Truist
Overview
The position supports Middle Market clients (companies owned independently, by mid cap Sponsors, Institutions, and Family Offices). Responsible for leading a team that supports and facilitates new loan origination and portfolio monitoring with Truist’s Wholesale Credit Delivery team. Whole Credit Delivery partners closing with bankers to execute credit solutions for clients. This team supports complex debt structuring, underwriting and portfolio management for Middle Market Wholesale clients, a core growth strategy for Truist Corporate & Commercial Bank (TCCB). As a senior credit delivery leader, this position is a trusted partner with the originations leadership teams and provides deep industry and market knowledge. This position is expected to demonstrate strong ideation, negotiation and persuasion skills to interact with external C-level corporate management and private equity clients, and internally with Risk Management.
Responsibilities
Consistently engages with Head of UW&PM, RPs and CRMs to proactively identify emerging credit issues within the portfolio and challenges the PM organization teammates where appropriate to ensure early detection and initiate risk mitigation actions where appropriate (i.e. capital allocation and decisions around hedging and evaluating Exit opportunities). Regularly demonstrates influence in client and global portfolio decisions; retains a voice among RPs and CRMs.
Identification, recruitment, development and retention of engaged, industry leading teammates who are building critical skillsets to meet elevated PM role expectations through regular 1x1 conversations, training, coaching and mentoring as well as inspection. Identifies, identify training needs and execute effective and targeted training.
Maintains deep knowledge of relevant industry/region banking portfolios and specific client/situational knowledge of higher profile clients; maintains current understanding of market trends including those related to loan structures/pricing and peer lending behaviors. Partners with CIG peers to ensure effective delivery of complex financing solutions; maintains extensive knowledge of Capital Markets solutions, market trends and business drivers.
Engages with internal assurance functions such as SunTrust Audit Services and Credit Review during examinations and project work. Engages with regulatory supervisors during examinations and remediating regulatory matters under risk oversight.
Span of Control: generally 8-12 direct reports. Interacts with Line of Business, Credit Risk, Credit Risk Review, Clients, Technology, Compliance, etc.
Decision-Making and Autonomy: High degree of autonomy in decisions; oversees all team activities and leads action forces, task forces and projects.
Problem Complexity: Very complex
Leadership/Influencing/Negotiating/Persuading: Exercise independent point of view and provide recommendations to decision makers.
Project or Program Management: Manages ad hoc projects related to regulatory, risk, and compliance issues.
Nature and Area of Impact, including Risk: Execute with an independent point of view, make decisions, and provide recommendations as appropriate.
Qualifications Required Qualifications:
Bachelor's Degree or an equivalent combination of education and experience. 15+ years of experience in underwriting, portfolio administration, commercial loan credit decision making
Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis. Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential.
10 years of management experience
Preferred Qualifications:
MBA or advanced degree
Middle Market segment experience
Benefits General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Paid vacation (minimum 10 days in first year, prorated), sick days (prorated), and holidays. Details vary by division and status. Eligible for additional benefits such as defined benefit pension plan, restricted stock units, and/or deferred compensation plan where applicable. These details are provided as part of the hiring process for the specific position.
EEO Statement:
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
Job Details
Seniority level: Not Applicable
Employment type: Full-time
Job function: Finance and Sales
Referrals increase your chances of interviewing at Truist by 2x
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The position supports Middle Market clients (companies owned independently, by mid cap Sponsors, Institutions, and Family Offices). Responsible for leading a team that supports and facilitates new loan origination and portfolio monitoring with Truist’s Wholesale Credit Delivery team. Whole Credit Delivery partners closing with bankers to execute credit solutions for clients. This team supports complex debt structuring, underwriting and portfolio management for Middle Market Wholesale clients, a core growth strategy for Truist Corporate & Commercial Bank (TCCB). As a senior credit delivery leader, this position is a trusted partner with the originations leadership teams and provides deep industry and market knowledge. This position is expected to demonstrate strong ideation, negotiation and persuasion skills to interact with external C-level corporate management and private equity clients, and internally with Risk Management.
Responsibilities
Consistently engages with Head of UW&PM, RPs and CRMs to proactively identify emerging credit issues within the portfolio and challenges the PM organization teammates where appropriate to ensure early detection and initiate risk mitigation actions where appropriate (i.e. capital allocation and decisions around hedging and evaluating Exit opportunities). Regularly demonstrates influence in client and global portfolio decisions; retains a voice among RPs and CRMs.
Identification, recruitment, development and retention of engaged, industry leading teammates who are building critical skillsets to meet elevated PM role expectations through regular 1x1 conversations, training, coaching and mentoring as well as inspection. Identifies, identify training needs and execute effective and targeted training.
Maintains deep knowledge of relevant industry/region banking portfolios and specific client/situational knowledge of higher profile clients; maintains current understanding of market trends including those related to loan structures/pricing and peer lending behaviors. Partners with CIG peers to ensure effective delivery of complex financing solutions; maintains extensive knowledge of Capital Markets solutions, market trends and business drivers.
Engages with internal assurance functions such as SunTrust Audit Services and Credit Review during examinations and project work. Engages with regulatory supervisors during examinations and remediating regulatory matters under risk oversight.
Span of Control: generally 8-12 direct reports. Interacts with Line of Business, Credit Risk, Credit Risk Review, Clients, Technology, Compliance, etc.
Decision-Making and Autonomy: High degree of autonomy in decisions; oversees all team activities and leads action forces, task forces and projects.
Problem Complexity: Very complex
Leadership/Influencing/Negotiating/Persuading: Exercise independent point of view and provide recommendations to decision makers.
Project or Program Management: Manages ad hoc projects related to regulatory, risk, and compliance issues.
Nature and Area of Impact, including Risk: Execute with an independent point of view, make decisions, and provide recommendations as appropriate.
Qualifications Required Qualifications:
Bachelor's Degree or an equivalent combination of education and experience. 15+ years of experience in underwriting, portfolio administration, commercial loan credit decision making
Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis. Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential.
10 years of management experience
Preferred Qualifications:
MBA or advanced degree
Middle Market segment experience
Benefits General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Paid vacation (minimum 10 days in first year, prorated), sick days (prorated), and holidays. Details vary by division and status. Eligible for additional benefits such as defined benefit pension plan, restricted stock units, and/or deferred compensation plan where applicable. These details are provided as part of the hiring process for the specific position.
EEO Statement:
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
Job Details
Seniority level: Not Applicable
Employment type: Full-time
Job function: Finance and Sales
Referrals increase your chances of interviewing at Truist by 2x
#J-18808-Ljbffr