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HealthCare Associates Credit Union

Member Support Operations Representative (MSR 2)

HealthCare Associates Credit Union, Lisle, Illinois, United States, 60532

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Be the Voice That Makes a Difference

Join a Purpose-Driven Team at HealthCare Associates Credit Union

Are you someone who thrives on helping others, solving problems, and creating positive experiences? At HealthCare Associates Credit Union, we're not just another financial institution-we're a mission-driven team dedicated to helping our members "Bank Healthy" by providing exceptional service and personalized financial solutions.

Why You'll Love Working With Us:

Salary Range: $22.75-$27.30/hr (Actual compensation will be determined using factors such as experience, skills & knowledge)

35-hour work week

4 weeks of paid time off

Federal holidays off

No working nights

Opportunity for quarterly incentives

Full benefits package

401K (Employer Matching up to 4.5% of eligible pay PLUS Employer Contribution of 4% of eligible pay)

Details:

If you are committed to customer service and a desire to learn, we will train you (financial institution experience preferred, but not required).

We take care of you so you can take care of our members!

About the Organization:

We are a full-service, credit union serving members of various Health Care organizations.

About the Position:

A key component of this role is to identify the financial needs of each member and recommend an appropriate quality financial solution. In addition, this position will have the overall responsibility of providing the members with accurate, efficient, and courteous service focusing on the following: opening of new accounts; maintaining member records; responding to member needs; processing member transactions through the mail, by phone, online or in person; accurately balancing work. The processing of Zelle, Bio-Catch, fraud and report monitoring are also a major responsibility. This team is also responsible for providing back-up Contact Center support, both from a queue and documentation processing perspective, as well as, branch support during staff shortages.

Duties and Responsibilities:

Member & Staff Service

Provide exceptional service to both internal and external members in alignment with the credit union's standards.

Consistently meet or exceed established sales and service goals.

Demonstrate strong and up-to-date product knowledge.

Assist members effectively in person, by phone, email, and online.

Process New Accounts

Establish savings/membership accounts

Open checking accounts & order checks

Open money market accounts & order checks

Open subsequent savings, Christmas club, vacation club accounts and CDs

Open and understand fiduciary accounts (representative payee, custodial, trust and estate accounts)

The processing and follow-up of all online applications

The processing of Business Development applications+

Maintain Membership Records, Documentation and File Maintenance

Process name changes

Process address changes

Process all required account maintenance

Scan all applicable member documents daily

Utilize and record as required in Synapsys

Process and set-up auto share transfers, loan transfers and off cycle transfers per member request

Possess knowledge of Alkami and assist with online support

Possess knowledge of bill pay and assist with the set-up and usage

Prepare out clearing checks and forward to accounting daily

Respond to Member's Needs, Inquiries and Requests

Research account inquiries or discrepancies

Provide members with rates and account disclosure information

Suggest products and services to further benefit member financial needs

Order check copies, plastics, statement copies, and reorder checks, etc.

Complete verification of deposit forms and immigration letters

Process Members Mail in Transactions

Post deposits to various share accounts

Post loan payments

Process VISA payments

Send receipts for mailed in deposits

Send withdrawal checks or close accounts per member written request

Process Members Walk in Transactions

Post deposits to various share accounts

Post loan payments

Process VISA payments

Process cash and check withdrawal requests

Transfer funds between share account or from share to loan & VISA

Process wire transfer requests

Process stop payments

Process Charge-off and GL payments

Accurate Balancing

Examine checks for endorsements, negotiability, and determine if funds hold needs to be placed

Verify transaction slip is completed accurately. Assist in person member with completion if necessary. Complete transaction slip if it is a non-face to face, night drop or mail-in transaction.

Make sure all totals balance with computers teller balance records and recyclers if applicable

Zelle Processing, Review, Analysis and Support

Review, monitor and process all Zelle rule violations in Yellow Hammer and FCD

Review, monitor and process all accounts in PayCenter Portal

Review daily activity and reporting within CRM

Review and monitor Zelle reports

Bio-Catch Monitoring and Review

Process all daily Bio-Catch Alerts and code properly within Analysts Station

Review each alert within Alkami

Contact the member for transaction verification

Review Alkami reports

Review the Bio-catch Reports

Report Monitoring

Review all daily Fraud Prevention reports in Alkami

Review all daily Fraud Prevention reports in Bill Pay

Review daily Zelle reports

Review all daily External ACH Transfer report

Review the ACH External Transfer file for accounting daily

Fraud Processing, Review and Member Reimbursement

Review and work all fraud cases presented

Integrate the various required processes to complete the fraud workflows

Audits

Process all FIS audit requests

Process all ChexSystem audits

Assist internal auditors with document retrieval and presentation

Other

Adhere to other duties as assigned

Processing of incoming and outgoing mail for HACU's mail room in Lisle

Processing of HACU CD maturity notices

Processing of ODT letters and Opt In/Opt Out request

Knowledge, Skills and Abilities:

Ability to work cooperatively in a group setting

Basic math skills necessary for balancing

Working knowledge of computer systems (e.g., Word, Excel, PowerPoint, Windows 11, etc.)

Ability to communicate and convey thoughts and ideas clearly and concisely

Ability to multi-task and work in a fast-paced environment

Ability to listen attentively and work independently with minimal supervision

Qualifications:

High school diploma or equivalent

Prior financial institution experience helpful, but not required

Prior customer/member service experience helpful, but not required

HACU is an Equal Opportunity Employer

This is an onsite position