Cornerstone Capital Bank
Overview
Join to apply for the
Underwriter
role at
Cornerstone Capital Bank Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We employ people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor
God
by using our talents to make a
positive difference
in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What We’re Looking For
Cornerstone Home Lending is looking for an experienced
Underwriter , who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and quality product.
Key Responsibilities Completes a thorough analysis of loan files to determine compliance with investor guidelines.
Evaluates the entire credit package and collateral for residential mortgage loans and ensures an investment quality loan product and creditworthiness of the borrowers and acceptability of the collateral.
Identifies potential quality loans to be held in portfolio if secondary market guidelines cannot be met.
Verifies the accuracy of all calculations.
Recommends the loan disposition, for loan amounts in excess of authority limitations, to Manager.
Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines.
Assists with maintaining compliance with all applicable federal, state and local laws, regulations and ordinances by abiding by compliance program and all policies, procedures, rules and regulations.
Assists in the development of underwriting standards.
Assists mortgage production team in qualifying loans.
Aids processors, giving general guideline interpretations and answering questions on specific loan files.
Responds to post closing review and quality control audits in a timely fashion.
Multi-tasking, high volume, available to be flexible and work weekends as needed.
What You’ll Need To Be Successful DE/SAR Required
3-5 years mortgage underwriting experience required.
Excellent documentation, organization and analytical skills, required.
Excellent oral communication skills, required.
Excellent Customer Service skills
Excellent verbal and written communication skills; analytical skills
Ability to handle frequent changes
Creative/innovative problem solver.
Confidentiality required in handling of security
Credit decisions on conforming loan documents
What We Offer
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What To Do Next
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! We will continue to invest in you as a valuable asset to our company. There’s something special about working at Cornerstone.
#J-18808-Ljbffr
Join to apply for the
Underwriter
role at
Cornerstone Capital Bank Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We employ people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor
God
by using our talents to make a
positive difference
in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What We’re Looking For
Cornerstone Home Lending is looking for an experienced
Underwriter , who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and quality product.
Key Responsibilities Completes a thorough analysis of loan files to determine compliance with investor guidelines.
Evaluates the entire credit package and collateral for residential mortgage loans and ensures an investment quality loan product and creditworthiness of the borrowers and acceptability of the collateral.
Identifies potential quality loans to be held in portfolio if secondary market guidelines cannot be met.
Verifies the accuracy of all calculations.
Recommends the loan disposition, for loan amounts in excess of authority limitations, to Manager.
Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines.
Assists with maintaining compliance with all applicable federal, state and local laws, regulations and ordinances by abiding by compliance program and all policies, procedures, rules and regulations.
Assists in the development of underwriting standards.
Assists mortgage production team in qualifying loans.
Aids processors, giving general guideline interpretations and answering questions on specific loan files.
Responds to post closing review and quality control audits in a timely fashion.
Multi-tasking, high volume, available to be flexible and work weekends as needed.
What You’ll Need To Be Successful DE/SAR Required
3-5 years mortgage underwriting experience required.
Excellent documentation, organization and analytical skills, required.
Excellent oral communication skills, required.
Excellent Customer Service skills
Excellent verbal and written communication skills; analytical skills
Ability to handle frequent changes
Creative/innovative problem solver.
Confidentiality required in handling of security
Credit decisions on conforming loan documents
What We Offer
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What To Do Next
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! We will continue to invest in you as a valuable asset to our company. There’s something special about working at Cornerstone.
#J-18808-Ljbffr