United Community Services
BSA High Risk Portfolio Analyst II
United Community Services, Laurens, South Carolina, United States, 29360
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BSA High Risk Portfolio Analyst II
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United Community 1 day ago Be among the first 25 applicants Join to apply for the
BSA High Risk Portfolio Analyst II
role at
United Community Get AI-powered advice on this job and more exclusive features. This range is provided by United Community. Your actual pay will be based on your skills and experience talk with your recruiter to learn more. Base pay range
$42,061.00/yr - $64,465.00/yr The High Risk Portfolio Analyst II is responsible for conducting thorough reviews and assessments of high-risk customers from a BSA/AML perspective. This role requires a disciplined, detail-oriented professional who can work independently and manage complex risk scenarios. The analyst will play a key role in safeguarding the bank from reputational and regulatory risk by ensuring compliance with internal policies and external regulations.
What Youll Do
Perform and document due diligence and enhanced due diligence (EDD) reviews of high-risk customers Design and compile high-risk customer analysis reports for presentation to the Escalation Committee Coordinate with Financial Intelligence Unit (FIU) on fraud-related SARs and manage law enforcement inquiries Complete SARs related to suspicious activity and oversee complex EDD reviews Monitor inherently high-risk customers such as MSBs, private ATM owners, and cash-intensive businesses Research state and federal laws to understand industry requirements Maintain AML certification and gain strong working knowledge of AML solutions Mentor High Risk Portfolio Analysts I and assist management with reporting, audits, training, and escalations Serve as backup for CDD/EDD alerts, watch list alerts (including OFAC), Treasury customer reviews, and other BSA-related tasks Participate in required compliance training and special projects as assigned
What Were Looking For
A highly analytical and self-motivated professional with strong communication skills and a deep understanding of BSA/AML regulations. The ideal candidate is reliable, organized, and committed to protecting the bank from financial crime and reputational risk.
Experience
Minimum of 5 years of experience in BSA/AML and OFAC compliance Experience managing high-risk customer reviews and SAR filings
Education
Bachelors degree preferred CAMS, CAFP, or CBAP certification required
Required Skills
Excellent verbal and written communication skills Strong analytical and decision-making abilities Proficiency in Microsoft Office Ability to work independently and manage time effectively Comfortable interacting with all levels of bank management Commitment to compliance and continuous learning
Preferred Skills
Experience with AML software and risk reporting tools Knowledge of foreign customer identification documents and OFAC screening Familiarity with ACH and RDC customer risk assessment
Position Type
Full-time, with flexibility to work evenings and weekends as needed.
Travel
Up to 5% of travel required.
Supervisory Responsibility
This position does not have direct supervisory responsibilities.
Conditions Of Employment
Must be able to pass a criminal background & credit check This is a full-time, non-remote position
FLSA Status
Non-Exempt
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Seniority level
Seniority level
Not Applicable Employment type
Employment type
Full-time Job function
Job function
Business Development and Sales Industries
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Were unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr
BSA High Risk Portfolio Analyst II
role at
United Community 1 day ago Be among the first 25 applicants Join to apply for the
BSA High Risk Portfolio Analyst II
role at
United Community Get AI-powered advice on this job and more exclusive features. This range is provided by United Community. Your actual pay will be based on your skills and experience talk with your recruiter to learn more. Base pay range
$42,061.00/yr - $64,465.00/yr The High Risk Portfolio Analyst II is responsible for conducting thorough reviews and assessments of high-risk customers from a BSA/AML perspective. This role requires a disciplined, detail-oriented professional who can work independently and manage complex risk scenarios. The analyst will play a key role in safeguarding the bank from reputational and regulatory risk by ensuring compliance with internal policies and external regulations.
What Youll Do
Perform and document due diligence and enhanced due diligence (EDD) reviews of high-risk customers Design and compile high-risk customer analysis reports for presentation to the Escalation Committee Coordinate with Financial Intelligence Unit (FIU) on fraud-related SARs and manage law enforcement inquiries Complete SARs related to suspicious activity and oversee complex EDD reviews Monitor inherently high-risk customers such as MSBs, private ATM owners, and cash-intensive businesses Research state and federal laws to understand industry requirements Maintain AML certification and gain strong working knowledge of AML solutions Mentor High Risk Portfolio Analysts I and assist management with reporting, audits, training, and escalations Serve as backup for CDD/EDD alerts, watch list alerts (including OFAC), Treasury customer reviews, and other BSA-related tasks Participate in required compliance training and special projects as assigned
What Were Looking For
A highly analytical and self-motivated professional with strong communication skills and a deep understanding of BSA/AML regulations. The ideal candidate is reliable, organized, and committed to protecting the bank from financial crime and reputational risk.
Experience
Minimum of 5 years of experience in BSA/AML and OFAC compliance Experience managing high-risk customer reviews and SAR filings
Education
Bachelors degree preferred CAMS, CAFP, or CBAP certification required
Required Skills
Excellent verbal and written communication skills Strong analytical and decision-making abilities Proficiency in Microsoft Office Ability to work independently and manage time effectively Comfortable interacting with all levels of bank management Commitment to compliance and continuous learning
Preferred Skills
Experience with AML software and risk reporting tools Knowledge of foreign customer identification documents and OFAC screening Familiarity with ACH and RDC customer risk assessment
Position Type
Full-time, with flexibility to work evenings and weekends as needed.
Travel
Up to 5% of travel required.
Supervisory Responsibility
This position does not have direct supervisory responsibilities.
Conditions Of Employment
Must be able to pass a criminal background & credit check This is a full-time, non-remote position
FLSA Status
Non-Exempt
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Seniority level
Seniority level
Not Applicable Employment type
Employment type
Full-time Job function
Job function
Business Development and Sales Industries
Banking Referrals increase your chances of interviewing at United Community by 2x Sign in to set job alerts for Business Architect roles.
Premier Advisor or Banker - Simpsonville, SC Area
Case Management Specialist, Full Time, First Shift
Business Office Associate, Montgomery Center, Full Time, 1st Shift,**Bilingual Preferred**
Secretary WC Claims Coord, Team Member Health, Full Time, First Shift
Hodges, SC $83,250.00-$122,100.00 2 days ago Greenwood, SC $1,000.00-$1,000.00 9 hours ago Business Office Associate, Advanced Podiatry Associates, Full Time
Ward Sec-Monitor Tech, 8 Tower, PCU, Full Time, Night Shift, Including every other weekend
Ward Sec-Monitor Tech, 8 Tower, PCU, Full Time, Day Shift, Including every other weekend
Were unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr