Intuit
Overview
One out of every two small businesses fails within their first five years, and most often, it\'s because they run out of cash. At QuickBooks Capital, our mission is to make a real impact on that statistic. We provide small businesses with the capital they need, precisely when they need it, by leveraging the power of data within QuickBooks for faster and smarter decision-making. This way, our customers never again have to worry about missing a payroll or saying no to a growth opportunity. That\'s how we power prosperity. We are a nimble, high-priority, and rapidly growing startup within Intuit. We are reinventing small business lending and are looking for top talent to join our innovative and fun team. If you thrive on new challenges and enjoy cracking tough problems in a fast-paced environment, we encourage you to apply.
The Role
As a
Senior Credit Analyst
at QuickBooks Capital, you will play a vital role in helping our business grow. You will be a key contributor to our credit strategy, focusing on underwriting and account management policies for our lending products. Your work will directly influence our ability to provide value to our customers while driving business growth and meeting our P&L goals.
What you\'ll bring
Education: MS/PhD in quantitative fields such as Statistics, Operational Research, Industrial Engineering, Economics etc. Or Bachelor Degree in same fields with 4+ years working experience Experience: 4+ years of professional experience in an analytics-related role is required. Lending or Fintech experience is strongly preferred. Technical Skills: Proficient in one of the following analytical tools: Python, R, or SQL. Advanced Excel skills and strong relational database query skills are also a must. Familiarity with big data technologies like HIVE or Hadoop is a plus. Domain Knowledge: Strong knowledge of credit risk-related concepts, including credit bureau attributes, scorecard modeling, loss forecasting, and fraud detection. Soft Skills: Excellent communication skills, a proven ability to dive into data, and a passion for finding business opportunities. You should be results-driven and thrive in a fast-paced environment.
Mindset
You should have a track record of taking full ownership of your work, proactively seeking solutions, and collaborating effectively with a team.
How you will lead
Analyze and Develop Strategies: Analyze complex data to craft and propose credit policies for underwriting and account management. Responsible for optimizing existing pre-qualification and targeting strategies. Performance Monitoring: Manage and report on the performance of credit policies and portfolios, extracting meaningful insights to drive business actions and alignment with stakeholders and leadership. Identify Opportunities: Proactively identify opportunities for enhancement across all customer touchpoints, from credit risk to the overall product experience, and drive these ideas from concept to real business results. Collaborate and Influence: Work closely with cross-functional teams, including product development, data science, and marketing, to design new products and credit strategies. Your ability to influence and reach agreements will be critical to your success. Utilize Big Data: Use big data technologies to mine massive transactional datasets for credit risk analysis, translating findings into actionable business opportunities. Design and Test: Design, implement, and monitor tests to explore new methodologies and estimate key metrics for acquisition strategies and credit policies.
Intuit Provides a Competitive Compensation Package With a Strong Pay For Performance Rewards Approach. The Expected Base Pay Range For This Position Is Bay Area California $144,000 - $195,000 This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs. Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing pay equity for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales Industries Software Development
Referrals increase your chances of interviewing at Intuit by 2x
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One out of every two small businesses fails within their first five years, and most often, it\'s because they run out of cash. At QuickBooks Capital, our mission is to make a real impact on that statistic. We provide small businesses with the capital they need, precisely when they need it, by leveraging the power of data within QuickBooks for faster and smarter decision-making. This way, our customers never again have to worry about missing a payroll or saying no to a growth opportunity. That\'s how we power prosperity. We are a nimble, high-priority, and rapidly growing startup within Intuit. We are reinventing small business lending and are looking for top talent to join our innovative and fun team. If you thrive on new challenges and enjoy cracking tough problems in a fast-paced environment, we encourage you to apply.
The Role
As a
Senior Credit Analyst
at QuickBooks Capital, you will play a vital role in helping our business grow. You will be a key contributor to our credit strategy, focusing on underwriting and account management policies for our lending products. Your work will directly influence our ability to provide value to our customers while driving business growth and meeting our P&L goals.
What you\'ll bring
Education: MS/PhD in quantitative fields such as Statistics, Operational Research, Industrial Engineering, Economics etc. Or Bachelor Degree in same fields with 4+ years working experience Experience: 4+ years of professional experience in an analytics-related role is required. Lending or Fintech experience is strongly preferred. Technical Skills: Proficient in one of the following analytical tools: Python, R, or SQL. Advanced Excel skills and strong relational database query skills are also a must. Familiarity with big data technologies like HIVE or Hadoop is a plus. Domain Knowledge: Strong knowledge of credit risk-related concepts, including credit bureau attributes, scorecard modeling, loss forecasting, and fraud detection. Soft Skills: Excellent communication skills, a proven ability to dive into data, and a passion for finding business opportunities. You should be results-driven and thrive in a fast-paced environment.
Mindset
You should have a track record of taking full ownership of your work, proactively seeking solutions, and collaborating effectively with a team.
How you will lead
Analyze and Develop Strategies: Analyze complex data to craft and propose credit policies for underwriting and account management. Responsible for optimizing existing pre-qualification and targeting strategies. Performance Monitoring: Manage and report on the performance of credit policies and portfolios, extracting meaningful insights to drive business actions and alignment with stakeholders and leadership. Identify Opportunities: Proactively identify opportunities for enhancement across all customer touchpoints, from credit risk to the overall product experience, and drive these ideas from concept to real business results. Collaborate and Influence: Work closely with cross-functional teams, including product development, data science, and marketing, to design new products and credit strategies. Your ability to influence and reach agreements will be critical to your success. Utilize Big Data: Use big data technologies to mine massive transactional datasets for credit risk analysis, translating findings into actionable business opportunities. Design and Test: Design, implement, and monitor tests to explore new methodologies and estimate key metrics for acquisition strategies and credit policies.
Intuit Provides a Competitive Compensation Package With a Strong Pay For Performance Rewards Approach. The Expected Base Pay Range For This Position Is Bay Area California $144,000 - $195,000 This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs. Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing pay equity for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales Industries Software Development
Referrals increase your chances of interviewing at Intuit by 2x
#J-18808-Ljbffr