OneMain Financial
Sr Analyst, Credit Pricing and Analytics
OneMain Financial, Baltimore, Maryland, United States, 21276
Overview
OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. Location: Baltimore, MD; NYC (hybrid). The position will be based in Wilmington, DE. Responsibilities
Under limited guidance, design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies Leverage traditional regression models and machine learning algorithms to understand the key drivers and estimate customer behaviors by different strategy treatment Drive profitable business growth via developing a strategy optimization framework with a full credit-cycle view Implement Quality Control processes to ensure data accuracy Continually enhance existing processes and reporting through automation, quality control, presentation and insights Effectively summarize and present results and insights to management Requirements
Bachelor Degree (Graduate Preferred) preferably in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science Strong SQL, SAS and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus 2+ years of experience in a complex, data-driven problem solving environment; Master's or PhD may offset experience Innovative and capable of developing a highly analytical app Who We Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain. Benefits
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date) Target base salary is $100,000-$120,000, which is based on various factors including skills and work experience.
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OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. Location: Baltimore, MD; NYC (hybrid). The position will be based in Wilmington, DE. Responsibilities
Under limited guidance, design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies Leverage traditional regression models and machine learning algorithms to understand the key drivers and estimate customer behaviors by different strategy treatment Drive profitable business growth via developing a strategy optimization framework with a full credit-cycle view Implement Quality Control processes to ensure data accuracy Continually enhance existing processes and reporting through automation, quality control, presentation and insights Effectively summarize and present results and insights to management Requirements
Bachelor Degree (Graduate Preferred) preferably in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science Strong SQL, SAS and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus 2+ years of experience in a complex, data-driven problem solving environment; Master's or PhD may offset experience Innovative and capable of developing a highly analytical app Who We Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain. Benefits
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date) Target base salary is $100,000-$120,000, which is based on various factors including skills and work experience.
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