Kikoff
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Senior Fraud and Risk Analyst
role at
Kikoff Sr. Fraud and Risk Analyst
You can get further details about the nature of this opening, and what is expected from applicants, by reading the below.
As a Sr. Fraud Analyst and Risk at Kikoff, you will be a critical part of ensuring that Kikoff is identifying and mitigating fraud across all of our products and services. You will collaborate closely with Customer Support, Engineering, Data Science, and Management as you identify, investigate and mitigate new and existing fraud patterns. You will be monitoring the entire customer lifecycle from on-boarding to off-boarding in areas such as transaction monitoring, payment and money movement via ACH and Stripe, new account openings, account access patterns, and potential account takeovers. Your understanding of the Kikoff products and normal usage will be key in identifying suspicious behaviors. Balancing fraud prevention and customer service is key in ensuring we are providing effective controls to meet our Kikoff mission while ensuring regulatory compliance. Job Responsibilities
Collaborate across functions and products to review and identify potential fraud cases and trends Analyze data to define and monitor key fraud metrics Recommend and implement strategies and best practices to mitigate fraud with a test and learn mindset Partner with Operations to implement remediation procedures and adverse action approach Have firm understanding of regulatory measures to develop creative solutions with minimal friction Documenting daily reviews including case investigations, trends, and patterns. Supporting daily payment fraud operations as a tier 3 resource and coach others how to better strengthen the fraud function Working closely with partners to submit required incident reporting and remediate findings including but not limited to SARs and UARs Support compliance functions when needed and annual audits and reviews Job Qualifications
5+ years of fraud experience, including 3+ years driving fraud/risk prevention, detection, and risk management strategies within banking, lending, or fintech. Experience with rule engines, case management, KYC/CIP on-boarding, AML monitoring systems, and workflow design Demonstrated success solving complex, ambiguous problems and implementing operational improvements. Comfortable writing SQL queries to build periodic and ad hoc reports Monitor and report key metrics on fraud trends, customer impact, and operational performance. Self-starter with a bias towards action and ability to thrive in a fast-paced environment Strong knowledge of payment fraud schemes, money laundering typologies, and suspicious activity monitoring Comfortable working cross functionally across teams that have differing priorities Strong organizational, analytical, interpersonal, oral, and written communication skills Creative thinker and self starter with a passion for consumer FinTech and fraud detection. Team player with a proactive attitude and willingness to contribute to the overall success of our customer’s credit building journey and the success of Kikoff. Kikoff: A FinTech Unicorn Powering Financial Progress with AI
Kikoff's mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
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Senior Fraud and Risk Analyst
role at
Kikoff Sr. Fraud and Risk Analyst
You can get further details about the nature of this opening, and what is expected from applicants, by reading the below.
As a Sr. Fraud Analyst and Risk at Kikoff, you will be a critical part of ensuring that Kikoff is identifying and mitigating fraud across all of our products and services. You will collaborate closely with Customer Support, Engineering, Data Science, and Management as you identify, investigate and mitigate new and existing fraud patterns. You will be monitoring the entire customer lifecycle from on-boarding to off-boarding in areas such as transaction monitoring, payment and money movement via ACH and Stripe, new account openings, account access patterns, and potential account takeovers. Your understanding of the Kikoff products and normal usage will be key in identifying suspicious behaviors. Balancing fraud prevention and customer service is key in ensuring we are providing effective controls to meet our Kikoff mission while ensuring regulatory compliance. Job Responsibilities
Collaborate across functions and products to review and identify potential fraud cases and trends Analyze data to define and monitor key fraud metrics Recommend and implement strategies and best practices to mitigate fraud with a test and learn mindset Partner with Operations to implement remediation procedures and adverse action approach Have firm understanding of regulatory measures to develop creative solutions with minimal friction Documenting daily reviews including case investigations, trends, and patterns. Supporting daily payment fraud operations as a tier 3 resource and coach others how to better strengthen the fraud function Working closely with partners to submit required incident reporting and remediate findings including but not limited to SARs and UARs Support compliance functions when needed and annual audits and reviews Job Qualifications
5+ years of fraud experience, including 3+ years driving fraud/risk prevention, detection, and risk management strategies within banking, lending, or fintech. Experience with rule engines, case management, KYC/CIP on-boarding, AML monitoring systems, and workflow design Demonstrated success solving complex, ambiguous problems and implementing operational improvements. Comfortable writing SQL queries to build periodic and ad hoc reports Monitor and report key metrics on fraud trends, customer impact, and operational performance. Self-starter with a bias towards action and ability to thrive in a fast-paced environment Strong knowledge of payment fraud schemes, money laundering typologies, and suspicious activity monitoring Comfortable working cross functionally across teams that have differing priorities Strong organizational, analytical, interpersonal, oral, and written communication skills Creative thinker and self starter with a passion for consumer FinTech and fraud detection. Team player with a proactive attitude and willingness to contribute to the overall success of our customer’s credit building journey and the success of Kikoff. Kikoff: A FinTech Unicorn Powering Financial Progress with AI
Kikoff's mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
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