MUFG
Credit Solutions Vice President - Growth & Middle Market Technology Banking
MUFG, Boston, Massachusetts, us, 02298
Credit Solutions Vice President - Growth & Middle Market Technology Banking
Base pay range: $170,000.00/yr - $200,000.00/yr Job Summary: The Growth and Middle-Market Technology Banking team at MUFG covers venture-backed, private equity owned and publicly traded technology companies. They support pre-IPO growth and middle-market public companies by evaluating, structuring and underwriting loan facilities and other credit exposures. The VP will support Growth & Middle Market Credit Solutions transaction origination and credit analysis efforts, evaluating and underwriting loans and other credit exposures to Growth and Middle Market Technology companies. This role includes loan structuring, navigating the credit approval process, and managing credit exposure within portfolios. The role requires a technical expert known internally and externally as a reliable, knowledgeable resource. Responsibilities
Ensure the delivery of high-quality output from the team, including credit applications, financial modeling, analysis, and structuring. Lead the deal execution process from start to finish, including due diligence with technology clients and prospects, conversations with credit approvers, structuring, underwriting, negotiation of legal documents, and leveraging the broader team as necessary. Oversee portfolio management activity and assume accountability for delivery and execution for the defined portfolio. Prepare detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including evaluating company-specific, industry, and regulatory risks, historical operating performance, projected operating performance, and capital structure. Support the syndication strategy, including lender presentations and liaison with participant lenders, and participate in client and bank meetings as necessary. Maintain knowledge of industries represented in the portfolio, including technical aspects and regulatory issues, utilizing internal and external sources. Oversee facility closing procedures, including operations and documentation. Identify potential debt opportunities through research and analytics, partnering with the Relationship Management Team. Coach and oversee junior talent, reviewing their work as necessary. Policy and Transaction Responsibilities
Communicate with the credit approval division, including final hold level strategies, to ensure alignment of risk strategy and policy. Evaluate and establish appropriate ratings for transactions, correlating exposure levels on both a transaction and group level. Ensure compliance with policy and regulatory requirements. Skills & Experience
A Bachelor's degree is required; a Master's degree (MBA) is a plus. 5+ years of work experience in financial institutions or equivalent credit risk-related functions analyzing corporate borrowers. A team player who is willing to roll up their sleeves to deliver seamless execution. In-depth knowledge of credit and risk principles. Demonstrated capability to independently handle complex transactions and sensitive borrowers. Knowledge of accounting and corporate finance. Strong written, verbal, and interpersonal skills. Strong time management and organizational skills. Attention to detail. Strong financial modeling skills required. Good computer skills in Microsoft Word, PowerPoint, and Excel. Able to work independently and under pressure. Compensation & Benefits
The typical base pay range for this role is between $170k-$200k, depending on job-related knowledge, skills, experience, and location. This role may also be eligible for discretionary performance-based bonuses and/or incentive compensation. Our Total Rewards program provides a competitive benefits package that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with applicable state and local laws. The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of a conditional offer of employment, if any. The above statements describe the general nature and level of work being performed. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status protected under applicable federal, state, or local law. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Industries
Financial Services and Banking
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Base pay range: $170,000.00/yr - $200,000.00/yr Job Summary: The Growth and Middle-Market Technology Banking team at MUFG covers venture-backed, private equity owned and publicly traded technology companies. They support pre-IPO growth and middle-market public companies by evaluating, structuring and underwriting loan facilities and other credit exposures. The VP will support Growth & Middle Market Credit Solutions transaction origination and credit analysis efforts, evaluating and underwriting loans and other credit exposures to Growth and Middle Market Technology companies. This role includes loan structuring, navigating the credit approval process, and managing credit exposure within portfolios. The role requires a technical expert known internally and externally as a reliable, knowledgeable resource. Responsibilities
Ensure the delivery of high-quality output from the team, including credit applications, financial modeling, analysis, and structuring. Lead the deal execution process from start to finish, including due diligence with technology clients and prospects, conversations with credit approvers, structuring, underwriting, negotiation of legal documents, and leveraging the broader team as necessary. Oversee portfolio management activity and assume accountability for delivery and execution for the defined portfolio. Prepare detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including evaluating company-specific, industry, and regulatory risks, historical operating performance, projected operating performance, and capital structure. Support the syndication strategy, including lender presentations and liaison with participant lenders, and participate in client and bank meetings as necessary. Maintain knowledge of industries represented in the portfolio, including technical aspects and regulatory issues, utilizing internal and external sources. Oversee facility closing procedures, including operations and documentation. Identify potential debt opportunities through research and analytics, partnering with the Relationship Management Team. Coach and oversee junior talent, reviewing their work as necessary. Policy and Transaction Responsibilities
Communicate with the credit approval division, including final hold level strategies, to ensure alignment of risk strategy and policy. Evaluate and establish appropriate ratings for transactions, correlating exposure levels on both a transaction and group level. Ensure compliance with policy and regulatory requirements. Skills & Experience
A Bachelor's degree is required; a Master's degree (MBA) is a plus. 5+ years of work experience in financial institutions or equivalent credit risk-related functions analyzing corporate borrowers. A team player who is willing to roll up their sleeves to deliver seamless execution. In-depth knowledge of credit and risk principles. Demonstrated capability to independently handle complex transactions and sensitive borrowers. Knowledge of accounting and corporate finance. Strong written, verbal, and interpersonal skills. Strong time management and organizational skills. Attention to detail. Strong financial modeling skills required. Good computer skills in Microsoft Word, PowerPoint, and Excel. Able to work independently and under pressure. Compensation & Benefits
The typical base pay range for this role is between $170k-$200k, depending on job-related knowledge, skills, experience, and location. This role may also be eligible for discretionary performance-based bonuses and/or incentive compensation. Our Total Rewards program provides a competitive benefits package that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with applicable state and local laws. The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of a conditional offer of employment, if any. The above statements describe the general nature and level of work being performed. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status protected under applicable federal, state, or local law. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Industries
Financial Services and Banking
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