Optum
Vice President, Financial Products - Reimbursement Solutions
Optum, Washington, District of Columbia, us, 20022
Overview
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. Role
Vice President, Financial Products - Reimbursement Solutions. This role leads the design and launch of a unified financial experience for healthcare providers, atop existing RCM systems and adjudication platforms. The focus is on intelligently orchestrating reimbursement flows and embedding financial services such as real-time payments acceleration, patient financing, patient payments, and working capital optimization within the provider ecosystem. The role bridges healthcare and fintech with a platform-first approach, leveraging AI, financial services APIs, and scalable infrastructure to reimagine how providers manage revenue, get paid, and support patients financially. Responsibilities
Build the Unifying Financial Layer: Design products that integrate with RCM, EHR, and adjudication systems to surface consolidated financial insights for providers. Enable financial flows around pre-service estimation, post-adjudication transparency, and streamlined patient payments embedded within the existing reimbursement infrastructure. Embed Smart Financial Services: Launch embedded finance tools like instant settlement, provider float, and dynamic risk-adjusted lending. Deploy AI-powered patient billing experiences, including pay-over-time, auto-adjusted payment plans, and upfront affordability assessments. Productize Intelligence, Not Just Interfaces: Layer AI-driven insights on provider data, including claims risk and payment timing predictions, denial avoidance strategies; use LLMs and ML for structured data extraction, fraud detection, and proactive financial interventions. Lead Strategy, Execution & External Partnerships: Partner with Optum banks, fintechs, EMRs, and clearinghouses to stitch together a seamless payment ecosystem; lead cross-functional teams to deliver scalable, compliant solutions. Qualifications
Required: Bachelor’s degree in business, engineering, computer science, or related field. 10+ years of experience across fintech, AI platforms, or healthtech with proven 0→1 product leadership. Experience scaling financial or healthcare products in highly regulated environments (e.g., consumer payments, banking, healthcare). Experience with platform infrastructure and integrations, not just point solutions. Fluency in RCM workflows and financial pain points across ambulatory and institutional settings. Entrepreneurial mindset; thrives at the intersection of tech, business, and regulation. Deep expertise in AI-powered decisioning, fraud detection, observability, or credit systems. Preferred: MBA or advanced technical degree. Hands-on product development experience in fast-growing Fintech. Locations: Washington DC, Eden Prairie, MN, Raleigh, NC, San Diego, CA, or Los Angeles, CA. Remote workers must adhere to UnitedHealth Group's Telecommuter Policy. For roles within 30 minutes of an office in MN or DC, a minimum of four days in-office per week may be required. Compensation & Benefits
Salary range: $196,600 to $337,100 annually based on full-time employment. Pay is based on factors including local labor markets, education, work experience, and certifications. Benefits include a comprehensive package, incentive and recognition programs, equity stock purchase and 401k contribution, subject to eligibility requirements. Application & Diversity
Application deadlines: Posted for a minimum of 2 business days or until a sufficient candidate pool is collected. Job postings may come down early due to volume of applicants. UnitedHealth Group is an Equal Employment Opportunity employer; all qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, disability, veteran status, or other protected characteristics. We are a drug-free workplace and require successful completion of a drug test where permitted by law. We are committed to mitigating environmental impact and delivering equitable care.
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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. Role
Vice President, Financial Products - Reimbursement Solutions. This role leads the design and launch of a unified financial experience for healthcare providers, atop existing RCM systems and adjudication platforms. The focus is on intelligently orchestrating reimbursement flows and embedding financial services such as real-time payments acceleration, patient financing, patient payments, and working capital optimization within the provider ecosystem. The role bridges healthcare and fintech with a platform-first approach, leveraging AI, financial services APIs, and scalable infrastructure to reimagine how providers manage revenue, get paid, and support patients financially. Responsibilities
Build the Unifying Financial Layer: Design products that integrate with RCM, EHR, and adjudication systems to surface consolidated financial insights for providers. Enable financial flows around pre-service estimation, post-adjudication transparency, and streamlined patient payments embedded within the existing reimbursement infrastructure. Embed Smart Financial Services: Launch embedded finance tools like instant settlement, provider float, and dynamic risk-adjusted lending. Deploy AI-powered patient billing experiences, including pay-over-time, auto-adjusted payment plans, and upfront affordability assessments. Productize Intelligence, Not Just Interfaces: Layer AI-driven insights on provider data, including claims risk and payment timing predictions, denial avoidance strategies; use LLMs and ML for structured data extraction, fraud detection, and proactive financial interventions. Lead Strategy, Execution & External Partnerships: Partner with Optum banks, fintechs, EMRs, and clearinghouses to stitch together a seamless payment ecosystem; lead cross-functional teams to deliver scalable, compliant solutions. Qualifications
Required: Bachelor’s degree in business, engineering, computer science, or related field. 10+ years of experience across fintech, AI platforms, or healthtech with proven 0→1 product leadership. Experience scaling financial or healthcare products in highly regulated environments (e.g., consumer payments, banking, healthcare). Experience with platform infrastructure and integrations, not just point solutions. Fluency in RCM workflows and financial pain points across ambulatory and institutional settings. Entrepreneurial mindset; thrives at the intersection of tech, business, and regulation. Deep expertise in AI-powered decisioning, fraud detection, observability, or credit systems. Preferred: MBA or advanced technical degree. Hands-on product development experience in fast-growing Fintech. Locations: Washington DC, Eden Prairie, MN, Raleigh, NC, San Diego, CA, or Los Angeles, CA. Remote workers must adhere to UnitedHealth Group's Telecommuter Policy. For roles within 30 minutes of an office in MN or DC, a minimum of four days in-office per week may be required. Compensation & Benefits
Salary range: $196,600 to $337,100 annually based on full-time employment. Pay is based on factors including local labor markets, education, work experience, and certifications. Benefits include a comprehensive package, incentive and recognition programs, equity stock purchase and 401k contribution, subject to eligibility requirements. Application & Diversity
Application deadlines: Posted for a minimum of 2 business days or until a sufficient candidate pool is collected. Job postings may come down early due to volume of applicants. UnitedHealth Group is an Equal Employment Opportunity employer; all qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, disability, veteran status, or other protected characteristics. We are a drug-free workplace and require successful completion of a drug test where permitted by law. We are committed to mitigating environmental impact and delivering equitable care.
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