Senior Financial Analyst

Salary : $103,491.00 - $155,238.00 Annually
Location : San Carlos, CA
Job Type: Full-Time
Job Number:
Division: Finance
Department: Treasury
Opening Date: 08/29/2025
Closing Date: 9/28/ :59 PM Pacific
General
The Senior Financial Analyst performs complex budget, administrative, and financial analysis for the FinanceTreasury and Administration Division along with design, implementing, and analyzing management reports.This position is also responsible for undertaking assignments and projects as required.
Essential Functions & Duties

• Performs complex analysis (alone and in teams), using historical and projected financial information to assist in maintaining adequate funding levels for both Capital and Operational needs within the constraint of varying revenue scenarios to arrive at optimum cost of capital for the organization. Evaluate options and alternatives using above analysis to provide recommendations.
• Work with Manager, Debt and Investments and portfolio managers to place cash where needed to maintain safety, liquidity, and adequate yield as it pertains to risk, and in the context of changing capital needs.
• Develop and/or assist in the creation or improvement of various financial and forecasting models. Performs scenario analysis given various financial and operational inputs. Prepares financial forecasts. Research historical data and prepares written Staff reports and PowerPoint presentation.
• Track and confirm accumulation of funds for semi-annual payments on all debt. Work in ensuring that arbitrage and all annual state and federal reporting requirements are maintained for all debt.
• Work with Manager of Debt and Investments In forming teams to issue debt as needed, Teams to include Municipal Advisors, Legal Counsel (issuance and disclosure). Underwriters, and willinvolve requests for quotes from various firms.
• Assist consultants and management in developing models to analyze fuel hedging strategies, various debt issuance scenarios, and interest earnings projections and execute the day-to-day functions the debt/investment programs following current policies and procedures under the guidance and direction of the Manager of Debt and Investment.
• Work in reviewing monthly board reports for possible errors, tracking changing legislative environment (with assistance of portfolio managers and consultants to identify timing of needed updates).
• Assist in preparation of debt and investment portions of the San Mateo County Transit District, (SamTrans), Peninsula Corridor Joint Powers Board (JPB) and the San Mateo County Transportation Authority (TA) annual operating budgets and financial statements.

Examples of Duties

• Interacts with staff at all organization levels, representatives from organizations and groups, and the public to provide or receive necessary information for a range of activities.
• Provides financial analysis and support on special projects and other assignments as required. Special projects underway and currently ongoing include integrating automation wherever possible to avoid unnecessary manual entries of activities wherever possible. Projects to include integration of dashboard reporting using data in PeopleSoft, possibly using Tableau or other source. Other projects to be determined.
• Perform all job duties and responsibilities in a safe manner to protect one's self, fellow employees, and the public from injury or harm. Promote safety awareness and follow safety procedures in an effort to reduce or eliminate accidents.
• Perform other duties assigned.

Minimum Qualifications
Sufficient experience, training and/or education to demonstrate the knowledge and ability to successfully perform the essential functions of the position. In lieu of a degree, work-related experience that demonstrates the skills and experience necessary to perform this role will be accepted. Development of the required knowledge and abilities is typically obtained through but not limited to:

• A bachelor's degree in business administration, Economics, or closely related field
• At least three (3) years full-time increasingly responsible experience in portfolio management (fixed income preferred), trading securities (or currency), and/or Municipal Debt Management.
• Three years of experience to include forecasting or modeling and financial analysis.

PreferredQualifications

• Master of Business Administration (MBA) or equivalent advanced degree, with a focus in finance, economics, accounting, or public administration.
• Ability to accurately analyze and evaluated data and draw conclusions.
• Experience in computerized accounting systems (PeopleSoft preferred)
• Proficiency in Clearwater and Bloomberg (or comparable systems).
• Familiar with Requests for Proposals/Qualifications processes.
• Proficient in the use of Microsoft Office Suite of applications including Word, Excel, and PowerPoint.
• Able to prioritize work to affect an orderly flow of accurate information within the Finance and Administration Division and to other Divisions and Offices of the District.
• Strong written and verbal communication skills.

The selection process may include a panel interview, written and skills test assessments, or supplemental questions. Only those candidates who are the most qualified will continue in the selection process. Meeting the minimum qualifications does not guarantee an invitation to continue in the process.
How to Apply

• Complete an online employment application by 11:59 p.m. of the listed closing date. Resumes and cover letters will not be accepted in lieu of fully completed applications. It is the applicant's responsibility to ensure that applications are completed with all relevant information (experience, education, certifications, licenses, references and/or other information).
• The Human Resources Department will make reasonable efforts in the recruitment/examination process to accommodate applicants with disabilities upon request. If you have a need for an accommodation, please contact the Human Resources Department.
• We celebrate diversity and are committed to creating an inclusive and welcoming workplace environment. We are an Affirmative Action/Equal Opportunity Employer. Minorities, Women, Persons with Disabilities and Veterans are encouraged to apply.

Below is a summary of the comprehensive benefits provided to District full-time employees:
Health and Welfare Benefits:

• Healthcare Benefits -District employees are offered a choice of healthcare providers under the CalPERS Health Benefits Program. The District will contribute ninety (90) percent towards monthly premiums for full-time employees. Fifty (50) percent for part-time employees.
  
• Free Dental and Vision Benefits provided - Employer Covers Premiums
  
• Free Employee Assistance Benefit - Employees are entitled to 5 face-to-face sessions or telephonic or web-video consultations for problem-solving support per incident, per calendar year.

• Flexible Spending Accounts - Pre-tax dollars to pay for qualified Health or Dependent Care expenses.

Retirement Medical Benefits:

• Long Term Disability Insurance - After 90 days of total disability, Administrative full-time employees are eligible for 60% of monthly income covered by the District.
  
• Health and Wellness - Gyms located at most work locations and discounted Weight Watcher Membership Option.

Holidays and Paid Time Off:

• Paid Time Off - Newly hired employees accrue 6.5 hours bi-weekly when hired (if Exempt 8.25 hours). As you move up in years of service credit, the rate of the amount of PTO accrued will also increase.
  
• Paid Holidays - The District provides seven paid holidays throughout the year - New Years Day, Martin Luther King Jr. Day, Memorial Day, Independence Day (July 4th), Labor Day, Thanksgiving Day and Christmas Day
  
• Floating Holidays - District employees can earn up to five (5) floating holidays.

Financial Planning Benefits:

• Pension Benefits through CalPERS -You must have a minimum of 5 years of service to be eligible for this pension.

• CalPERS PEPRA vs. Classic - All employees hired on, or after January 1, 2013, are considered PEPRA members and will contribute 8% of their salary up to the maximum IRS cut-off. All Classic members will contribute 6%
  
• Deferred Compensation Options - Select to contribute to one or both of our Tax Deferred Compensation Options
  
• Reliance Standard Life Insurance with 100% premium paid by the District - 1 times annual salary of employee - max $200,000
  
• Optional Life Insurance - Employees may purchase additional life insurance for themselves and their eligible family members.

Growth and Education Benefits:

• Professional Development - Access to LinkedIn Learning and San Mateo County's professional training. District Tuition Reimbursement Program - A maximum of $5,250 per year for courses related to your job or career goals with the District.
  
• Computer Loan Program - Interest-free two-year loan with a maximum amount of $2,000.

Other Amazing Benefits:

• Credit Union - Employees and family members are eligible to join the San Mateo Credit Union and Patelco Credit Union.
  
• Employee Clean Commute (ECC) - Car/Van poolers and Public Transit riders receive a monthly reimbursement.
  
• Commuter Benefits - Free Employee Parking; Free Bus Pass for employee as well as children/spouse; Clipper Card/Go Pass Program for Central employees.

For union employees, all of the above benefits are subject to the employee's Collective Bargaining Agreement. Benefits listed are also subject to change with or without notice and are subject to contract/provider terms and conditions.
01
Which best describes your education?

• Bachelor's or higher in Business Administration, Economics, Finance, Public Administration, or a closely related field
• Bachelor's or higher in another field
• No degree

02
How many years of full-time professional experience in portfolio management (fixed income preferred), trading securities/currency, and/or municipal debt management do you possess?

• 0-11 months
• 1-2 years
• 3-4 years
• 5-7 years
• 8+ years

03
Of your professional experience, how many years included forecasting or modeling and financial analysis?

• 0-11 months
• 1-2 years
• 3-4 years
• 5-7 years
• 8+ years

04
Please indicate the highest level of education you have completed.

• Master's degree in Finance, Economics, Accounting, Business Administration, Public Administration, or a closely related field
• Master's degree in another field or equivalent advanced degree
• No advanced degree

05
Indicate your professional experience using PeopleSoft or other computerized accounting systems.

• 3 or more years of experience using PeopleSoft
• 1-2 years of experience using PeopleSoft
• Less than 1 year of experience using PeopleSoft OR 3+ years using another ERP (Oracle, SAP, Workday, etc.)
• No experience using PeopleSoft or another ERP

06
Indicate your experience using Clearwater Analytics (or a comparable investment management platform).

• I have 2 or more years of experience using Clearwater Analytics (or a comparable system)
• I have less than 2 years of experience using Clearwater Analytics (or a comparable system).
• I do not have experience using Clearwater Analytics (or a comparable system).

07
Indicate your experience using Bloomberg Terminal (or a comparable financial data and analytics platform).

• I have 2 or more years of experience using Bloomberg Terminal (or a comparable system).
• I have less than 2 years of experience using Bloomberg Terminal (or a comparable system).
• I do not have experience using Bloomberg Terminal (or a comparable system).

08
Indicate your professional experience with Requests for Proposals (RFP) or Requests for Qualifications (RFQ) processes.

• I have led or managed RFP/RFQ processes from start to finish
• I have contributed to or assisted with RFP/RFQ processes
• I do not have experience with RFP/RFQ processes

09
Indicate your level of proficiency with Microsoft Excel.

• Advanced: able to use functions such as INDEX/MATCH or XLOOKUP, pivot tables, charts, nested IFs, and basic VBA or Power Query
• Intermediate: able to use lookups, pivot tables, charts, and conditional formatting
• Basic: able to use simple formulas, sort/filter, and data entry
• No experience with Microsoft Excel

10
Indicate your level of proficiency with Microsoft Word.

• Intermediate/Advanced: able to use styles, templates, formatting, and table of contents
• Basic: able to create and edit simple documents
• No experience with Microsoft Word

11
Indicate your level of proficiency with Microsoft PowerPoint.

• Intermediate/Advanced: able to create professional presentations with charts, graphics, and consistent formatting
• Basic: able to create and edit simple slide decks
• No experience with Microsoft PowerPoint

12
Indicate your experience prioritizing work and coordinating deliverables across multiple divisions or offices.

• I regularly prioritize and coordinate deliverables across multiple divisions or offices
• I occasionally prioritize and coordinate deliverables across multiple divisions or offices
• I rarely or never prioritize and coordinate deliverables across multiple divisions or offices

13
Indicate your experience preparing written communications such as investment or treasury reports, board memos, or policy documents.

• I have authored formal reports, memos, or policy documents in these areas
• I have co-authored or assisted in preparing reports, memos, or policy documents in these areas
• I do not have experience preparing these types of written communications

14
Indicate your experience beyond the minimum qualifications in forecasting, modeling, and financial analysis.

• 5 or more years of experience (beyond the minimum required)
• 3-4 years of experience (just at or slightly above the minimum required)
• Less than 3 years of experience

Required Question