OneMain Financial is hiring: Lead Data Science Analyst in Wilmington

Overview

Lead Data Science Analyst at OneMain Financial — Wilmington, DE (Hybrid Schedule). OneMain Financial is seeking a Lead Data Science Analyst to join our innovative and fast-moving Data Science team.

Successful candidates will be willing to challenge assumptions, own projects from inception to production, and collaborate with internal partners to improve customer experience and drive OneMain's financial performance. Example projects include building underwriting models for our core personal loans business, a credit line management model for our new credit card business, a pricing model for our emerging auto purchase finance business, and a contractor fraud detection system for our recently launched point-of-sale business. Key qualities include creativity, clarity in communication, the ability to balance speed to market with quality of delivery, and a willingness to develop or bring in new tools and ideas. Bring your strengths, knowledge, and interests to bear on the problems we tackle. Propose new ideas and pursue some of them.

In the Role

• Identify high impact opportunities where a data science solution can provide large leverage. Then design, build, validate, implement, monitor, and improve that data science solution.
• Identify new data, new technologies, new techniques, and new insights that will create value for our customers and businesses.
• Promote best practices for model development and software design.
• Communicate and collaborate with cross-functional partners.
• Work with third-party vendor partners to evaluate data and products and integrate those that show promise into our data science practices and platforms.
• Develop testing and control procedures to ensure execution accuracy and effective post-implementation monitoring.
• Continually assess and enhance the efficiency and scalability of implemented models and application logic.
• Independently complete analyses, draw conclusions, and present results to influence business and strategy decisions.
• Unlock insights from non-traditional data sources such as information from other industries, tax data, deposit data, demographic data, social media and digital data.

Requirements

• Graduate degree in a STEM field or 3+ years of experience working as a data scientist
• Applied experience in a variety of modeling techniques like bagging, boosting, deep learning, NLP, and related methods.
• Strong software development skills in Python, including design, algorithms, optimization, testing, and source control. Bias toward polished, self-contained solutions with clear interfaces.
• Outstanding communication skills with the ability to interact with all levels with clarity and appropriate detail.
• Ability to work with teams of diverse individuals focused on several disparate projects simultaneously.
• Experience working in cross-functional teams across a large, multi-stakeholder organization.
• Ability to work with a high degree of autonomy: resolve or escalate issues appropriately; fill in gaps when requirements are incomplete.
• Risk management mindset: foresee risks and potential points of failure in a data science system and appropriately mitigate or manage them.

Who We Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work.

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)