Logo
Veros Credit

Senior Credit Analyst

Veros Credit, Santa Ana, California, United States, 92725

Save Job

Join to apply for the

Senior Credit Analyst

role at

Veros Credit 4 weeks ago Be among the first 25 applicants Join to apply for the

Senior Credit Analyst

role at

Veros Credit This range is provided by Veros Credit. Your actual pay will be based on your skills and experience talk with your recruiter to learn more. Base pay range

$31.00/hr - $42.00/hr Additional compensation types

Annual Bonus Direct message the job poster from Veros Credit Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve. We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day. Some of our benefit offerings include: Medical, Dental, and Vision Insurance Life Insurance Flexible Spending Accounts (FSA) Accident, Hospital, Indemnity Insurance Short Term Disability (STD) and Long-Term Disability (LTD) Insurance Employee Assistance Program (EAP) 401(k) Plan Employee Stock Ownership Plan (ESOP) Tuition Reimbursement Paid Holidays Paid Time Off (PTO) Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle) Referral Bonus Quarterly lunches Daily fresh fruit And a lot more! About The Position The

Senior Credit Analyst

will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved in extending credit and underwriting loans accordingly. Review credit applications and make sound decisions based on Company guidelines. Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan. Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary. Interact daily with automotive dealerships to negotiate and capture approvals. Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business. Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments. Meet target goals for productivity and quality in a consistent manner. Other duties as assigned. Requirements: 5+ years of credit review/analysis experience in the non-prime auto finance industry. Effective communication and decision-making skills. Strong analytical and organizational skills with attention to detail. Strong negotiation and problem-solving skills. Ability to interact with others in a professional, tactful, and sensitive manner. Ability to thrive in a fast-paced work environment and to work independently as well as part of a team. Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.) Bachelors Degree in Business or equivalent work experience. Salary:

$31.00 - $42.00 per hour + Bonus Veros Credit, LLC is an equal opportunity employer. **This Organization Participates in E-Verify Keywords: Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Buyer, Underwriter, Credit Support, Fund, Customer Service, Consumer Finance, Auditing, Audit, Stipulations, Loan Processing, Loan Processor, Income verification, VOEs, References, DealerTrack, RouteOne, Defi, Turbo Pass, Noble, Main 3 Seniority level

Seniority level

Associate Employment type

Employment type

Full-time Job function

Job function

Customer Service, Finance, and Business Development Referrals increase your chances of interviewing at Veros Credit by 2x Inferred from the description for this job

Medical insurance Vision insurance 401(k) Student loan assistance Pension plan Get notified about new Credit Analyst jobs in

Santa Ana, CA . Financial Analyst- Multifamily Asset Management

Newport Beach, CA $70,000.00-$100,000.00 3 days ago Irvine, CA $47,600.00-$71,400.00 1 day ago Financial Analyst- Multifamily Acquisitions

Newport Beach, CA $70,000.00-$100,000.00 4 weeks ago Financial Analyst- Multifamily Asset Management

Newport Beach, CA $70,000.00-$100,000.00 1 day ago Financial Analyst- Multifamily Acquisitions

Newport Beach, CA $70,000.00-$100,000.00 3 weeks ago Commerce, CA $85,000.00-$95,000.00 2 days ago Irvine, CA $62,306.00-$93,123.00 2 weeks ago Newport Beach, CA $187,000.00-$305,000.00 5 months ago Irvine, CA $72,328.00-$96,838.00 9 months ago Santa Ana, CA $100,000.00-$115,000.00 1 month ago Irvine, CA $80,000.00-$125,000.00 1 week ago Fountain Valley, CA $87,000.00-$91,000.00 3 days ago Irvine, CA $65,200.00-$87,900.00 2 days ago Irvine, CA $80,000.00-$110,000.00 2 days ago Newport Beach, CA $134,280.00-$164,120.00 2 weeks ago Santa Ana, CA $95,000.00-$115,000.00 1 day ago Were unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr