Ascend Federal Credit Union
Victory Station Teller I
Ascend Federal Credit Union, Murfreesboro, Tennessee, United States, 37129
Overview
Create a positive member experience by accurately and efficiently processing routine transactions including cashing checks, accepting deposits and withdrawals, processing loan payments and money transfers. Promote and advise members of credit union products and services. Responsible for balancing each day's transactions and verifying cash and check totals. Responsibilities
Represent the credit union in a courteous and professional manner to members and the general public. Provide prompt, efficient, and accurate service in the processing of transactions. Receive checks and cash for deposit to various accounts and enter transactions into credit union records. Cash checks and perform account transfers and withdrawals upon verifying signatures and account balances. Inspect all checks, bonds, money orders, travelers' checks, etc. to determine their negotiability. Help increase member awareness of our services in order for the credit union to become the member's primary financial institution and build successful long-term relationships. Explain features and benefits of services. Cross offer potential services by assessing member needs based on conversation cues and current member relationship. Perform other teller duties including balancing cash drawer daily, balance and submit checks in ITC system, stop payments and research requisitions, obtain statement copies, make advances on open-end loans and assist member with safe deposit box access. Process advances on credit cards including operation of the Verifone to obtain card authorization. Sell and issue cashiers' checks, travel cards and gift cards. Follow policy and procedures related to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Office of Foreign Assets Control (OFAC) daily to ensure compliance with current regulations. Process check orders through the Harland website. Assist members and assistant branch manager with self-service coin machine, as needed. Perform back office duties including balancing and preparing coin shipment (as assigned by manager/assistant branch manager/head teller). Assist with posting night deposit or mail transactions, if applicable to branch. Assist with loading/unloading, auditing, balancing, etc., of the VISA instant issue stock/machine. Actively participate in credit union marketing promotions and branch sales programs in order to meet or exceed financial center goals. Assist with business development efforts and refer potential SEGS for marketing follow up. Assist members with electronic services, i.e. online banking, STAR, Remote Deposit Capture, etc. Assist with opening and closing of office, i.e. audit travel and gift cards, balance vault cash, cash dispense teller machines and recycler (if applicable to location). Ensure all security procedures are followed. Assist the Receptionist by helping to direct lobby traffic and logging members in Lobby Tracker. Read all internal publications including HUB and Possibilities. Perform other duties as required or assigned. Qualifications
Education High School Diploma or equivalent is required Work Experience Prior experience working in a financial institution is preferred Prior work experience in a service industry is preferred Prior cash handling experience is preferred Knowledge, Skills, and Abilities Ability to complete transactions accurately Must possess the ability to communicate with members in a positive and helpful manner Working knowledge of computer programs including Microsoft Outlook and the internet Must be able to learn to operate all related office equipment Regular and reliable attendance is required
Create a positive member experience by accurately and efficiently processing routine transactions including cashing checks, accepting deposits and withdrawals, processing loan payments and money transfers. Promote and advise members of credit union products and services. Responsible for balancing each day's transactions and verifying cash and check totals. Responsibilities
Represent the credit union in a courteous and professional manner to members and the general public. Provide prompt, efficient, and accurate service in the processing of transactions. Receive checks and cash for deposit to various accounts and enter transactions into credit union records. Cash checks and perform account transfers and withdrawals upon verifying signatures and account balances. Inspect all checks, bonds, money orders, travelers' checks, etc. to determine their negotiability. Help increase member awareness of our services in order for the credit union to become the member's primary financial institution and build successful long-term relationships. Explain features and benefits of services. Cross offer potential services by assessing member needs based on conversation cues and current member relationship. Perform other teller duties including balancing cash drawer daily, balance and submit checks in ITC system, stop payments and research requisitions, obtain statement copies, make advances on open-end loans and assist member with safe deposit box access. Process advances on credit cards including operation of the Verifone to obtain card authorization. Sell and issue cashiers' checks, travel cards and gift cards. Follow policy and procedures related to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Office of Foreign Assets Control (OFAC) daily to ensure compliance with current regulations. Process check orders through the Harland website. Assist members and assistant branch manager with self-service coin machine, as needed. Perform back office duties including balancing and preparing coin shipment (as assigned by manager/assistant branch manager/head teller). Assist with posting night deposit or mail transactions, if applicable to branch. Assist with loading/unloading, auditing, balancing, etc., of the VISA instant issue stock/machine. Actively participate in credit union marketing promotions and branch sales programs in order to meet or exceed financial center goals. Assist with business development efforts and refer potential SEGS for marketing follow up. Assist members with electronic services, i.e. online banking, STAR, Remote Deposit Capture, etc. Assist with opening and closing of office, i.e. audit travel and gift cards, balance vault cash, cash dispense teller machines and recycler (if applicable to location). Ensure all security procedures are followed. Assist the Receptionist by helping to direct lobby traffic and logging members in Lobby Tracker. Read all internal publications including HUB and Possibilities. Perform other duties as required or assigned. Qualifications
Education High School Diploma or equivalent is required Work Experience Prior experience working in a financial institution is preferred Prior work experience in a service industry is preferred Prior cash handling experience is preferred Knowledge, Skills, and Abilities Ability to complete transactions accurately Must possess the ability to communicate with members in a positive and helpful manner Working knowledge of computer programs including Microsoft Outlook and the internet Must be able to learn to operate all related office equipment Regular and reliable attendance is required