NinjaHoldings
Join to apply for the Software Engineer role at NinjaHoldings
3 weeks ago Be among the first 25 applicants
Join to apply for the Software Engineer role at NinjaHoldings
NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our NinjaEdge brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.
Job Summary
The Software Engineer will be responsible for building new systems, enhancing and refactoring existing systems, integrating with external systems, and performance projects. This person will work with the existing team of developers, QA and Product Managers to design and implement features, have input on roadmaps and bring prior experience to ensure a world class product. You will work closely with your technical lead to shape the overall Engineering vision and roadmap.
This person has built systems from the ground up and had to deal with bad design assumptions and scaling issues. The right candidate has developed good design instincts through a mix of seeing 'what not to do' as well as being a 'student' of good design.
You'll be part of a team that works in one of the following areas.
Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mail
Identity - managing customer and potential customer information
Decisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.
Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems
Key Responsibilities
Design, develop or modify software and/or software systems and also taking the service architecture into consideration
Analyze user needs to determine how software should be built or if existing software should be modified
Translate business requirements and specifications into usable and scalable software
Lead design and code reviews
Participate in discussions about the team’s future vision and strategy
Requirements
3+ years of professional experience as a backend software engineer for non-trivial web applications
3+ years of Ruby on Rails, bonus point for Hotwire Turbo/Stimulus + Tailwind experience
Thinks critically about work to guarantee business functionality. Understands and takes into account business goals into their technical decisions
Can break down large initiatives into incrementally implementable deliverables
Strong communication ability to describe complex problems and solutions
Able to work across teams to tackle complex issues
Extensive experience with data model design for relational databases
Additional Pluses, But Not Requirements
Extensive experience using SQL to investigate non-trivial issues or to create complex reporting
Strong experience on the Frontend or the infrastructure (DevOps)
Prior FinTech experience
Benefits
Competitive salary and benefits package
Flexible, remote work
Fun, fast-paced work environment
Dynamic start-up culture
Ability to make an immediate impact in a growth stage company
Convenient downtown Chicago office located in the heart of the city
Equal opportunity employer
Important Notice
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Compliant Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ ninjaholdings.com.
Seniority level Seniority level Mid-Senior level
Employment type Employment type Full-time
Job function Job function Engineering and Information Technology
Referrals increase your chances of interviewing at NinjaHoldings by 2x
Get notified about new Software Engineer jobs in Chicago, IL .
Chicago, IL $80,000.00-$100,000.00 3 weeks ago
Deerfield, IL $79,300.00-$127,000.00 1 month ago
Chicago, IL $120,000.00-$190,000.00 3 weeks ago
Jr Solutions Engineer | 100% Remote | VC-backed, SaaS Company Software Developer - Fall Internship 2025 Chicago, IL $62,800.00-$103,700.00 1 day ago
Chicago, IL $100,000.00-$110,000.00 1 month ago
Chicago, IL $98,140.00-$138,625.00 3 weeks ago
Chicago, IL $85,000.00-$95,000.00 1 week ago
Westmont, IL $95,000.00-$107,000.00 2 hours ago
Chicago, IL $250,000.00-$400,000.00 2 days ago
Chicago, IL $250,000.00-$350,000.00 2 days ago
Backend Engineer/API, Payments and Risk (US) Chicago, IL $150,500.00-$281,300.00 1 week ago
Don’t See a Fit? Let Us Know What You’re Looking For Chicago, IL $120,000.00-$200,000.00 2 months ago
Chicago, IL $95,640.00-$155,400.00 1 day ago
College Graduates - Full-Time - Junior Software Engineer (2026) Chicago, IL $145,000.00-$175,000.00 1 month ago
Chicago, IL $97,750.00-$143,600.00 1 week ago
Software Engineer, Platform - Chicago, USA Chicago, IL $140,000.00-$200,000.00 2 weeks ago
Chicago, IL $48,000.00-$120,000.00 2 months ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr