Trustmark National Bank
Mortgage Loan Originator
Location: US-TN-Memphis
Job ID: 2025-18094
Category: Mortgage
Type: Regular Full-Time
Job Grade: 99
FLSA Status: Non-Exempt
Working Hours: 8am - 5pm
Job Location: 10156 Mortgage Banking - Memphis
Overview
The purpose of this job is to serve all customers by providing mortgage loan information, disclosing fees, and gathering data necessary to process mortgage requests. Responsibilities
Determine the best loan product for the customer. Devise marketing plans to seek referrals from agents and builders. Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements. Complete applications and gather documents as needed to meet the parameters of the loan type, e.g., FHA, VA, Conventional, portfolio, etc. Develop referrals from internal and external sources. Maintain relationships with realtors by providing excellent service. Originate and promote Trustmark's Community Lending Loans and Products. Coordinate and assist the mortgage department in the origination and servicing of community lending products and services. Qualifications
Minimum of 2 years' experience originating agency-eligible mortgage loans or equivalent experience in underwriting or processing such loans. Eligible for NMLS certification. Thorough knowledge of government and conventional mortgage loan guidelines and requirements. Extensive knowledge of qualifying variables between mortgage loan products. Ability to analyze documentation to determine accuracy and compliance with agency and portfolio requirements. Knowledge of appraisal standards and acceptability. Ability to produce tax return analysis as required by conforming loan guidelines. Must be able to fully disclose and handle all applications according to compliance regulations. Ability to work with a diverse group of borrowers, housing entities, and community organizations. Working knowledge of financial compliance and regulatory requirements. Computer skills. Interpersonal, sales, communication, and analytical skills. Junior college or two-year college training preferred.
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Overview
The purpose of this job is to serve all customers by providing mortgage loan information, disclosing fees, and gathering data necessary to process mortgage requests. Responsibilities
Determine the best loan product for the customer. Devise marketing plans to seek referrals from agents and builders. Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements. Complete applications and gather documents as needed to meet the parameters of the loan type, e.g., FHA, VA, Conventional, portfolio, etc. Develop referrals from internal and external sources. Maintain relationships with realtors by providing excellent service. Originate and promote Trustmark's Community Lending Loans and Products. Coordinate and assist the mortgage department in the origination and servicing of community lending products and services. Qualifications
Minimum of 2 years' experience originating agency-eligible mortgage loans or equivalent experience in underwriting or processing such loans. Eligible for NMLS certification. Thorough knowledge of government and conventional mortgage loan guidelines and requirements. Extensive knowledge of qualifying variables between mortgage loan products. Ability to analyze documentation to determine accuracy and compliance with agency and portfolio requirements. Knowledge of appraisal standards and acceptability. Ability to produce tax return analysis as required by conforming loan guidelines. Must be able to fully disclose and handle all applications according to compliance regulations. Ability to work with a diverse group of borrowers, housing entities, and community organizations. Working knowledge of financial compliance and regulatory requirements. Computer skills. Interpersonal, sales, communication, and analytical skills. Junior college or two-year college training preferred.
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