ZipRecruiter
What We’re Looking For
Deep production Rails experience , building and scaling systems for payments, settlements, fraud, and disputes.
Proven ownership of payment infrastructure
at scale — whether at a high-volume marketplace or a startup that built its own systems.
Strong understanding of digital payments , including risk, underwriting, compliance, and settlement flows.
Experience scaling financial data systems , optimizing for performance, edge cases, and fault tolerance.
What You’ll Do
Build and own the
core payments infrastructure
to handle customer debits and creator payouts at scale.
Design systems to
manage and track funding sources , ensuring capital is allocated and repaid accurately.
Create reliable processes for scheduling, clearing, and reconciling large volumes of payments .
Develop secure, scalable payment rails and integrations
for ACH, card networks, RTP, and digital wallets.
You’ll work directly with the
CTO, finance team and senior engineers
to design, implement, and rigorously test the infrastructure that powers payments.
Required Experience
Proven experience building ACH/NACHA-based payment solutions from the ground up.
Strong understanding of batch processing, settlement cycles, and payment compliance requirements (e.g., NACHA rules).
Hands-on experience integrating with third-party ACH and card processors and gateways, including building APIs to initiate, batch, and reconcile payments.
Proficiency with Node.js and relational databases like PostgreSQL.
Familiarity with AWS and cloud- service patterns.
Strong debugging and troubleshooting skills for distributed, high-availability systems.
Bonus Skills
Experience with event-driven architectures (e.g., AWS EventBridge, Lambda).
Knowledge of fintech security and regulatory frameworks.
Exposure to large-scale, high-throughput payment systems.
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Deep production Rails experience , building and scaling systems for payments, settlements, fraud, and disputes.
Proven ownership of payment infrastructure
at scale — whether at a high-volume marketplace or a startup that built its own systems.
Strong understanding of digital payments , including risk, underwriting, compliance, and settlement flows.
Experience scaling financial data systems , optimizing for performance, edge cases, and fault tolerance.
What You’ll Do
Build and own the
core payments infrastructure
to handle customer debits and creator payouts at scale.
Design systems to
manage and track funding sources , ensuring capital is allocated and repaid accurately.
Create reliable processes for scheduling, clearing, and reconciling large volumes of payments .
Develop secure, scalable payment rails and integrations
for ACH, card networks, RTP, and digital wallets.
You’ll work directly with the
CTO, finance team and senior engineers
to design, implement, and rigorously test the infrastructure that powers payments.
Required Experience
Proven experience building ACH/NACHA-based payment solutions from the ground up.
Strong understanding of batch processing, settlement cycles, and payment compliance requirements (e.g., NACHA rules).
Hands-on experience integrating with third-party ACH and card processors and gateways, including building APIs to initiate, batch, and reconcile payments.
Proficiency with Node.js and relational databases like PostgreSQL.
Familiarity with AWS and cloud- service patterns.
Strong debugging and troubleshooting skills for distributed, high-availability systems.
Bonus Skills
Experience with event-driven architectures (e.g., AWS EventBridge, Lambda).
Knowledge of fintech security and regulatory frameworks.
Exposure to large-scale, high-throughput payment systems.
#J-18808-Ljbffr