Truist
Vice President - Wholesale Credit Delivery - Commercial Corporate Finance
Truist, Charlotte, North Carolina, United States, 28245
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Reporting to one of the Group Team Leads, supports deal teams, manages, coordinates, and executes credit event processes (underwritings, refinancings and / or amendments), as part of deal teams. Together with teammates, conducts due diligence, obtains credit approval and facilitates legal review for transactions. Develops or coordinates development of complex financialmodels and provides analytical support including analyzing financial statements and projections
Fluent in Microsoft Office (Word, Excel and Powerpoint); ability to navigate Truist's systems and applications.
Develop a working knowledge of Truist products and demonstrates superior technical skills.
Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments. Experienced teammates may be responsible for completing entire annual reviews on assigned clients.
Provides high-level support in providing financing and structural advice to clients and prospects to facilitate transactions. Coordinates with debt capital market product teams, Investment Banking and Risk Management to win and implement a complete financing solution. Negotiates or supports the negotiation of key financial structure, credit agreement and legal documentation issues necessary to successfully originate and syndicate financing commitments for clients and prospects.
Manages time-critical financial and operational due diligence and underwriting activities.
Creates and / or utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
Meaningfully contributes to the creation and writing of credit product approval documents and presentations.
Supports management of the portfolio and independently manages a portfolio of clients with oversight from Team Leaders.
Achieves timely submission of annual reviews, underwritings and amendments to allow for sufficient review and decision by applicable approval authority.
Maintains active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
Effectively works with partners and teammates with little oversight. Demonstrates leadership through the management of various projects and requests specific to assigned practice groups.
Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments. Experienced teammates may be responsible for completing entire annual reviews on assigned clients.
Maintains active ownership and timely processing of quarterly financials and risk ratings within own portfolio and as needed across the team.
Takes ownership of client follow up activities
Consistently trains and mentors junior teammates and reviews their work product
Qualifications
Required Qualifications :
The requirements listed below are representative of the knowledge, skill and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor’s Degree in Finance or related field and at least 5+years of related training and experience in commercial credit analysis.
Mastery level proficiency with MS Office Desktop applications.
Strong interpersonal skills and solid written / verbal communication are essential.
Sound credit skills essential.
Must have strong attention to detail.
Ability to prioritize workflow and multi-task in a fast-paced environment.
Preferred Qualifications :
Master’s Degree and / or CPA or CFA
Minimum GPA :
3.0 6 to 10+ years of demonstrated work experience in finance or related field Atlanta #Charlotte General Description of Available Benefits for Eligible Employees of Truist Financial Corporation : All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
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3.0 6 to 10+ years of demonstrated work experience in finance or related field Atlanta #Charlotte General Description of Available Benefits for Eligible Employees of Truist Financial Corporation : All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
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