Citigroup Inc.
Director, Public Sector Credit Risk Senior Officer
Citigroup Inc., New York, New York, us, 10261
Overview
Public Sector Credit Risk Senior Officer Public Sector Risk, within Citi's Banking and International Risk division, manages a global portfolio covering wholesale exposures to Sovereigns, Central Banks, Government Related Entities, US Municipals, Supranationals and NGOs. The team's Senior Risk Managers strive for proactive credit risk management; connectivity with senior management and other key Risk stakeholders; and solution-oriented partnership with Citi's Corporate Banking, Product and Underwriting teams. This Director (C-15) position will be a Credit Risk Senior Officer in the North American Public Sector credit team, reporting to the Global Public Sector Risk Head and covering various relationships within North America (NAM). The Risk Manager will be responsible for managing portfolio responsibilities and supporting the Global Public Sector Portfolio Head in the portfolio management initiatives and activities including credit review, credit approvals and proactive monitoring of exposures to Public Sector clients. Candidate should have Senior Credit Officer (SCO) experience. The position will interact heavily with Citi’s Corporate Banking, Institutional Credit Management Underwriting, and other product/markets groups in pursuit of its portfolio management and credit approval duties. This position will be based in New York, NY. Key Responsibilities
Manage credit risk management activities associated with the North America (NAM) Public Sector portfolio (includes Governments of the US and Canada, US Municipals and NGOs)
Provide strong review, challenge and approvals for transactions and annual reviews, risk rating accuracy, ongoing determination of emerging risks, and decisioning/recommending of incremental exposure requests
Perform review of legal documentations, such as ISDA, Edison Electric Institute (EEI), Standby Bond Purchase Agreement (SBPA) and Credit Agreements
Partner and collaborate closely with Citi Corporate Banking and Institutional Credit Management Underwriting (ICM) organizations
Communicate clearly with internal stakeholders, particularly with respect to effective challenge (transactions not to be approved, modification to structure or additional due diligence/conditions to approval)
Advise and make concise approval recommendations to senior management
Interact directly with Credit Review Function (BICR), Internal Audit and banking regulators during periodic and ad-hoc reviews
Model sponsor delegate responsibilities for risk rating models applicable for public sector portfolio
Demonstrate solid command of Policies, Standards and Procedures, contribute to the establishment of Public Sector frameworks
Mentor and guide junior team members
Competencies / Qualifications
15+ years of relationship banking or credit risk/risk-related work experience in large banking/financial institutions
Current Senior Credit Officer (or external equivalent) approval authority
Knowledge and experience of Public Sector and US Municipals preferred
Strong understanding of corporate finance, bank and capital markets products
Proven strong analytical and credit analysis skills with good attention to detail and ability to provide big picture decision making
Ability to conduct business due diligence and assess a counterparty’s strengths and weaknesses and competitive position within its industry
Independent problem-solving skills, ability to prioritize and meet deadlines
Strong written and verbal communication skills with the ability to present analysis and recommendations in a succinct manner to senior stakeholders
Ability to handle complex transactions, often with short timetables, and to challenge when necessary, while showing constructive leadership capable of suggesting solutions
Capable of navigating large organizational structure and breaking down silos collaboratively
MS Office software proficiency required
Education
Bachelor's degree/University degree or equivalent experience
Master's degree and formal credit training is preferred
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Job Family Group:
Risk Management
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Job Family:
Portfolio Credit Risk Management
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Time Type:
Full time
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Primary Location:
New York, New York, United States
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Primary Location Full Time Salary Range:
$170,000.00 - $300,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Credible Challenge
Data Analysis
Laws and Regulations
Management Reporting
Policy and Procedure
Referral and Escalation
Risk Controls and Monitors
Risk Identification and Assessment
Risk Remediation
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jun 18, 2025
Citi is an equal opportunity employer. Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and Know Your Rights poster.
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Public Sector Credit Risk Senior Officer Public Sector Risk, within Citi's Banking and International Risk division, manages a global portfolio covering wholesale exposures to Sovereigns, Central Banks, Government Related Entities, US Municipals, Supranationals and NGOs. The team's Senior Risk Managers strive for proactive credit risk management; connectivity with senior management and other key Risk stakeholders; and solution-oriented partnership with Citi's Corporate Banking, Product and Underwriting teams. This Director (C-15) position will be a Credit Risk Senior Officer in the North American Public Sector credit team, reporting to the Global Public Sector Risk Head and covering various relationships within North America (NAM). The Risk Manager will be responsible for managing portfolio responsibilities and supporting the Global Public Sector Portfolio Head in the portfolio management initiatives and activities including credit review, credit approvals and proactive monitoring of exposures to Public Sector clients. Candidate should have Senior Credit Officer (SCO) experience. The position will interact heavily with Citi’s Corporate Banking, Institutional Credit Management Underwriting, and other product/markets groups in pursuit of its portfolio management and credit approval duties. This position will be based in New York, NY. Key Responsibilities
Manage credit risk management activities associated with the North America (NAM) Public Sector portfolio (includes Governments of the US and Canada, US Municipals and NGOs)
Provide strong review, challenge and approvals for transactions and annual reviews, risk rating accuracy, ongoing determination of emerging risks, and decisioning/recommending of incremental exposure requests
Perform review of legal documentations, such as ISDA, Edison Electric Institute (EEI), Standby Bond Purchase Agreement (SBPA) and Credit Agreements
Partner and collaborate closely with Citi Corporate Banking and Institutional Credit Management Underwriting (ICM) organizations
Communicate clearly with internal stakeholders, particularly with respect to effective challenge (transactions not to be approved, modification to structure or additional due diligence/conditions to approval)
Advise and make concise approval recommendations to senior management
Interact directly with Credit Review Function (BICR), Internal Audit and banking regulators during periodic and ad-hoc reviews
Model sponsor delegate responsibilities for risk rating models applicable for public sector portfolio
Demonstrate solid command of Policies, Standards and Procedures, contribute to the establishment of Public Sector frameworks
Mentor and guide junior team members
Competencies / Qualifications
15+ years of relationship banking or credit risk/risk-related work experience in large banking/financial institutions
Current Senior Credit Officer (or external equivalent) approval authority
Knowledge and experience of Public Sector and US Municipals preferred
Strong understanding of corporate finance, bank and capital markets products
Proven strong analytical and credit analysis skills with good attention to detail and ability to provide big picture decision making
Ability to conduct business due diligence and assess a counterparty’s strengths and weaknesses and competitive position within its industry
Independent problem-solving skills, ability to prioritize and meet deadlines
Strong written and verbal communication skills with the ability to present analysis and recommendations in a succinct manner to senior stakeholders
Ability to handle complex transactions, often with short timetables, and to challenge when necessary, while showing constructive leadership capable of suggesting solutions
Capable of navigating large organizational structure and breaking down silos collaboratively
MS Office software proficiency required
Education
Bachelor's degree/University degree or equivalent experience
Master's degree and formal credit training is preferred
------------------------------------------------------
Job Family Group:
Risk Management
------------------------------------------------------
Job Family:
Portfolio Credit Risk Management
------------------------------------------------------
Time Type:
Full time
------------------------------------------------------
Primary Location:
New York, New York, United States
------------------------------------------------------
Primary Location Full Time Salary Range:
$170,000.00 - $300,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Credible Challenge
Data Analysis
Laws and Regulations
Management Reporting
Policy and Procedure
Referral and Escalation
Risk Controls and Monitors
Risk Identification and Assessment
Risk Remediation
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jun 18, 2025
Citi is an equal opportunity employer. Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and Know Your Rights poster.
#J-18808-Ljbffr