Santander Bank, N.A.
Overview
Commercial Credit Analyst role at Santander Bank, N.A.
Join to apply for the Commercial Credit Analyst role at Santander Bank, N.A. The program offers a one year, comprehensive Commercial Credit Training Program. You will start as a Credit Analyst with two months of intensive classroom training followed by ten months of rotations. The program provides foundational and technical underwriting skills and exposure to live deal teams across Commercial Banking. Following graduation, analysts are placed within a Commercial Banking Underwriting & Portfolio Management team based on business line need.
Position Summary We are looking for future leaders to join Santander’s program. The Commercial Banking Credit Analyst Program offers unparalleled exposure to the Executive Leadership Team in a high performance culture. The role involves analytical responsibly, teamwork, and communication to deliver solutions for clients in a fast paced deal team environment.
Responsibilities
Complete the Commercial Credit Training Program curriculum
Perform credit analysis and underwriting on new deals, renewals/reviews and modifications verifying compliance with credit policy
Conduct due diligence on clients, industries and markets to identify key business drivers and risks
Assist in the preparation of valuation and capital structure analysis in conjunction with credit approvals for new and existing clients
Assist with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met
Communicate with all deal team members including origination, underwriting, credit risk management, monitoring, and loan closing
Monitor and assess client financials, collateral, loan covenants and risk ratings on a periodic basis
Assess and formally review client risk through periodic Portfolio Reviews, Internal Audits, External Audits, and ad-hoc reviews
Continuously monitor client financials/information to ensure performance to financial plan and compliance with credit agreement
Prepare credit approval document and assist deal team in deal screen and approval meetings
Prepare customer risk rating and financial statement analysis
Qualifications
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred
Experience: Demonstrated work ethic and proficiency in both academics, internships, extracurricular activities, and relevant leadership positions
Required Skills
Strong intellectual curiosity, with the ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding
Commitment to excellence, high standards, openness to new challenges and learning experiences
Strong written and verbal communication skills in a professional setting
Strong work ethic, positive attitude, perseverance, resiliency, and fact-based decision making
Ability to prioritize, manage and meet tight deadlines
Strong attention to detail
Ability to collaborate within a team and work independently
Proficiency in Microsoft Word, Excel, PowerPoint
At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range Minimum: $63,750.00 USD Maximum: $97,500.00 USD
Link To Santander Benefits Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture
We embrace a strong risk culture and all professionals are expected to take a proactive and responsible approach toward risk management.
EEO Statement
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
What To Do Next
If this sounds like a role you are interested in, please apply. If you require any assistance or accommodation due to a disability or any other reason, please contact TAOps@santander.us to discuss your needs.
Primary Location:
Boston, MA
Other Locations:
Massachusetts-Boston
Organization:
Santander Bank N.A.
Referrals increase your chances of interviewing at Santander Bank, N.A. by 2x. Get notified about new Commercial Credit Analyst jobs in Boston, MA.
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Join to apply for the Commercial Credit Analyst role at Santander Bank, N.A. The program offers a one year, comprehensive Commercial Credit Training Program. You will start as a Credit Analyst with two months of intensive classroom training followed by ten months of rotations. The program provides foundational and technical underwriting skills and exposure to live deal teams across Commercial Banking. Following graduation, analysts are placed within a Commercial Banking Underwriting & Portfolio Management team based on business line need.
Position Summary We are looking for future leaders to join Santander’s program. The Commercial Banking Credit Analyst Program offers unparalleled exposure to the Executive Leadership Team in a high performance culture. The role involves analytical responsibly, teamwork, and communication to deliver solutions for clients in a fast paced deal team environment.
Responsibilities
Complete the Commercial Credit Training Program curriculum
Perform credit analysis and underwriting on new deals, renewals/reviews and modifications verifying compliance with credit policy
Conduct due diligence on clients, industries and markets to identify key business drivers and risks
Assist in the preparation of valuation and capital structure analysis in conjunction with credit approvals for new and existing clients
Assist with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met
Communicate with all deal team members including origination, underwriting, credit risk management, monitoring, and loan closing
Monitor and assess client financials, collateral, loan covenants and risk ratings on a periodic basis
Assess and formally review client risk through periodic Portfolio Reviews, Internal Audits, External Audits, and ad-hoc reviews
Continuously monitor client financials/information to ensure performance to financial plan and compliance with credit agreement
Prepare credit approval document and assist deal team in deal screen and approval meetings
Prepare customer risk rating and financial statement analysis
Qualifications
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred
Experience: Demonstrated work ethic and proficiency in both academics, internships, extracurricular activities, and relevant leadership positions
Required Skills
Strong intellectual curiosity, with the ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding
Commitment to excellence, high standards, openness to new challenges and learning experiences
Strong written and verbal communication skills in a professional setting
Strong work ethic, positive attitude, perseverance, resiliency, and fact-based decision making
Ability to prioritize, manage and meet tight deadlines
Strong attention to detail
Ability to collaborate within a team and work independently
Proficiency in Microsoft Word, Excel, PowerPoint
At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range Minimum: $63,750.00 USD Maximum: $97,500.00 USD
Link To Santander Benefits Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture
We embrace a strong risk culture and all professionals are expected to take a proactive and responsible approach toward risk management.
EEO Statement
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
What To Do Next
If this sounds like a role you are interested in, please apply. If you require any assistance or accommodation due to a disability or any other reason, please contact TAOps@santander.us to discuss your needs.
Primary Location:
Boston, MA
Other Locations:
Massachusetts-Boston
Organization:
Santander Bank N.A.
Referrals increase your chances of interviewing at Santander Bank, N.A. by 2x. Get notified about new Commercial Credit Analyst jobs in Boston, MA.
#J-18808-Ljbffr