Deutsche Bank
Commercial Real Estate Risk Officer - Assistant Vice President
Deutsche Bank, New York, New York, us, 10261
Overview
The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. The Risk Officer is responsible for handling approvals for real estate related transactions to be securitized or retained on balance sheet. Other tasks include setting and monitoring counterparty credit limits, negotiating loan terms, reviewing due diligence and underwriting, and interfacing with senior management and business personnel. You will analyze and recommend approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized and transitional properties. The Risk Officer acts as the primary intermediary between Business units, department heads and credit committees, assists in structuring transactions to achieve optimal risk/return outcomes, and monitors portfolio and financial/market developments within commercial real estate and related sectors. Experience with internal and external audit coordination is required.
What You’ll Do
Analyze/Assess and recommend credit approvals/declines, or suggest new loan terms for proposed commercial real estate transactions slated for securitization, warehouse lending, or the balance sheet portfolio involving stabilized and transitional properties
Perform property level due diligence including cash flow analysis, site inspections, and reviews of legal documents and third-party reports
Review and write recommendations to obtain approval for new loans, annual reviews, loan amendments and collateral updates
Monitor/Manage Risk Retention portfolio, including regular reviews and risk assessment
Interact with internal business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and procedures
Maintain data integrity for all names / transactions in IT systems and assist and at times lead Credit Risk Management (CRM) - Commercial Real Estate (CRE) interactions with internal / external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)
Skills You’ll Need
Ability to analyze/review structured loans
Experience working with internal and external auditors
Skills That Will Help You Excel
Highly motivated with ability to work independently
Excellent verbal and written communication skills
Ability to multi-task, attention to detail
Structured lending experience
Self-starter with a high level of integrity
Location
New York
Base pay range
$100,000.00/yr - $142,250.00/yr
It is the Bank’s expectation that employees hired into this role will work in the New York City office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice, please email HR.Direct@DB.com.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance
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What You’ll Do
Analyze/Assess and recommend credit approvals/declines, or suggest new loan terms for proposed commercial real estate transactions slated for securitization, warehouse lending, or the balance sheet portfolio involving stabilized and transitional properties
Perform property level due diligence including cash flow analysis, site inspections, and reviews of legal documents and third-party reports
Review and write recommendations to obtain approval for new loans, annual reviews, loan amendments and collateral updates
Monitor/Manage Risk Retention portfolio, including regular reviews and risk assessment
Interact with internal business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and procedures
Maintain data integrity for all names / transactions in IT systems and assist and at times lead Credit Risk Management (CRM) - Commercial Real Estate (CRE) interactions with internal / external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)
Skills You’ll Need
Ability to analyze/review structured loans
Experience working with internal and external auditors
Skills That Will Help You Excel
Highly motivated with ability to work independently
Excellent verbal and written communication skills
Ability to multi-task, attention to detail
Structured lending experience
Self-starter with a high level of integrity
Location
New York
Base pay range
$100,000.00/yr - $142,250.00/yr
It is the Bank’s expectation that employees hired into this role will work in the New York City office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice, please email HR.Direct@DB.com.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance
#J-18808-Ljbffr