Pasona NA
Credit Officer (Japanese Bilingual Preferred) Job Num: 58123
Banking/Finance
Job Description
The Credit Officer will be responsible for reviewing and challenging credit applications submitted by the front office, preparing executive summaries and recommendations for Credit Department management, and ensuring the quality and timeliness of the approval process.
Key Responsibilities:
Review and analyze credit risk, financial performance, deal structure, and compliance with US regulatory requirements. Prepare written recommendations and present to Credit Department management. Partner with front office to improve credit applications, assist with due diligence, and identify key risks. Analyze client's financial performance, and continuously monitor risk events and quality of portfolio and promptly reports on key events. Support periodic borrower/sector reviews and contribute to action plans for deteriorating credits. Ensure adherence to credit policies and approval processes. Perform other credit-related tasks or projects as assigned. Qualifications and Skills:
Minimum 3+ years of relevant work experience preferably within a credit risk function (formal credit training preferred). Solid knowledge of market practices in corporate finance. Undergraduate degree in Finance, Business Administration or related fields. MBA/CFA or other professional qualification preferred. Experience to handle individual accounts / deals is highly regarded. Capability to take a standard corporate transaction from inception to approval, with some guidance and supervision where appropriate. Ability to manage significant deal volume in a fast-paced environment and analyze credit application and prepare written summary in a short timeframe and in a multitasking environment. Good working knowledge of credit and risk principles including corporate finance, securitization, ABL, supply chain finance, ARP, lease finance, and accounting. High level of IT literacy, strong written and verbal communication skills (supporting preparation of succinct and focused credit papers), and strong interpersonal skills (supporting collaboration / teamwork). Willingness to learn the Bank's structure, policies and procedures and new culture / mindset. Strong analytical skills; detail oriented. Good organizational skills; ability to prioritize work and manage time effectively. Business fluency in Japanese is preferred, but not a requirement.
To apply, please email your resume to nkagaya@pasona.com.
Job Details
City:
New York State:
NY Job Type:
Permanent Job Salary High:
131000.00 Salary Low:
80000.00 Languages:
English;Japanese Hours of Operation:
9-17 Benefits:
Health Ins;Dental Ins;Vision Ins;401K;Life Ins;Long-term Disability;Bonus;Paid Time Off;Paid Holidays;Short-term Disability;Sick Leave
Contact Information
Job Owner:
Naoko Kagaya Job Owner Email :
nkagaya@pasona.com
Job Description
The Credit Officer will be responsible for reviewing and challenging credit applications submitted by the front office, preparing executive summaries and recommendations for Credit Department management, and ensuring the quality and timeliness of the approval process.
Key Responsibilities:
Review and analyze credit risk, financial performance, deal structure, and compliance with US regulatory requirements. Prepare written recommendations and present to Credit Department management. Partner with front office to improve credit applications, assist with due diligence, and identify key risks. Analyze client's financial performance, and continuously monitor risk events and quality of portfolio and promptly reports on key events. Support periodic borrower/sector reviews and contribute to action plans for deteriorating credits. Ensure adherence to credit policies and approval processes. Perform other credit-related tasks or projects as assigned. Qualifications and Skills:
Minimum 3+ years of relevant work experience preferably within a credit risk function (formal credit training preferred). Solid knowledge of market practices in corporate finance. Undergraduate degree in Finance, Business Administration or related fields. MBA/CFA or other professional qualification preferred. Experience to handle individual accounts / deals is highly regarded. Capability to take a standard corporate transaction from inception to approval, with some guidance and supervision where appropriate. Ability to manage significant deal volume in a fast-paced environment and analyze credit application and prepare written summary in a short timeframe and in a multitasking environment. Good working knowledge of credit and risk principles including corporate finance, securitization, ABL, supply chain finance, ARP, lease finance, and accounting. High level of IT literacy, strong written and verbal communication skills (supporting preparation of succinct and focused credit papers), and strong interpersonal skills (supporting collaboration / teamwork). Willingness to learn the Bank's structure, policies and procedures and new culture / mindset. Strong analytical skills; detail oriented. Good organizational skills; ability to prioritize work and manage time effectively. Business fluency in Japanese is preferred, but not a requirement.
To apply, please email your resume to nkagaya@pasona.com.
Job Details
City:
New York State:
NY Job Type:
Permanent Job Salary High:
131000.00 Salary Low:
80000.00 Languages:
English;Japanese Hours of Operation:
9-17 Benefits:
Health Ins;Dental Ins;Vision Ins;401K;Life Ins;Long-term Disability;Bonus;Paid Time Off;Paid Holidays;Short-term Disability;Sick Leave
Contact Information
Job Owner:
Naoko Kagaya Job Owner Email :
nkagaya@pasona.com