Snaplii
Overview
Senior/Lead Risk Analyst, Payment fraud role at Snaplii
We are seeking a strategic and data-driven fraud and risk leader to join our Risk & Payments team. This role will shape and implement cutting-edge risk strategies that drive sustainable growth, minimize losses, and enhance the customer experience. The ideal candidate has direct experience in payment fraud detection and prevention, with the ability to spot fraudulent transactions and translate fraud patterns into scalable, data-driven solutions. This role requires a balance of hands-on fraud investigation, SQL-driven analytics, and collaboration with product and engineering teams to design and implement automated fraud controls.
Location Toronto, Canada / Remote (initial 1–2 month onsite onboarding in Toronto, compensated)
Key Responsibilities
Lead the end-to-end development and execution of financial risk strategies—from opportunity identification to design, testing, launch, and post-production performance monitoring.
Identify, investigate and monitor fraudulent or anomalous activity, including isolating and quantifying specific trends driving changes to fraud and payment patterns.
Analyze internal and external data and produce authoritative reports and root-cause analysis on fraudulent activities and chargebacks.
Collaborate with engineers and product managers to deploy fraud prevention solutions that balance growth with risk control.
Serve as a liaison between the company and payment processors/vendors, with strong communication skills to manage vendor relationships and ensure effective alignment on fraud and risk management.
Qualifications
Minimum 5 years of professional work experience; minimum 3 years in a fraud-related role; minimum 1 year in the payments industry.
Experience with various payment methods in multi-currency environments, ideally within e-commerce or related industries.
Proven ability to investigate and identify fraudulent activities, with hands-on experience in transaction reviews and fraud case analysis.
SQL proficiency (must-have); Python is a plus.
Bachelor’s degree in Engineering, Computer Science, Statistics, Finance, or a related analytical/technical field; previous roles in Fraud Analyst, Risk Analyst, Operations Specialist, Data Scientist, or Product Manager.
Strong problem-solving and reverse-engineering thinking; ability to anticipate and predict potential risks from a fraudster’s perspective.
Proficiency in Mandarin Chinese is a plus but not required.
About Snaplii Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $70M in annual transaction volume and 200,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app. We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 80—driven by a highly engaged, high-retention user base. As the most payment-flexible platform in the space, Snaplii supports a wide range of digital payment methods and partners with 400+ leading brands, including Walmart, Amazon, and Esso. Our platform is fully built and maintained in-house—engineered to handle complex payment flows, scale with demand, and support a growing suite of financial products. We’re actively expanding into new digital finance offerings to help users create, manage, and grow value in their everyday lives. Join us as we shape the future of everyday spending.
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We are seeking a strategic and data-driven fraud and risk leader to join our Risk & Payments team. This role will shape and implement cutting-edge risk strategies that drive sustainable growth, minimize losses, and enhance the customer experience. The ideal candidate has direct experience in payment fraud detection and prevention, with the ability to spot fraudulent transactions and translate fraud patterns into scalable, data-driven solutions. This role requires a balance of hands-on fraud investigation, SQL-driven analytics, and collaboration with product and engineering teams to design and implement automated fraud controls.
Location Toronto, Canada / Remote (initial 1–2 month onsite onboarding in Toronto, compensated)
Key Responsibilities
Lead the end-to-end development and execution of financial risk strategies—from opportunity identification to design, testing, launch, and post-production performance monitoring.
Identify, investigate and monitor fraudulent or anomalous activity, including isolating and quantifying specific trends driving changes to fraud and payment patterns.
Analyze internal and external data and produce authoritative reports and root-cause analysis on fraudulent activities and chargebacks.
Collaborate with engineers and product managers to deploy fraud prevention solutions that balance growth with risk control.
Serve as a liaison between the company and payment processors/vendors, with strong communication skills to manage vendor relationships and ensure effective alignment on fraud and risk management.
Qualifications
Minimum 5 years of professional work experience; minimum 3 years in a fraud-related role; minimum 1 year in the payments industry.
Experience with various payment methods in multi-currency environments, ideally within e-commerce or related industries.
Proven ability to investigate and identify fraudulent activities, with hands-on experience in transaction reviews and fraud case analysis.
SQL proficiency (must-have); Python is a plus.
Bachelor’s degree in Engineering, Computer Science, Statistics, Finance, or a related analytical/technical field; previous roles in Fraud Analyst, Risk Analyst, Operations Specialist, Data Scientist, or Product Manager.
Strong problem-solving and reverse-engineering thinking; ability to anticipate and predict potential risks from a fraudster’s perspective.
Proficiency in Mandarin Chinese is a plus but not required.
About Snaplii Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $70M in annual transaction volume and 200,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app. We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 80—driven by a highly engaged, high-retention user base. As the most payment-flexible platform in the space, Snaplii supports a wide range of digital payment methods and partners with 400+ leading brands, including Walmart, Amazon, and Esso. Our platform is fully built and maintained in-house—engineered to handle complex payment flows, scale with demand, and support a growing suite of financial products. We’re actively expanding into new digital finance offerings to help users create, manage, and grow value in their everyday lives. Join us as we shape the future of everyday spending.
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