Acima
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Data Scientist - Fraud
role at
Acima Join to apply for the
Data Scientist - Fraud
role at
Acima Data Scientist-Fraud
(Draper Utah, In-Office)
(No Sponsorship)
Upbound Group, Inc. (NASDAQ: UPBD) is a technology and data-driven leader in accessible and inclusive financial solutions that address the evolving needs and aspirations of underserved customers. The Companys customer-facing operating units include industry-leading brands such as
Acima, Brigit, and Rent-A-Center
that facilitate consumer transactions across a wide range of store-based and digital channels, including over 2,300 company branded retail units across the United States, Mexico, and Puerto Rico. Upbound Group, Inc. is headquartered in Plano, Texas.
Job Purpose
We are expanding our established Fraud Prevention team and are looking for a Data Scientist focused on fraud detection and prevention. This role is central to protecting our business and customers by leveraging advanced analytics, machine learning, and statistical techniques to identify fraud risks and strengthen our defenses. Youll work closely with our Fraud Prevention Manager and collaborate with the broader fraud and data science teams to:
Uncover hidden fraud patterns Monitor the health of the portfolio Design proactive solutions to close fraud gaps Share insights with leadership to drive business decisions. Build analyses and models that will have a direct and immediate impact on the security of our platform and the trust of our customers and retail partners
Qualifications
Degree in Data Science, Mathematics, Computer Science, Statistics, or a related field Python (3+ years' experience); Numpy, Pandas, ScikitLearn, XGBoost SQL (2+ years' experience) Knowledge of common fraud typologies (card fraud, identity theft, etc.), fraud attack vectors and system vulnerabilities. Understanding of the chargeback dispute/management process. Feature engineering for fraud detection: Ability to design meaningful fraud-specific features (e.g., velocity checks, behavioral profiles, device/IP link analysis). Experience with hybrid rule and machine-learning based fraud prevention platforms (e.g. Kount, CyberSource Decision Manager, Signifyd) a plus. Ability to balance customer friction, fraud loss and portfolio performance. Ability to work independently and to take responsibility.
Compensation/Benefits
Full health benefits-Medical/Dental/Vision 401(k) match, 6%/3% DTO (discretionary time off) Health savings account (HSA) with company contribution College tuition reimbursement program (STEAM degrees) Unlimited use of Linkedin Learning Free car charging Onsite gym and showers Upbound is an equal opportunity employer committed to ensuring that all employment decisions are made on a non-discriminatory basis, and without regard to actual or perceived race. Seniority level
Seniority level
Mid-Senior level Employment type
Employment type
Full-time Job function
Job function
Engineering and Information Technology Referrals increase your chances of interviewing at Acima by 2x Get notified about new Data Scientist jobs in
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Data Scientist - Fraud
role at
Acima Join to apply for the
Data Scientist - Fraud
role at
Acima Data Scientist-Fraud
(Draper Utah, In-Office)
(No Sponsorship)
Upbound Group, Inc. (NASDAQ: UPBD) is a technology and data-driven leader in accessible and inclusive financial solutions that address the evolving needs and aspirations of underserved customers. The Companys customer-facing operating units include industry-leading brands such as
Acima, Brigit, and Rent-A-Center
that facilitate consumer transactions across a wide range of store-based and digital channels, including over 2,300 company branded retail units across the United States, Mexico, and Puerto Rico. Upbound Group, Inc. is headquartered in Plano, Texas.
Job Purpose
We are expanding our established Fraud Prevention team and are looking for a Data Scientist focused on fraud detection and prevention. This role is central to protecting our business and customers by leveraging advanced analytics, machine learning, and statistical techniques to identify fraud risks and strengthen our defenses. Youll work closely with our Fraud Prevention Manager and collaborate with the broader fraud and data science teams to:
Uncover hidden fraud patterns Monitor the health of the portfolio Design proactive solutions to close fraud gaps Share insights with leadership to drive business decisions. Build analyses and models that will have a direct and immediate impact on the security of our platform and the trust of our customers and retail partners
Qualifications
Degree in Data Science, Mathematics, Computer Science, Statistics, or a related field Python (3+ years' experience); Numpy, Pandas, ScikitLearn, XGBoost SQL (2+ years' experience) Knowledge of common fraud typologies (card fraud, identity theft, etc.), fraud attack vectors and system vulnerabilities. Understanding of the chargeback dispute/management process. Feature engineering for fraud detection: Ability to design meaningful fraud-specific features (e.g., velocity checks, behavioral profiles, device/IP link analysis). Experience with hybrid rule and machine-learning based fraud prevention platforms (e.g. Kount, CyberSource Decision Manager, Signifyd) a plus. Ability to balance customer friction, fraud loss and portfolio performance. Ability to work independently and to take responsibility.
Compensation/Benefits
Full health benefits-Medical/Dental/Vision 401(k) match, 6%/3% DTO (discretionary time off) Health savings account (HSA) with company contribution College tuition reimbursement program (STEAM degrees) Unlimited use of Linkedin Learning Free car charging Onsite gym and showers Upbound is an equal opportunity employer committed to ensuring that all employment decisions are made on a non-discriminatory basis, and without regard to actual or perceived race. Seniority level
Seniority level
Mid-Senior level Employment type
Employment type
Full-time Job function
Job function
Engineering and Information Technology Referrals increase your chances of interviewing at Acima by 2x Get notified about new Data Scientist jobs in
Draper, UT . Sr. Staff Data Scientist, Machine Learning
Salt Lake City, UT $210,000.00-$280,000.00 4 days ago Lehi, UT $150,000.00-$200,000.00 2 weeks ago Salt Lake City, UT $75,900.00-$142,185.00 1 month ago Lehi, UT $128,600.00-$234,200.00 1 week ago Salt Lake City, UT $25.00-$40.00 2 months ago Murray, UT $137,439.00-$167,981.00 2 weeks ago Salt Lake City, UT $120,000.00-$150,250.00 1 week ago Salt Lake City Metropolitan Area $99,461.00-$128,329.00 2 days ago Salt Lake City, UT $47,600.00-$90,400.00 3 days ago American Fork, UT $130,000.00-$220,000.00 1 week ago Applied AI Engineer & Researcher - Salt Lake City, USA
Salt Lake City, UT $140,000.00-$200,000.00 3 weeks ago AI Engineer & Researcher, Inference - Salt Lake City, USA
Salt Lake City, UT $140,000.00-$200,000.00 3 weeks ago Lehi, UT $140,000.00-$227,000.00 2 weeks ago Salt Lake City, UT $130,000.00-$220,000.00 1 week ago Were unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr