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Village Capital & Investment

Loan Setup Agent

Village Capital & Investment, Draper, Utah, United States, 84020

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Job Title:

Loan Setup Agent

Location:

Draper, UT

Job Type:

Full Time

Company:

Village Capital & Investment LLC

Introduction:

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities:

Review and Validate Loan Applications:

Conduct initial reviews of loan files to ensure all required documents (e.g., credit reports, income verification, disclosures) are present, complete, and meet lender guidelines.

Enter and Verify Data in Loan Origination System (LOS):

Accurately input borrower and loan information into the LOS (e.g., Encompass), ensuring consistency between submitted documents and system records.

Order Third-Party Services:

Initiate and track essential services such as credit reports, title work, appraisals, fraud checks, and verifications of employment or assets.

Identify and Flag Incomplete or Missing Documentation:

Communicate with loan officers, processors, or brokers to resolve documentation issues before moving the file to processing or underwriting.

Ensure Compliance with Regulatory and Internal Guidelines:

Review disclosures and documentation to confirm adherence to

TRID

,

RESPA

,

and company-specific procedures during the initial loan setup phase.

Basic Qualifications:

Proven experience with problem-solving skills and attention to detail

Strong communication and interpersonal skills

Ability to work independently and as part of a team

Proficiency in Windows

Strong problem-solving skills and attention to detail

Specific Qualifications:

Strong Attention to Detail and Organizational Skills:

Ability to accurately review and organize large volumes of documents, ensuring data integrity and regulatory compliance.

We're looking for motivated individuals who are eager to learn the basics of mortgage documentation and industry regulations. In this role, you'll get hands-on training with standard loan forms like applications, credit reports, and income/asset documents. You'll also be introduced to important guidelines such as TRID, RESPA, and TILA. If you're organized, detail-oriented, and ready to grow, we'll give you the tools and support to succeed.

Benefits:

401(k) matching

Dental insurance

Health insurance

Health savings account

Life insurance

Paid time off

Vision insurance

In summary:

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!