First Citizens Bank
Business Credit Officer - HOA Underwriting
First Citizens Bank, Phoenix, Arizona, United States, 85223
Overview
This is a remote role that may be hired in several markets across the United States. This position underwrites and evaluates loan requests from Community Associations. Reviews loan applications, including requests from nonstandard businesses, within established credit policies and procedures. Identifies and structures credit grades as a result of application review. Provides support to field lending associates on credit policy and loan structuring through knowledge of credit policy, loan processes, and underwriting techniques. Responsibilities
Underwriting - Underwrites and evaluates a range of Community Association requests. Business Support - Supports field lending associates. Answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to Community Association lending. Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested. Loan Proficiency - Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques. Underwrites Community Association loans in accordance with all required policies and regulations. Identifies loan requests pertaining to special loan programs and takes action appropriately. Qualifications
Bachelor's Degree and 4 years of experience in Business Credit Analysis, Lending, or Underwriting OR High School Diploma or GED and 8 years of experience in Business Credit Analysis, Lending, or Underwriting Skills: Knowledge of accounting and finance principles, Knowledge of current banking laws and regulations, loan documentation, and Bank policy Preferred experience - underwriting HOA credits.
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This is a remote role that may be hired in several markets across the United States. This position underwrites and evaluates loan requests from Community Associations. Reviews loan applications, including requests from nonstandard businesses, within established credit policies and procedures. Identifies and structures credit grades as a result of application review. Provides support to field lending associates on credit policy and loan structuring through knowledge of credit policy, loan processes, and underwriting techniques. Responsibilities
Underwriting - Underwrites and evaluates a range of Community Association requests. Business Support - Supports field lending associates. Answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to Community Association lending. Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested. Loan Proficiency - Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques. Underwrites Community Association loans in accordance with all required policies and regulations. Identifies loan requests pertaining to special loan programs and takes action appropriately. Qualifications
Bachelor's Degree and 4 years of experience in Business Credit Analysis, Lending, or Underwriting OR High School Diploma or GED and 8 years of experience in Business Credit Analysis, Lending, or Underwriting Skills: Knowledge of accounting and finance principles, Knowledge of current banking laws and regulations, loan documentation, and Bank policy Preferred experience - underwriting HOA credits.
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