JPMorganChase
Overview
This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank, Wealth Management, and Business Banking lines of business. As a Credit Review Vice President within the Credit Review team, you will lead planning and execution of periodic credit reviews, guide team members in underwriting and portfolio management evaluations, and independently provide opinions on underwriting analysis adequacy, risk grading decisions, credit mitigation actions, and the effectiveness of credit management processes and controls. Between reviews, you will monitor credit risk trends within assigned commercial lending portfolios, attend relevant meetings, and foster relationships with internal stakeholders responsible for credit approval.
Responsibilities
Lead a team of reviewers as reviewer-in-charge by chairing planning, kick-off, findings presentation, and closing meetings. Coordinate with the Credit Review Director on team assignments, define project scope, evaluate credit risk controls, communicate with management, review and assess findings, recommend corrective actions, write reports, and archive documents.
Participate in Credit Review team-led reviews by preparing financial analyses and risk assessments, evaluating credit underwriting quality, recording findings, and engaging in review meetings.
Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings.
Serve as an information resource on commercial credit risk and policy. Partner with Credit Risk Management stakeholders to establish strong working relationships while maintaining independence.
Ensure consistent application of firm-wide Risk Policy as well as Credit Review Policies and Procedures.
Complete special projects and research as assigned by the Credit Review Director.
Required Qualifications, Capabilities And Skills
Experienced credit professional with minimum 10 years of commercial credit experience
Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline
Demonstrated understanding of commercial credit principles and strong analytical skills
Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to management
Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to demonstrate personal responsibility and accountability
Proven ability and desire to learn quickly, be adaptable, and think strategically
Ability to manage multiple tasks concurrently, with a high sense of urgency
Works well individually and in teams, shares information, supports colleagues, and encourages participation
Ability to travel as required
Preferred Qualifications, Capabilities And Skills
Background in commercial credit underwriting and credit risk management preferred
Successful completion of formal credit training program preferred, but not necessary
Previous credit review experience is preferred, but not necessary
About Us and Equal Opportunity JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of protected attributes and provide reasonable accommodations for applicants and employees as needed. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.
#J-18808-Ljbffr
This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank, Wealth Management, and Business Banking lines of business. As a Credit Review Vice President within the Credit Review team, you will lead planning and execution of periodic credit reviews, guide team members in underwriting and portfolio management evaluations, and independently provide opinions on underwriting analysis adequacy, risk grading decisions, credit mitigation actions, and the effectiveness of credit management processes and controls. Between reviews, you will monitor credit risk trends within assigned commercial lending portfolios, attend relevant meetings, and foster relationships with internal stakeholders responsible for credit approval.
Responsibilities
Lead a team of reviewers as reviewer-in-charge by chairing planning, kick-off, findings presentation, and closing meetings. Coordinate with the Credit Review Director on team assignments, define project scope, evaluate credit risk controls, communicate with management, review and assess findings, recommend corrective actions, write reports, and archive documents.
Participate in Credit Review team-led reviews by preparing financial analyses and risk assessments, evaluating credit underwriting quality, recording findings, and engaging in review meetings.
Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings.
Serve as an information resource on commercial credit risk and policy. Partner with Credit Risk Management stakeholders to establish strong working relationships while maintaining independence.
Ensure consistent application of firm-wide Risk Policy as well as Credit Review Policies and Procedures.
Complete special projects and research as assigned by the Credit Review Director.
Required Qualifications, Capabilities And Skills
Experienced credit professional with minimum 10 years of commercial credit experience
Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline
Demonstrated understanding of commercial credit principles and strong analytical skills
Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to management
Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to demonstrate personal responsibility and accountability
Proven ability and desire to learn quickly, be adaptable, and think strategically
Ability to manage multiple tasks concurrently, with a high sense of urgency
Works well individually and in teams, shares information, supports colleagues, and encourages participation
Ability to travel as required
Preferred Qualifications, Capabilities And Skills
Background in commercial credit underwriting and credit risk management preferred
Successful completion of formal credit training program preferred, but not necessary
Previous credit review experience is preferred, but not necessary
About Us and Equal Opportunity JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of protected attributes and provide reasonable accommodations for applicants and employees as needed. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.
#J-18808-Ljbffr