Compeer Financial
Empowered to live. Inspired to work.
Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We provide financial services to support agriculture and rural communities and offer a culture that promotes meaningful work, professional development, a flexible hybrid work environment and excellent benefits. Overview
This position offers a hybrid work option up to 50% remote and is based out of the Ottawa, IL office. The contributions you will make
This role analyzes new credit requests, makes loan servicing decisions for existing clients and performs other essential credit duties. It completes financial analysis and underwriting on a variety of crop and livestock industries within Compeer’s territory. It makes credit decisions in line with established policies, procedures and best practices. The incumbent approves or denies requests within delegated authority and spends the majority of time on loan analysis and communicating decisions to internal and external team members. It works with clients and Financial Officers to discuss loan packages and provides financial counseling, visiting clients as needed. A typical day
Credit Analysis Analyzes financial and supporting documentation submitted for formal and informal lending and servicing requests. Identifies, communicates, and assists in collecting financial information required to process lending and servicing requests. Approves, declines, or escalates credit decisions as required. Determines appropriate level of analysis and due diligence based on credit risk. Determines appropriate account classification and probability of default rating. Communicates credit decisions, terms, conditions and findings through a formal narrative write-up. Establishes loan conditions and closing requirements for approved actions. Answers questions and provides direction on credit-related issues during processing, closing and servicing of lending transactions. Facilitates negotiation of credit agreements between Compeer, borrower, participants and outside counsel. Creates innovative credit packages to meet client needs. Loan Servicing and Credit Administration Proactively monitors lending portfolio and loan performance and provides direction for loan classification. Works with sales team or clients to develop plans to cure delinquencies or other servicing requests. Structures stressed credits to meet internal requirements and client expectations. Coordinates with sales and RAU teams to develop servicing plans for higher risk client relationships. Monitors database exception reports to ensure proper financial, collateral and loan classifications. Client Relations Collaborates with Financial Officers and team members to implement a Team Relationship Model with clients. Meets with clients to provide quantitative assessments of financial performance relative to Compeer credit standards and industry norms. Prepares and presents financial peer reports, industry benchmark analysis and other financial counseling tools. Assists clients in understanding their financial position and setting future goals. Travel may be required. Industry Knowledge Keeps knowledge up to date with industry trends and procedures. Builds and maintains knowledge within crop and livestock industries served by Compeer through publications, internal guidance, trainings and conferences. Participates in industry updates and webinars to stay current on market changes. The skills and experience we prefer you have
Bachelor’s degree in Ag business, finance, economics or related field or equivalent combination of education and experience. Minimum of 1 year of experience in a financial institution, preferred. Knowledge of federal and state laws, regulations and compliance requirements specific to the financial industry and Farm Credit (Illinois, Minnesota, Wisconsin). Basic to solid knowledge of agricultural businesses, crop insurance and livestock industries and production practices. Basic to solid knowledge of loan products, services, and credit operations. Basic to solid understanding of credit processing and servicing activities, accounting principles, credit analysis, credit administration, monitoring and reporting. Interpersonal, collaboration, communication, problem solving, analytical, organizational and time management skills. Solid computer skills, including MS Office, CRM programs, internal underwriting and database systems. How we will take care of you Our job titles may span more than one career level. The actual title and base pay offered depend on factors such as training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change. This role is eligible for variable compensation and other benefits. Base Pay $62,700 - $99,700 USD Compeer Financial is an equal opportunity employer. We provide equal opportunity to all qualified applicants without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other protected characteristic. Must be authorized to work in the United States. Compeer does not sponsor or support visa applications at this time. Travel and additional benefits may apply as part of employment. Voluntary disclosures Voluntary Self-Identification sections are included for government reporting purposes. Completion is optional and confidential. Information will not be used in hiring decisions. See the form for details and contact information. Equal Employment Opportunity
Compeer Financial is an equal opportunity employer and does not discriminate on the basis of protected characteristics as defined by law.
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Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We provide financial services to support agriculture and rural communities and offer a culture that promotes meaningful work, professional development, a flexible hybrid work environment and excellent benefits. Overview
This position offers a hybrid work option up to 50% remote and is based out of the Ottawa, IL office. The contributions you will make
This role analyzes new credit requests, makes loan servicing decisions for existing clients and performs other essential credit duties. It completes financial analysis and underwriting on a variety of crop and livestock industries within Compeer’s territory. It makes credit decisions in line with established policies, procedures and best practices. The incumbent approves or denies requests within delegated authority and spends the majority of time on loan analysis and communicating decisions to internal and external team members. It works with clients and Financial Officers to discuss loan packages and provides financial counseling, visiting clients as needed. A typical day
Credit Analysis Analyzes financial and supporting documentation submitted for formal and informal lending and servicing requests. Identifies, communicates, and assists in collecting financial information required to process lending and servicing requests. Approves, declines, or escalates credit decisions as required. Determines appropriate level of analysis and due diligence based on credit risk. Determines appropriate account classification and probability of default rating. Communicates credit decisions, terms, conditions and findings through a formal narrative write-up. Establishes loan conditions and closing requirements for approved actions. Answers questions and provides direction on credit-related issues during processing, closing and servicing of lending transactions. Facilitates negotiation of credit agreements between Compeer, borrower, participants and outside counsel. Creates innovative credit packages to meet client needs. Loan Servicing and Credit Administration Proactively monitors lending portfolio and loan performance and provides direction for loan classification. Works with sales team or clients to develop plans to cure delinquencies or other servicing requests. Structures stressed credits to meet internal requirements and client expectations. Coordinates with sales and RAU teams to develop servicing plans for higher risk client relationships. Monitors database exception reports to ensure proper financial, collateral and loan classifications. Client Relations Collaborates with Financial Officers and team members to implement a Team Relationship Model with clients. Meets with clients to provide quantitative assessments of financial performance relative to Compeer credit standards and industry norms. Prepares and presents financial peer reports, industry benchmark analysis and other financial counseling tools. Assists clients in understanding their financial position and setting future goals. Travel may be required. Industry Knowledge Keeps knowledge up to date with industry trends and procedures. Builds and maintains knowledge within crop and livestock industries served by Compeer through publications, internal guidance, trainings and conferences. Participates in industry updates and webinars to stay current on market changes. The skills and experience we prefer you have
Bachelor’s degree in Ag business, finance, economics or related field or equivalent combination of education and experience. Minimum of 1 year of experience in a financial institution, preferred. Knowledge of federal and state laws, regulations and compliance requirements specific to the financial industry and Farm Credit (Illinois, Minnesota, Wisconsin). Basic to solid knowledge of agricultural businesses, crop insurance and livestock industries and production practices. Basic to solid knowledge of loan products, services, and credit operations. Basic to solid understanding of credit processing and servicing activities, accounting principles, credit analysis, credit administration, monitoring and reporting. Interpersonal, collaboration, communication, problem solving, analytical, organizational and time management skills. Solid computer skills, including MS Office, CRM programs, internal underwriting and database systems. How we will take care of you Our job titles may span more than one career level. The actual title and base pay offered depend on factors such as training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change. This role is eligible for variable compensation and other benefits. Base Pay $62,700 - $99,700 USD Compeer Financial is an equal opportunity employer. We provide equal opportunity to all qualified applicants without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other protected characteristic. Must be authorized to work in the United States. Compeer does not sponsor or support visa applications at this time. Travel and additional benefits may apply as part of employment. Voluntary disclosures Voluntary Self-Identification sections are included for government reporting purposes. Completion is optional and confidential. Information will not be used in hiring decisions. See the form for details and contact information. Equal Employment Opportunity
Compeer Financial is an equal opportunity employer and does not discriminate on the basis of protected characteristics as defined by law.
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