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TikTok

Payment Risk Lead - USDS

TikTok, WorkFromHome

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Responsibilities

Team Intro:
The Payment team of U.S. Data Security department of TikTok provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and more - to ensure a smooth and secure payment experience on TikTok.

Our organization follows a hybrid work schedule requiring employees to work in the office 3 days a week, or as directed by their manager/department. This model is regularly reviewed and may change.

Responsibilities:

  • Own and maintain payment risk performance for an independent scenario or business line.
  • Establish a holistic risk management framework to mitigate payment fraud, credit losses, and financial abuse across consumers, merchants, and affiliates.
  • Develop metrics and dashboards to monitor risk, perform scenario planning, and conduct simulation testing.
  • Deep dive into fraud cases through data analysis to identify root causes of risk originations.
  • Design risk strategies that introduce appropriate friction for suspicious users based on characteristics and machine learning models.
  • Develop risk solutions to detect, prevent, and mitigate fraudulent or suspicious behaviors.
  • Collaborate with product, engineering, and other teams to define risk product roadmaps and strategies.
  • Communicate results regularly to global stakeholders, including executive leadership.

Qualifications

Minimum Qualifications:

  • Master's degree (Ph.D. preferred) in Statistics, Mathematics, Finance, Computer Science Engineering, or similar, or equivalent practical experience.
  • 5+ years in the payment risk industry, with experience in risk management and fraud analytics.
  • Strong analytical skills with experience using tools like Excel, SQL, R, Python, Hive, Spark, etc.
  • Experience in team management, technical leadership, cross-functional collaboration, and large-scale project organization.

Preferred Qualifications:

  • Results-driven with the ability to work in a fast-paced environment.
  • Creative problem-solving and critical thinking skills.
  • Excellent communication and leadership skills.

About USDS

TikTok is a leading platform for short-form mobile videos, inspiring creativity and bringing joy. USDS is a subsidiary focused on data security and user data protection in the U.S., ensuring platform safety and compliance.

Data Security Statement

This role involves working with systems designed to protect sensitive data and will require security screening.

Why Join Us

We foster a diverse, inclusive environment that values creativity, innovation, and impact. Join us to be part of a global team creating value and inspiring joy.

Diversity & Inclusion

TikTok is committed to an inclusive workplace that values diverse perspectives and experiences.

USDS Reasonable Accommodation

We provide accommodations for candidates with disabilities or religious beliefs. Contact us at .

Job Information

The annual base salary range is $146,400 - $264,960, with potential bonuses, stock units, and benefits including health insurance, 401(k), parental leave, and more. Benefits vary by location and are subject to change.

For Los Angeles County applicants, criminal history considerations are in accordance with local laws.

Additional Details

  • Seniority level: Mid-Senior level
  • Employment type: Full-time
  • Job function: Accounting/Auditing and Finance
  • Industries: Software Development
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