MQ Referrals Only
Lead Product Manager, Emerging Products
MQ Referrals Only, Oakland, California, United States, 94616
Lead Product Manager, Emerging Products
As a Lead Product Manager on the Emerging Products team, you will set the vision and drive the execution for multiple high-impact initiatives across card issuance, payments, and lending in the embedded finance space. This role demands a proven ability to take ownership of complex, cross-functional programs that span multiple product lines and strategic bets. While this is an individual contributor role, you will be expected to operate as a thought leader, mentor peers, and influence senior stakeholders across the company. You will lead the discovery, design, launch, and scaling of new financial products from concept to market dominance, while shaping the long-term roadmap for our emerging portfolio. We are looking for a builder who thrives in ambiguous environments, can connect the dots across multiple opportunities, and is relentless in driving measurable business impact. If you are ready to take the reins on the next wave of fintech innovation, let's talk! The Emerging Products team is revolutionizing global embedded finance by enabling seamless integration of card issuance, lending, and payments into digital platforms worldwide. We build category-defining products that empower businesses to offer financial services at scale, with speed and flexibility, looking to push the boundaries of what's possible in fintech. We work Flexible First. This role can be performed remotely anywhere within the United States with a preference of being local to our headquarters in Oakland, CA or New York City Metro area. We'd love for you to join us! The Impact You'll Have
Set Multi-Product Vision
Define and own the strategy for multiple emerging product lines, ensuring alignment with company OKRs and long-term market positioning Lead Complex Initiatives
Drive end-to-end execution for high-impact, multi-stakeholder programs, balancing short-term delivery with long-term innovation Market & Competitive Leadership
Identify and validate opportunities by synthesizing market intelligence, competitive research, and customer insights into actionable product strategies Drive Partner & Ecosystem Innovation
Develop deep relationships with fintech partners, networks, and banks to co-create differentiated solutions and accelerate market adoption Influence at Scale
Serve as the voice of the product across executive leadership, cross-functional teams, and external partners, shaping priorities beyond your direct scope Mentor & Elevate Peers
Provide guidance to other PMs, offering frameworks, feedback, and best practices to elevate the overall product craft of the team Who You Are
8+ years of product management experience in fintech, embedded finance, payments, or lending Proven experience building and scaling financial products from 0 to 1 and beyond, ideally across different product verticals Strong ability to set product vision and strategy while driving hands-on execution Deep technical acumen with experience leading API-driven product development in partnership with engineering teams Expertise in at least one core domain (card issuance, payment processing, lending, BaaS) and strong working knowledge across others Exceptional stakeholder management and communication skillsadept at influencing without direct authority across all organizational levels Experience navigating regulatory, compliance, and risk frameworks in fintech environments A natural problem solver who thrives in high-ambiguity, high-accountability settings and balances strategic thinking with rapid execution Track record of mentoring PMs and elevating team performance Nice-To-Haves
Experience working with compliance, risk, and regulatory frameworks in fintech is a plus Hands-on experience in AdTech in creating solutions for demand and supply partners Background in both consumer and B2B fintech products Typical Process
Application submission Recruiter phone call Hiring manager video call Virtual "Onsite" consisting of 4-5, 45 min calls Offer! Compensation and Benefits
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National
: A baseline tier that applies to most of the geographic territory of the United States. Premium
: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus
: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: National: $150,300 - $187,900 Premium: $162,600 - $203,300 Premium Plus: $176,800 - $221,000 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers: Multiple health insurance options Flexible time off take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual "development dollars" to support our people growth and development
As a Lead Product Manager on the Emerging Products team, you will set the vision and drive the execution for multiple high-impact initiatives across card issuance, payments, and lending in the embedded finance space. This role demands a proven ability to take ownership of complex, cross-functional programs that span multiple product lines and strategic bets. While this is an individual contributor role, you will be expected to operate as a thought leader, mentor peers, and influence senior stakeholders across the company. You will lead the discovery, design, launch, and scaling of new financial products from concept to market dominance, while shaping the long-term roadmap for our emerging portfolio. We are looking for a builder who thrives in ambiguous environments, can connect the dots across multiple opportunities, and is relentless in driving measurable business impact. If you are ready to take the reins on the next wave of fintech innovation, let's talk! The Emerging Products team is revolutionizing global embedded finance by enabling seamless integration of card issuance, lending, and payments into digital platforms worldwide. We build category-defining products that empower businesses to offer financial services at scale, with speed and flexibility, looking to push the boundaries of what's possible in fintech. We work Flexible First. This role can be performed remotely anywhere within the United States with a preference of being local to our headquarters in Oakland, CA or New York City Metro area. We'd love for you to join us! The Impact You'll Have
Set Multi-Product Vision
Define and own the strategy for multiple emerging product lines, ensuring alignment with company OKRs and long-term market positioning Lead Complex Initiatives
Drive end-to-end execution for high-impact, multi-stakeholder programs, balancing short-term delivery with long-term innovation Market & Competitive Leadership
Identify and validate opportunities by synthesizing market intelligence, competitive research, and customer insights into actionable product strategies Drive Partner & Ecosystem Innovation
Develop deep relationships with fintech partners, networks, and banks to co-create differentiated solutions and accelerate market adoption Influence at Scale
Serve as the voice of the product across executive leadership, cross-functional teams, and external partners, shaping priorities beyond your direct scope Mentor & Elevate Peers
Provide guidance to other PMs, offering frameworks, feedback, and best practices to elevate the overall product craft of the team Who You Are
8+ years of product management experience in fintech, embedded finance, payments, or lending Proven experience building and scaling financial products from 0 to 1 and beyond, ideally across different product verticals Strong ability to set product vision and strategy while driving hands-on execution Deep technical acumen with experience leading API-driven product development in partnership with engineering teams Expertise in at least one core domain (card issuance, payment processing, lending, BaaS) and strong working knowledge across others Exceptional stakeholder management and communication skillsadept at influencing without direct authority across all organizational levels Experience navigating regulatory, compliance, and risk frameworks in fintech environments A natural problem solver who thrives in high-ambiguity, high-accountability settings and balances strategic thinking with rapid execution Track record of mentoring PMs and elevating team performance Nice-To-Haves
Experience working with compliance, risk, and regulatory frameworks in fintech is a plus Hands-on experience in AdTech in creating solutions for demand and supply partners Background in both consumer and B2B fintech products Typical Process
Application submission Recruiter phone call Hiring manager video call Virtual "Onsite" consisting of 4-5, 45 min calls Offer! Compensation and Benefits
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National
: A baseline tier that applies to most of the geographic territory of the United States. Premium
: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus
: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: National: $150,300 - $187,900 Premium: $162,600 - $203,300 Premium Plus: $176,800 - $221,000 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers: Multiple health insurance options Flexible time off take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual "development dollars" to support our people growth and development