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PrestigePEO

Underwriting Specialist

PrestigePEO, Melville, New York, us, 11775

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Overview Title:

Underwriting Specialist

Reports to:

VP of Underwriting

Position Summary The underwriting department at Prestige helps to support both new business as well as renewal business on our master health plans. The underwriting team works with outside consultants to assess risk and determine the pricing for new business opportunities for master health plans, and then communicates that pricing and risk profile to the sales team. The department also reviews the performance of Prestige clients on master health plans to monitor ongoing claims and risk to the health plan. This ongoing review helps prepare for the annual renewal of our health plans and to understand what groups may be underfunded or needing additional rate actions to ensure proper premium adequacy.

The underwriting specialist is a key member of the underwriting team in coordinating and evaluating data to set pricing, secure missing information, identify data inconsistencies, enter data into underwriting tools, and manage output. This role works on both new and existing clients in assessing risk, identifying premium shortfalls, and working with cross-functional teams to communicate findings.

Key Responsibilities

Assess risk through Gradient AI and PEO Velocity RAPT tool

Enter data into RAPT for Post Enrollment Audit and evaluate census at 30/60/90 day intervals

Attend monthly performance calls to review carrier/group performance

Work with sales team to ensure accuracy of new business submissions

Quality review rate sheets and plan designs and adjust as needed for new business sales

Provide input into RAPT for carrier change requests

Assist UW team with escalated issues

Attend and participate in meetings with management/leadership

Respond promptly to internal and external requests and escalations

Communicate to management when problems are discovered that affect daily processes; identify operations gaps and work with manager and team for resolution

Identify new and efficient ways to do business and propose to upper management/leadership

Provide training of department staff members as needed

Maintain an ongoing attitude of continuous improvement of processes within the department

Qualifications, Skills and Requirements

Minimum of 2 years’ experience in underwriting

Strong leadership skills and high attention to detail

Strong business communication skills

Ability to quickly learn new processes

Ability to work well independently and as part of a team

Advanced skillset in Microsoft Excel

Ability to manage quote reviews and escalations

Ability to act as underwriting sales liaison

Manage reporting and team projects

This is a Hybrid position, 3 days in the office, 2 days work from home.

Salary is up to $80K based on experience

Job Details

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Finance and Sales

Industries: Internet Publishing

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