Social Finance, Inc. (SoFi)
Staff Full Stack Software Engineer, Operations
Social Finance, Inc. (SoFi), San Francisco, California, United States, 94199
Overview
Staff Full Stack Software Engineer, Operations — shape a brighter financial future with us. We are a next-generation financial services company and national bank using innovative, mobile-first technology to help millions of members reach their goals. The role focuses on building next-generation applications for front-line and back-office agents, incorporating AI-driven automation and intelligent assistance to improve workflows and member experience. The Role
We are seeking a Full Stack Staff Software Engineer to join our team in building next-generation applications that empower our front-line and back-office agents to better support our members. With rapid advancements in AI, we are integrating automation and intelligent assistance into agent-facing tools—improving workflows, reducing friction, and elevating the member experience. As a Staff Software Engineer, you will play a critical role in designing, developing, and deploying these next-generation applications. You’ll work across the stack with a strong emphasis on front-end development. You will design and deliver intuitive, responsive, and performant UIs with React while also contributing to back-end services and APIs. You’ll collaborate closely with Product, Design, and Engineering partners to bring ideas from concept through production, ensuring solutions are reliable, scalable, and impactful. You’ll also mentor junior engineers and help grow a culture of technical excellence. On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on collaboration between Product, Design and Engineering and you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, expanded into loans, wealth management, and insurance; SoFi has grown with ambitious plans ahead and needs great talent to continue this growth. What You'll Do
Participate in architecture discussions, code reviews, and system design to drive high-quality solutions. Deliver highly available and scalable services in a production environment. Collaborate with designers to implement pixel-perfect, accessible, and user-friendly interfaces. Design and develop scalable APIs and backend services (Java/Kotlin, PostgreSQL). Apply operational excellence best practices: monitoring, alerting, troubleshooting, and ensuring system reliability. Experiment with AI-driven features (e.g., context-aware responses, intelligent data retrieval). Mentor other engineers, support the technical culture, and help grow the team. Generate ideas for new initiatives and technologies. Communicate with project leads, product managers and other software developers. What You'll Need
Bachelor’s Degree, ideally in a technical field, but relevant work experience will be considered. 8+ years programming experience, ideally on a modern stack. Core stack includes React / Java / Kotlin / Spring / PostgreSQL / AWS Bedrock; you don't need to be an expert in all, but 6+ years in Java or Kotlin with relational databases/ORMs is expected. 2+ years of front-end development experience with React (hooks, state management, component-driven design). Willingness to roll up your sleeves, collaborate with others and get stuff done. Strong sense of responsibility; driving a project from inception to completion. Affinity for solving problems and shipping impactful features. Experience working in a collaborative coding environment (Git), refining designs, code reviews, and managing pull requests. Understanding of operational excellence and monitoring tools (e.g., DataDog). Expert programming skills with solid fundamentals. Understanding of AI terminology is a plus. Compensation and Benefits
The base pay range for this role is $153,600.00 - $264,000.00. Final base pay offers depend on experience, skills, and location. Pay range: $153,600.00 - $264,000.00 · Payment frequency: Annual. This role is eligible for a bonus, long-term incentives, and competitive benefits. More information about employee benefits can be found on the Benefits at SoFi page. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military/veteran status, or other bases prohibited by law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider qualified applicants with arrest and conviction records. SoFi is committed to an inclusive culture and offers reasonable accommodations to candidates with disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Applicants
If you are a current employee, do not apply here — please navigate to our Internal Job Board in Greenhouse to apply to our open roles. Apply for this position
Staff Full Stack Software Engineer, Operations — 2 Locations Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Rates are subject to terms, creditworthiness, location and other factors. SoFi refinance loans are private loans and do not have the same repayment options as federal programs. SoFi is licensed and regulated where applicable.
For details visit www.nmlsconsumeraccess.org .
#J-18808-Ljbffr
Staff Full Stack Software Engineer, Operations — shape a brighter financial future with us. We are a next-generation financial services company and national bank using innovative, mobile-first technology to help millions of members reach their goals. The role focuses on building next-generation applications for front-line and back-office agents, incorporating AI-driven automation and intelligent assistance to improve workflows and member experience. The Role
We are seeking a Full Stack Staff Software Engineer to join our team in building next-generation applications that empower our front-line and back-office agents to better support our members. With rapid advancements in AI, we are integrating automation and intelligent assistance into agent-facing tools—improving workflows, reducing friction, and elevating the member experience. As a Staff Software Engineer, you will play a critical role in designing, developing, and deploying these next-generation applications. You’ll work across the stack with a strong emphasis on front-end development. You will design and deliver intuitive, responsive, and performant UIs with React while also contributing to back-end services and APIs. You’ll collaborate closely with Product, Design, and Engineering partners to bring ideas from concept through production, ensuring solutions are reliable, scalable, and impactful. You’ll also mentor junior engineers and help grow a culture of technical excellence. On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on collaboration between Product, Design and Engineering and you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, expanded into loans, wealth management, and insurance; SoFi has grown with ambitious plans ahead and needs great talent to continue this growth. What You'll Do
Participate in architecture discussions, code reviews, and system design to drive high-quality solutions. Deliver highly available and scalable services in a production environment. Collaborate with designers to implement pixel-perfect, accessible, and user-friendly interfaces. Design and develop scalable APIs and backend services (Java/Kotlin, PostgreSQL). Apply operational excellence best practices: monitoring, alerting, troubleshooting, and ensuring system reliability. Experiment with AI-driven features (e.g., context-aware responses, intelligent data retrieval). Mentor other engineers, support the technical culture, and help grow the team. Generate ideas for new initiatives and technologies. Communicate with project leads, product managers and other software developers. What You'll Need
Bachelor’s Degree, ideally in a technical field, but relevant work experience will be considered. 8+ years programming experience, ideally on a modern stack. Core stack includes React / Java / Kotlin / Spring / PostgreSQL / AWS Bedrock; you don't need to be an expert in all, but 6+ years in Java or Kotlin with relational databases/ORMs is expected. 2+ years of front-end development experience with React (hooks, state management, component-driven design). Willingness to roll up your sleeves, collaborate with others and get stuff done. Strong sense of responsibility; driving a project from inception to completion. Affinity for solving problems and shipping impactful features. Experience working in a collaborative coding environment (Git), refining designs, code reviews, and managing pull requests. Understanding of operational excellence and monitoring tools (e.g., DataDog). Expert programming skills with solid fundamentals. Understanding of AI terminology is a plus. Compensation and Benefits
The base pay range for this role is $153,600.00 - $264,000.00. Final base pay offers depend on experience, skills, and location. Pay range: $153,600.00 - $264,000.00 · Payment frequency: Annual. This role is eligible for a bonus, long-term incentives, and competitive benefits. More information about employee benefits can be found on the Benefits at SoFi page. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military/veteran status, or other bases prohibited by law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider qualified applicants with arrest and conviction records. SoFi is committed to an inclusive culture and offers reasonable accommodations to candidates with disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Applicants
If you are a current employee, do not apply here — please navigate to our Internal Job Board in Greenhouse to apply to our open roles. Apply for this position
Staff Full Stack Software Engineer, Operations — 2 Locations Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Rates are subject to terms, creditworthiness, location and other factors. SoFi refinance loans are private loans and do not have the same repayment options as federal programs. SoFi is licensed and regulated where applicable.
For details visit www.nmlsconsumeraccess.org .
#J-18808-Ljbffr