatory requirements, and evolving market dynamics. IN THIS ROLE, YOU WILL
: Develop and implement underwriting strategies that align with corporate goals and Personal lines mission. Respond to market trends across personal lines products. Define and continuously refine underwriting guidelines, risk appetite frameworks, and authority levels to ensure consistency, compliance, and effectiveness. Lead, mentor, and develop a high-performing team of underwriting strategists and analysts, fostering a culture of innovation, accountability, and continuous improvement. Partner with the Data Science team to implement and optimize referral models, AI tools, and advanced analytics that enhance underwriter efficiency and decision-making. Lead post-implementation analysis and refinement of underwriting strategies on a national scale. Ensure premium accuracy through effective modeling, inspection programs, and other quality assurance initiatives. Maintain a compliant underwriting environment by coordinating and participating in periodic internal audits for Personal Lines. Collaborate with Corporate Risk Management, State Management and Sales teams to assess emerging risks, including concentration and aggregation exposures. Maintain regular communication with the Reinsurance team to evaluate the impact of Personal Lines on overall portfolio performance. Participate in the evaluation of new underwriting initiatives, technologies, and vendors; conduct cost-benefit analyses to support strategic decision-making. Stay current on industry trends and regulatory developments; serve as a subject matter expert across internal teams including Sales, Marketing, Service, and Finance. Provide underwriting expertise and strategic input to Claims and Technology teams as needed. WHAT YOU NEED TO APPLY
: 10+ years related work experience, including at least 3 years in a strategic leadership role Experience with data analytics, predictive modeling, and underwriting technology platforms Demonstrates strong change management capabilities by effectively leading organizational transformation, engaging stakeholders, and driving adoption through clear communication, strategic planning, and cross-functional collaboration. Strong Project Management skills, including stakeholder analysis Relationship Building & Negotiation An inclusive decision-maker who quickly gets to the crux of an issue provides options leading to its closure Strategic Partnering – Creates collaborative, productive partnership with key stakeholders such as State Management, IT, Underwriting, Operations, Claims, Actuarial, vendors and other key functions to establish strategies that will achieve overall company goals. Ability to integrate critical analysis with other functional leaders to plan for and help achieve Product strategies Strong executive presence and the ability to make effective presentations to large and small groups at all levels in the organization. Coaches for performance. Provides clear and consistent feedback encouragement and development guidance on a regular basis CAREER DEVELOPMENT: It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop. BENEFITS: We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed. Benefits include: Medical, dental, vision, life, and disability insurance 401K with a company match Tuition reimbursement PTO Company paid holidays Flexible work arrangements Cultural Awareness Day in support of IDE On-site medical/wellness center (Worcester only) Click here for the full
list of Benefits EEO statement: The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.”
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:
HRServices@hanover.com
and include the link of the job posting in which you are interested. Privacy Policy: To view our privacy policy and online privacy statement, click
here
.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please
click here
.
Compensation: The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.
#J-18808-Ljbffr