Sr Underwriter/Underwriter-Commercial Real Estate Banking

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Summary: The CREB Senior Underwriter (SUW) is responsible for performing deal analysis, preparing supporting justification, and processing approvals. The SUW understands key policies and regulations affecting transactions. As a senior member of the CREB market team, the SUW is aligned to specific Line of Business regions/markets, working with Credit Officers in a designated market and managing a portfolio of clients. The role involves jointly underwriting and closing new CRE transactions and modifying existing facilities, as well as advising on post-closing credit actions. Candidates should demonstrate strong analytical skills, collaboration, operational excellence, and influence skills. This position can be filled as a CREB Originations Senior Underwriter (SUW) or a CREB Originations Underwriter (UW), depending on experience. The role involves analyzing credit exposures, supporting documentation, managing approvals, and handling activities related to origination, renewal, and modification of facilities, including risk assessment and profitability modeling. Credit products include CRE secured construction, term, bridge, subscription, unsecured, and traded products. Responsibilities: Assess and analyze new and modified credit exposures, including collateral, market, and sponsor/guarantor considerations. Support credit officers with screening memos and term sheets. Capture data for new originations. Prepare approval documents and manage due diligence for closing. Handle activities related to origination, renewal, modification, and extension of facilities, including risk rating and profitability analysis. Process credit actions through approval systems. Required Qualifications: 2+ years of Commercial Real Estate Credit Experience for Underwriters, 5+ years for Senior Underwriters. Strong financial analysis skills. Effective verbal and written communication skills. Proficiency with Microsoft Office and adaptability to new technologies. Desired Qualifications: Bachelor’s Degree. Experience with Money Center or Regional Banks. Skills: Credit and Risk Assessment Customer and Client Focus Financial Analysis Underwriting Written and Oral Communication Analytical Thinking Attention to Detail Collateral Management Due Diligence Legal and Regulatory Knowledge Loan Structuring Prioritization Shift:

1st shift (United States) Hours Per Week:

40 Pay Range:

$91,200 - $175,000 annually, based on experience, education, and skills. Discretionary incentive eligible. Benefits:

This role is benefits eligible, offering industry-leading benefits, paid time off, and resources to support your growth and community impact.

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