Central Bank of Kansas City
The Vice President – BSA Officer is a senior leader responsible for overseeing the Bank’s BSA/AML and OFAC compliance programs for both the traditional bank and fintech programs. The position also directs fraud detection and investigation efforts, regulatory compliance, and protects customers and the institution from fraudulent activity—particularly with fintech partners. This position plays a critical role in safeguarding the integrity of both traditional banking operations and our fintech partnerships.
Key Responsibilities
Serve as the designated BSA Officer for Central Bank of Kansas City; provide compliance oversight for fintech programs through our processing partner, Central Payments.
Develop, implement, and maintain robust BSA/AML, OFAC, and CIP policies, procedures, and risk assessments.
Oversee Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and transaction monitoring programs.
Oversee the monitoring and investigation of suspicious activity across both bank and fintech platforms; ensure timely SAR and CTR filings.
Coordinate with BSA/AML audits and regulatory exams; respond to findings and manage corrective actions.
BSA/AML & OFAC Compliance
is a critical aspect of this role, ensuring compliance with relevant laws and regulations. Fintech Program Oversight Provide compliance and risk oversight for all fintech and prepaid card programs managed through Central Payments. Participate in the onboarding, due diligence, and ongoing monitoring of fintech partners and program managers. Evaluate fintech partner compliance with key regulations including BSA/AML, OFAC and fraud monitoring requirements. Work closely with Central Payments and fintech partners to ensure new solutions are developed and launched within strong controls and monitoring. Fraud Management and Investigation Develop and lead the Bank’s fraud risk management strategy, encompassing both community banking and fintech platforms Oversee the fraud prevention and detection systems and ensure timely identification of suspicious or unauthorized activity. Lead and/or supervise investigations into internal and external fraud cases, including account takeover, identity theft, card fraud, application fraud, and synthetic identities. Coordinate with law enforcement, regulatory bodies, and external fraud intelligence networks as necessary. Analyze fraud trends and recommend enhancements to controls, systems, and procedures. Coordinate fraud training and awareness to employees and customers. Ensure that fraud management efforts are integrated with the Bank’s BSA/AML and risk management programs. Management/Other Manage a team of 2-3 remote/hybrid BSA/AML/Fraud specialists. Prepare regular reporting to senior management and the board of directors. Conduct annual BSA training for the board of directors. What We Offer Competitive salary with performance-based bonuses Full benefits package (health, dental, vision, life, disability, 401(k)) Paid time off and volunteer opportunities A mission-driven culture focused on community impact and innovation An opportunity to work at the forefront of financial services and technology Equal Opportunity Statement Central Bank of Kansas City is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. If you need an accommodation to apply for a position at Central Bank of Kansas City, please contact Human Resources at egenis@centralbankkc.com. Qualifications Bachelor’s degree in Finance, Criminal Justice, Business, or related field; advanced degree or certification (e.g., CAMS, CFCI, CFE, CERP, APRP) strongly preferred. Minimum of 7–10 years of experience in banking compliance, BSA/AML, fraud management, and risk oversight. Previous management experience strongly preferred. Deep understanding of fintech and prepaid program risk models, including sponsor bank and program manager obligations. Proven leadership and operational experience in fraud investigation and mitigation. Strong working knowledge of relevant laws and regulations: BSA/AML, OFAC, and FFIEC guidance. Exceptional analytical, investigative, problem-solving and communication skills. Experience managing external audits, regulatory exams, and cross-functional teams. High level of integrity, discretion, and professional judgment.
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is a critical aspect of this role, ensuring compliance with relevant laws and regulations. Fintech Program Oversight Provide compliance and risk oversight for all fintech and prepaid card programs managed through Central Payments. Participate in the onboarding, due diligence, and ongoing monitoring of fintech partners and program managers. Evaluate fintech partner compliance with key regulations including BSA/AML, OFAC and fraud monitoring requirements. Work closely with Central Payments and fintech partners to ensure new solutions are developed and launched within strong controls and monitoring. Fraud Management and Investigation Develop and lead the Bank’s fraud risk management strategy, encompassing both community banking and fintech platforms Oversee the fraud prevention and detection systems and ensure timely identification of suspicious or unauthorized activity. Lead and/or supervise investigations into internal and external fraud cases, including account takeover, identity theft, card fraud, application fraud, and synthetic identities. Coordinate with law enforcement, regulatory bodies, and external fraud intelligence networks as necessary. Analyze fraud trends and recommend enhancements to controls, systems, and procedures. Coordinate fraud training and awareness to employees and customers. Ensure that fraud management efforts are integrated with the Bank’s BSA/AML and risk management programs. Management/Other Manage a team of 2-3 remote/hybrid BSA/AML/Fraud specialists. Prepare regular reporting to senior management and the board of directors. Conduct annual BSA training for the board of directors. What We Offer Competitive salary with performance-based bonuses Full benefits package (health, dental, vision, life, disability, 401(k)) Paid time off and volunteer opportunities A mission-driven culture focused on community impact and innovation An opportunity to work at the forefront of financial services and technology Equal Opportunity Statement Central Bank of Kansas City is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. If you need an accommodation to apply for a position at Central Bank of Kansas City, please contact Human Resources at egenis@centralbankkc.com. Qualifications Bachelor’s degree in Finance, Criminal Justice, Business, or related field; advanced degree or certification (e.g., CAMS, CFCI, CFE, CERP, APRP) strongly preferred. Minimum of 7–10 years of experience in banking compliance, BSA/AML, fraud management, and risk oversight. Previous management experience strongly preferred. Deep understanding of fintech and prepaid program risk models, including sponsor bank and program manager obligations. Proven leadership and operational experience in fraud investigation and mitigation. Strong working knowledge of relevant laws and regulations: BSA/AML, OFAC, and FFIEC guidance. Exceptional analytical, investigative, problem-solving and communication skills. Experience managing external audits, regulatory exams, and cross-functional teams. High level of integrity, discretion, and professional judgment.
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