Seacoast National Bank is hiring: Credit Risk Data Analyst in Orlando

JOB SUMMARY

The Credit Risk Data Analyst is responsible for being an analytical leader in organizing and leveraging data to drive fact-based decisions and actions. The Credit Risk Data Analyst develops and executes a consistent and coherent set of data and analyses for effective credit risk measurement and reporting across the bank. The incumbent must collaborate across the company for implementation, data management, analytical execution, forecasting, and on-going monitoring. The ideal candidate will possess finance, strategic and analytical acumen, and demonstrate the ability to collaborate with and influence multi-functional team members across the bank.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Synthesize credit data to provide analysis and conclusions for management, Board and Regulatory reports, including standard and ad-hoc requests.
• Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios.
• Work with analytics teams and data originators and users for consistency of data assets, and to eliminate redundancies and non-sanctioned variations.
• Partner with lines of business to address root causes that create data quality issues.
• Use analytical and technical skills to improve data quality and business insights, as well as influence business process design.
• Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
• Utilize data handling and mining tools to support proactive data quality programs focusing on business intelligence and analytics applications.
• Standardize credit data definitions and classifications and ensure that a data trail is documented within processes related to accessing, retrieving, exchanging, reporting, managing, and storing data.
• Research data integrity issues when discrepancies are found. Run reports to self-audit data and work with staff to correct data as appropriate to ensure accuracy.
• Lead resolution to external and internal audit inquiries and supporting documentation.
• Proactively identify and evaluate emerging analytics software, technologies, and tools.

EDUCATION and/or EXPERIENCE

• MA/MS in Statistics or Quantitative field preferred.
• 7+ years of progressive, related experience.
• Strong analytic skills, knowledge of statistical software, and problem-solving ability.
• Knowledge in credit risk analytics, loan loss reserving process, loss forecasting, probability of default and risk rating development.
• Attention to detail and data accuracy.
• Extensive programming skills with: SQL, SAS, Python, SAS/Stat, SAS Enterprise Miner, and/or R.
• Visualization software such as SAS Visual Analytics and Power BI.
• Self-motivated to proactively learn and solve complex business problems.

The statements above describe the general nature and level of work performed and are not intended to be an exhaustive list of responsibilities, duties, and skills. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and bank risk mitigation requirements, including on-time completion of annual required training post-hire and effective execution of role responsibilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.