Job Description
As the Home Mortgage Underwriting Correspondent Specialist, you will perform pre-purchase or post-purchase underwriting reviews on selected conventional and/or FHA loan products, in accordance with the guidelines of the Citizens Correspondent Lending Division, including Fannie Mae, Freddie Mac, and FHA. This position reports to the VP of Pre-Purchase.
Primary responsibilities include
- Perform pre-purchase underwriting risk reviews on designated loans based on specific criteria.
- Perform AUS data validation on the selected loans.
- Assist auditors to resolve any pre-purchase issues, as needed.
- Assist the Investor Suspense and Post-Purchase groups to resolve loan salability issues.
- Assist Underwriting Managers and Team Leads with additional tasks, as needed.
Qualifications, Education, Certifications, and/or Other Professional Credentials
- Minimum 3-5 years mortgage experience in Underwriting or equivalent.
- Familiar with automated underwriting systems including Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector.
- Maintain current understanding of all Citizens, Fannie Mae, Freddie Mac, FHA, DU, and LPA guidelines and policies.
- Working knowledge of MS Word, Excel, DU, and LPA.
- Excellent verbal and written communication skills.
- Organized with keen attention to detail.
- Able to multitask.
- Customer service driven. Ability to return all customer calls and emails within 2 hours on the same day as received.
- Ability to work outside normal business hours, if needed.
Hours & Work Schedule
- Hours per week: 40
- Work schedule: Monday - Friday (this position is located and hybrid in the Irving, TX Office)
About Us
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, disability, ethnicity, gender, gender identity or expression, genetic information, marital status, medical condition, military or veteran status, national origin, pregnancy, or any other protected category by law. We are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day, with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance, and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any employment offer is conditioned upon passing a background check, which may include credit, motor vehicle record, criminal, and employment verification. Results are reviewed based on legal requirements and the nature of the background history. Further information will be provided with the offer.
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