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M&T Bank

Credit Model Quantitative Lead (Hybrid)

M&T Bank, WorkFromHome

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Join to apply for the Credit Model Quantitative Lead (Hybrid) role at M&T Bank

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Join to apply for the Credit Model Quantitative Lead (Hybrid) role at M&T Bank

  • Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week. Ideally based in Buffalo, NY, but may be in an M&T office in Buffalo, NY, Baltimore, MD, Wilmington, DE, or Washington, DC.

Potential for remote work if the final candidate is not near one of the above locations.

Overview:

The credit model development team is seeking a senior model developer to serve as a lead, developing and maintaining quantitative models for credit risk, capital planning, or underwriting. The role involves supervising analysts and providing project guidance. This is a great opportunity to join a dedicated team of model developers.

Primary Responsibilities:

  • Develop and lead the creation of models for credit risk, capital planning, or underwriting, including CCAR and CECL models and scorecards.
  • Lead and supervise less experienced model developers and analysts.
  • Utilize Python, SAS, and SQL for data manipulation and analysis.
  • Apply methodologies such as logistic regression, time series, survival analysis, boosted trees, and machine learning techniques.
  • Collaborate with stakeholders across the bank, communicate findings, and explain models to non-technical partners.
  • Document models comprehensively for review and compliance.
  • Ensure compliance with regulatory guidance and internal standards.
  • Perform other related duties as needed.

Scope of Responsibilities:

Focus on data science, model development, and supporting production models with performance monitoring. Lead projects and supervise team members, engaging with multiple stakeholders to gather requirements and obtain buy-in.

Education and Experience Required:

  • Proven experience with large data sets, analysis, and effective communication.
  • Bachelor’s degree and at least 4 years’ experience in behavioral modeling, or 8 years’ combined education and work experience.
  • At least 4 years’ experience with SAS and SQL.
  • Model development experience in financial services.

Preferred Qualifications:

  • Master’s or Doctorate in relevant fields.
  • Expertise in Python, SAS, SQL, and model methodologies.
  • Experience with underwriting scorecards, CCAR/CECL models, and model risk management.
  • Leadership experience and ability to work autonomously.

Salary range: $97,869.52 - $163,115.87 annually. Location: Buffalo, NY, with potential for remote work.

Details:

  • Seniority level: Not Applicable
  • Employment type: Full-time
  • Job function: Business, Management, Development
  • Industries: Banking, Financial Services, Investment Banking
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